Loan from MCC "Lot Finance" - customer reviews, conditions and documents

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today, a huge number of microcredit organizations operate in Russia. They offer their customers the issuance of loans without unnecessary information and loss of time. On the one hand, the interest rate here will be higher than in banks. But on the other hand, approval occurs in a matter of minutes, often online. This becomes a handy "stash" to use as needed.

Today, one of the youngest companies on the market called "Lot Finance" is in the spotlight. Reviews are quite contradictory. Some say that the company can help out well when money is needed immediately. Others emphasize the high interest and short tenure of the funds, as well as the continued accrual of interest on arrears.

What are the benefits

Most MCOs on the market offer approximately the same loan terms. If you have a bad credit history, your application may not be approved. The Lot Finance company stands somewhat apart. Reviews say that everyone can get money here. In addition, a separate line is the service of correcting a credit history. She ispaid, for this you need to deposit an amount of about 3 thousand rubles to the company's cash desk. After that, managers will make a positive mark in the general register. Now you get the opportunity to get loans not only in the organization in question, but also in banks.

There is another way. To do this, apply for a small loan. By quickly returning it, you will be able to take more impressive amounts, and soon apply to banks. Quite often, Lot Finance is chosen for such a correction of history. Reviews note that it is not necessary to spend a lot of time to apply for a loan, it is enough to apply through the website.

Loan terms

Of course, no one gives money just like that. The MCO invites the borrower to consider a number of conditions that it puts forward. Take a good look at your financial capabilities, because without income, giving can be very difficult.

• "Lot Finance" is distinguished by the opportunity to receive a rather impressive amount. The terms stipulate a range from 1,000 to 50,000 rubles.
• It is impossible to get more than 20 thousand rubles at the first application.
• The maximum term for using money is 30 days.
• Interest rate 0.5% per day. When you re-apply 0.8%.

Reviews "Lot Finance" is called a lifesaver if you need money immediately, but you don't have time to process various bank documents.

Guaranteed Approval

It really is. Whenever you come for money, it is always there. Employee reviewsconfirm that there are practically no failures here. But one nuance must be taken into account. If you have ever taken a loan and made a delay or did not give money back at all, information will appear in the general register that this is an unscrupulous client. After that, no matter where you turn, there will be a refusal everywhere. Including this company. But by paying for the "Correction of credit history" service, the client receives a positive feedback and can take out a loan. Therefore, in any situation, you are guaranteed a Lot Finance loan. Reviews sometimes contain negative statements that if a person has 3,000 rubles, he will not go to the MCO. But the company is primarily interested in the security of its investments.

Methods of getting a loan

Now let's take a step-by-step look at the loan processing scheme. It is simple and intuitive, which is confirmed by numerous reviews. LLC MCC "Lot Finance" allows you to apply online, without having to visit the office.

You will be required to log in to the site and fill out a short application. You will receive a quick response in just a few minutes. I would like to immediately warn you, if you had earlier delays, then do not try to submit the questionnaire for consideration. There will be a refusal, which is recorded in the registry. Therefore, check in advance if there are dark spots in your story and pay the fee for the enhancement program.

After that, you get a loan. Terms of repayment are sent to you in expanded form. You can repay the debt in installments or pay it off immediately, but before the deadline specified in the contract. If the debt is repaid on time,then you get the opportunity to take out a new loan for a larger amount.

With a positive credit history

Feedback from Lot Finance employees emphasizes that the conditions are transparent, so only those who do not fulfill their obligations can have problems. Calculate in advance the level of income, and the need to take this amount. Then there will be no problems. By the way, if the CI is not spoiled, then there is no point in contacting Lot Finance and overpaying 3 thousand rubles. For this, there is a second division within this organization MKK Z400. Here they work just with conscientious borrowers.

Loan repayment methods

There are a lot of possibilities for this, so don't worry that at the last moment you will not be able to deposit the amount due to technical reasons or due to lack of time. You can repay the debt:

• using the Sberbank-online service;
• cash in the office;
• from an electronic wallet;
• with WebMoney;
• with a bank card.

That is, all the ways that you can use at your discretion are open. This convenience for the client is emphasized by numerous reviews. LLC microcredit company "Lot Finance" is an opportunity to borrow quickly and without hassle. No need to call friends and neighbors anymore, just go to the site and take what you need. For regular customers there is a bonus in the form of an increase in the amount.

Three reasons to choose this oneMCO

You are guaranteed to be approved for a loan. It doesn't matter what happened to your credit history before. Now it will become positive. Low interest rates are also important. Just 0.5% per day. Most MCOs take 1% or even 2% per day. Of course, if you need a few thousand for a couple of days, then you get a slight overpayment. Even taking 20 thousand rubles for a month, you give away only 23,000. Not so much, although if it is possible to borrow from relatives, then it is better to do just that. And another reason is the absence of fines and pen alties.

Early payouts

This is the last point we wanted to discuss today. Many clients are in a hurry to repay the loan taken as soon as possible. But if your goal is the formation of a positive CI or its correction, then it is better not to do this. But the main task of this service is just to improve the CI. Its formation is affected by the term and timeliness of repayment. Therefore, early payments are an option in extreme cases when you need to urgently leave. According to the feedback of employees, the Lot Finance microcredit company is not just a loan of money, but also a great opportunity to correct dark spots in your history. If you are preparing to take out a large loan for a car or an apartment, then it will not hurt at all.

On the other hand, such lending has a learning function. A person takes a small amount, calculates, then begins to think about a larger loan, weighing income and expenses. Feedback from Lot employeesFinance call to consider it as an assistant in an emergency, and not to take money unnecessarily.