The largest banks in Russia. Large banks of Russia: list

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Recently, many banks have been stripped of licenses, bankrupt or closed for any other reason. Naturally, no one informed ordinary people about such a turn, now they have to prove long and tediously that there were their funds in that financial organization, and try to get them back. To avoid such situations, it is necessary, even before the money is entrusted to the bank, to study its financial performance, reliability level, read reviews and, of course, find out if it is included in the largest banks in Russia. The rating of such financial institutions, presented below, will allow you to do this faster and more efficiently. It should be remembered that if the bank of a particular client is not included in the list presented, this does not mean that it is worse than those indicated or will soon go bankrupt. The lists below only feature the top 10 banks in terms of available official data.

Rating calculation

The rating of banking organizations proposed below is presented in two versions. In the first - large banks of Russia, the list of which is sorted by assets. For the calculation was used the information posted onwebsite of the Central Bank of Russia. The calculation includes assets with high liquidity, interbank loans, funds invested in shares, bonds, promissory notes, as well as those amounts that participate in the formation of capital of other organizations, fixed assets, loans to individuals and legal entities, intangible and other assets.

The second list, which also includes major commercial banks in Russia, is presented in the context of individual deposits and will be of interest primarily to potential depositors. Despite the fact that information is given specifically about the deposits of individuals, legal entities will also be able to draw the correct conclusions from the list presented. All information is current as of April 2015.

The largest banks in Russia: assets

The list below is current as of April 2015. Banks are ranked as the amount of assets decreases, that is, the higher the bank is in the list, the greater the amount of its assets, and vice versa.

1. Sberbank of Russia.
2. VTB.
3. Gazprombank.
4. VTB 24.
5. Rosselkhozbank.
6. FC Opening.
7. Alfa-Bank.
8. Bank of Moscow
9. National Clearing Centre.
10. UniCreditBank.

It should be noted that it is the large banks of Russia that appear in this list. Similar organizations in other countries are not taken into account, despite the fact that some have their representative offices and subsidiaries abroad. Thus, in fact, a larger banking network, which has not yet conquered the market of the Russian Federation, despite the fact that it may notinferior to other banks in the list in terms of reliability and stability, it will not be marked in it.

Large Russian banks. Deposits of individuals

The list below is current as of April 2015. Banks are arranged as the amount of deposits of individuals decreases, that is, the higher the bank is in the list, the greater the amount of its deposits, and vice versa.

1. Sberbank of Russia.
2. VTB 24.
3. Alfa-Bank.
4. Gazprombank.
5. Rosselkhozbank.
6. Bank of Moscow.
7. Raiffeisenbank.
8. Promsvyazbank.
9. Home Credit Bank.
10. Khanty-Mansiysk Bank "Opening".

as reliable, honest and stable structures.

Pros of cooperation with large banks

As you can see, the banks, especially at the top of both lists, are the same. Cooperation with them gives increased guarantees of the reliability of deposits, the safety of funds in accounts and in deposit boxes. In addition, the larger the financial institution, the more branches it has and, as a result, the higher the level of comfort for customers who do not have to travel to the other side of the city to get to the right place.service point. Also, large Russian banks often offer a larger range of services and products (both credit and deposit) than others, which also increases the influx of customers.

Disadvantages of cooperation with large banks

The main disadvantages of cooperation with such large organizations are the conditions, rates and tariffs. Most often, in a smaller bank, you can find more favorable conditions for both lending and deposits. However, it should be borne in mind that such a level of reliability and safety of money, as in large banks, is nowhere else. Chasing for more favorable conditions, you can lose everything in general. The decision to work with a particular bank, of course, is made by each individual citizen or organization independently, based on many different factors, however, if you have the opportunity to choose, it is recommended to use banking services exactly where greater security and reliability are guaranteed, albeit to the detriment of less profitable ones. tariffs. It should be remembered that any financial institution that offers cooperation and at the same time relies on incredibly favorable rates / interest / rates / payments, etc., which are significantly different from the average market, may turn out to be a fictitious office engaged in fraudulent activities.

Results

Based on the above, it can be noted that large Russian banks, which are on the first lines of the list, have been located there for a very long time, which indicates theirconstant development, attention to customers, the introduction of the latest types of services and improving the comfort of using existing ones. In most cases, being a client of a large bank, there is no need to constantly visit its branch, since a huge number of services can be obtained simply using Internet banking. This applies to both individuals and legal entities. If there is still a need to visit bank branches, then in this option a large bank is more preferable, since it simply has more points of service for the population and legal entities than other similar organizations.