Expresscreditservice LLC: reviews. "Expresscreditservice": employee reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Expresscreditservice LLC, reviews of which, as in most cases with financial-type organizations, are divided into positive and negative, specializes in providing loans. Microfinancing of the population is carried out not only on the most favorable terms, but also according to a simplified scheme. It is these two aspects that draw attention to the enterprise.

A bit of history

The company "Expresscreditservice", reviews of which are ambiguous, belongs to the category of organizations that specialize in microfinance. The company has an active advertising and image development strategy. For more than 5 years, the company has been offering its services in the segment of lending to the population, taking a leading position in this direction. The company's specialists provide comprehensive support to clients in financial matters of various directions, and a loyal approach to the procedure for obtaining a loan stimulates the systematic expansion of the client base.

What does the ad say?

Company "Expresscreditservice", reviews ofwhich is also met with a negative connotation, since it is practically impossible to please everyone, is proud of its staff. According to the advertising, the firm brings together the leading specialists of the country's financial sector, who are ready at any time to provide professional assistance and support in solving financial issues of any complexity.

The company's employees always have access to the latest information on the state of the country's credit market. The company undertakes to resolve conflicts related to disagreements between borrowers and lenders, always supports the client's side and offers the most advantageous solution to the problem. In the process of partnership, several options are considered for getting out of the situation with the choice of the most convenient and profitable.

Employees about the company: credit managers

About ExpressCreditService, reviews are left not only by customers, but also by employees. Thus, credit specialists note a convenient work schedule, a decent level of wages and great opportunities for career growth. In just 2 years of work, some of them managed to increase their salary from $300 to $500. Employees of the firm rate its corporate culture as quite high.

Special emphasis is placed on the respectful attitude of management towards employees. Credit managers also talk about the presence of shortcomings in their work. So, quite frequent overwork and conflicts with clients are noted, which leads to stressful situations.

The company provides its employees with full socialpackage and a wide range of benefits.

Account Managers about the company

Account managers talk about other positive aspects of working for the company. Employees, talking about the company-employer, known as "ExpressCreditService", the reviews focus on professional basic training, which is available to all employees at the first stages of partnership with the company. They talk about the loy alty of the management and are pleasantly surprised by such a good attitude. The only negative that draws attention to is the 6-day work week.

Does the company lend?

If the feedback from employees about ExpressCreditService is mostly positive, customers often express their indignation. People say that getting a loan within the company is almost impossible. Even when all information is provided, representatives of the enterprise refuse.

Self-issuance of money, despite excellent advertising in the media, is practically not carried out. If you believe the advertisement, the company offers to hand over from 10 to 950 thousand rubles. Partnerships are open to people aged 18 to 68. The presence of an official job is not a prerequisite for partnership. To apply for a loan, it is enough to provide only a passport. Loan term - up to 7 years. Fast disbursement of funds is accompanied by an attractive percentage of 16%. Such terms of cooperation can be called a real rarity for banks.countries. However, if you believe what they say about ExpressCreditService LLC reviews, not everyone can take advantage of these conditions.

Opinions are divided

In contrast to the resentment of clients with the work of the microfinance institution, which did not manage to get a loan, there is a fairly large percentage of people who managed to take advantage of the company's offers.

Potential clients who have not succeeded in obtaining a loan write about the rudeness and rudeness of managers. People who have received a loan talk about loy alty and fast and unprecedented loan processing, about the absence of paperwork. If we consider the reviews about the company ExpressCreditService (Tolyatti), you can pay attention to the fact that there are an order of magnitude more people satisfied with the partnership than those who received a cardinal refusal. As in the case of a bank, it is simply impossible to give a loan to everyone. The solvency filter itself helps the company not go bankrupt, which gives it every chance for many years of successful work in the lending market in Russia.

Help to improve credit history

Looking at the company "Expresscreditservice" reviews of employees, we can note the presence of a large number of specialists of different profiles. This testifies to the multifaceted activity of the enterprise. This fact is confirmed by the reviews of customers who turned to the company not for a loan, but for help in correcting their credit history. For a certain fee, the company's specialists bring history intoorder, upgrade it to a state that is accepted by the bank.

Corrected documentation after consideration by the bank becomes the basis for issuing a loan. There is a percentage of people who complain about the rather high cost of the service, but no one even doubted the professionalism of a company that is well versed in financial matters.

Help in choosing a banking product

The company "ExpressCreditService", reviews of which are found both with a recommendatory nature and with reports of unsatisfactory partnership, not only issues loans and helps in correcting a credit history. Within the framework of the company, assistance is provided in the selection of banking products. People are not accustomed to reading multi-page agreements with banks when applying for loans, which leads to conflict situations almost immediately after the start of payments.

Representatives of the company consider the situation of each person who applied with this question individually, and offer him such a loan option that best suits the specifics of his income and expenses. Many people write words of gratitude that the company helped find a profitable loan program in foreign currency. There are responses about global assistance not only in the calculation of products available on the market, but also on assistance in collecting documents and filling out forms to the bank. The Expresscreditservice company (Ulyanovsk), about which almost all customers leave reviews, has significantly helped many people in cooperation with largefinancial institutions.

Assistance with debt restructuring and refinancing

Microfinance organization solves problems of any complexity and is ready to meet the needs of every person. Quite often you can meet about the company "ExpressCreditService" (Smolensk) reviews of people who are faced with the layering of payments and who could not find a way out of the situation on their own. According to them, along with contacting the company, all problems and difficulties ended.

Employees very quickly and professionally help to restructure the debt. By issuing special applications to the bank with the provision of information about the inability to repay the loan as a result of certain circumstances, it is possible to achieve a temporary delay. Clients talk about the help of the company's specialists in obtaining debt refinancing, when several loans are closed by issuing a new one, but on more favorable terms. No confusion or delays, customers get the opportunity to significantly reduce their financial burden.

Summing up

Overall analysis of the company's performance plus customer ratings indicate that the firm is a true expert in the financial sector activities. Good feedback from employees and nice words towards management are evidence of a high level of work and a worthy corporate culture. The presence of benefits and a social package confirm the fact that the company is aimed at long-term prospects in work and development. The job market is saying thatwork at ExpressCreditService, with only positive feedback from employees, is in high demand among experts.

Now about the clients. According to the classics of the genre, people who have been turned down for a loan will rarely speak well of a potential borrower. Those dissatisfied with a negative decision actively make anti-advertising for the company. As for satisfied customers, among which are people who have received a loan, and those who have been selected a profitable and convenient banking product, they are still the majority. In general, the company is positioned as a professional participant in the financial market, a good broker and a highly professional specialist, cooperation with which in most cases ends with a comprehensive solution of the issue, albeit for a rather high remuneration.