How to live on 3,000 rubles a month and still not infringe on food and clothing

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

If you are tired of endless debts, financial problems, loans and other money holes, then this says one thing - you simply do not know how to manage your money. To bring personal finances in full order, you need to save a lot of money for several months. Having learned to save, you can start collecting money for a summer house or a new car, or maybe you will fulfill your cherished dream and fly on vacation? But in order for the dream to come true, you need to know how to live on 3,000 rubles a month.

Stability will come only with high incomes

Many will say why live on 3000 thousand rubles a month, because you can learn to earn extra money, change jobs. But not everyone knows that the more you start earning, the more you will spend. You need to learn to live according to today's incomes, if they are minimal, then live economically. With timeyou will get used to not buying things that will just lie on the shelf and gather dust, and the question of how to live on 3,000 rubles a month will no longer be so acute for you.

If you want to keep money and not waste it, then you need to determine the purpose for which these bills will be collected. A person who does not have a goal will never collect the required amount. We decided to go to the sea - set aside 1000 rubles every month, or rather open a bank account and save interest on it. For one month, an amount of one thousand will be ridiculous, but in a year 12,000 rubles and interest will be collected. Of course, such an amount is not enough for a dream, but we have learned the main thing - to go towards our goal.

Hunger is not an aunt, but an evil uncle

The main item of any expense is food. You can allocate 3,000 rubles and 30,000 rubles a month for food, only in the first case it will be salads, potatoes and pasta, and in the second, red caviar, sturgeon, trout and other delicacies. How to live on 3,000 rubles a month and not "stretch your legs"? Remember a few rules about the kitchen.

• Don't buy delicacies even once a month: either you get out of debt and start collecting for your dream, or you just fill your stomach and get nothing more than a feeling of satisfaction from food.
• Remember: we save on everything: buy pasta, cereals, vegetables at a wholesale base.
• Cook immediately for 2-3 days.
• Skip the fast food. For example, Doshirak pasta costs 24 rublesfor packing. If during the day they replace breakfast, lunch and dinner and eat like this for 30 days, then a little more than 2000 rubles comes out a month. There is no savings in quick meals, but gastritis or an ulcer is guaranteed.

Cheaper doesn't mean worse

If you are still trying to answer yourself how to live on 3000 rubles a month, then you have not tried to save yet.

Have you noticed that fruits in the store are sold at a markdown? The fact that they are 2 times cheaper does not mean that they have expired. Products with little remaining shelf life, overripe fruit, products with spoiled packaging are sold at a reduced price.

Regarding clothing

Savings are savings, and you need to not only eat, but also dress. Walk to the nearest second hand store. Buy clothes at huge discounts. Try to take once or twice a month, but one unit of goods is more profitable than buying everything at once. The amount that you give for one thing will seem ridiculous, but quite decent money will come out in a year. Many will ask themselves for a long time how to learn how to save until they understand the most important thing - in this case, only you yourself, your desires and striving for your goal can help yourself. Set yourself goals and always look for the right solution. Only by solving them can you start a new plan.

Save on utility bills

When it comes to food and clothing, the principle of "eat and dress according toyour income," but you won't pay as much as you want for electricity, gas and utilities. You won't be able to pay less, but you can save electricity very easily.

15-20% of our electricity consumption comes from lighting. If you treat it like a source that takes our money, then very soon you will be able to not spend so much energy.

1. Replace all light bulbs in your home with energy efficient ones.
2. Always turn off the lights behind you, don't leave a chandelier burning in an empty room.
3. Make the most of daylight.
4. A bright room always requires less electricity than a room with dark walls and furniture.
5. Buy class A household appliances. Washing machine, hair dryer, iron, vacuum cleaner - these are all the items that literally devour our money.

On Moscow posters you can often see an inscription calling for turning off unnecessary lamps and electrical appliances. Remember this rule and use it as often as possible.

You can save not only on light, but also on water and gas. The principle is the same: the less you include, the less you pay. This principle applies especially to water.

Learn to save on everything - and soon you will feel the taste of money that you simply did not throw away.