Sogaz insurance company. OSAGO: conditions, rules, reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today, every car owner must get an OSAGO insurance policy. This form is issued in any UK and gives the car owner the right to receive monetary compensation for car repairs in the event of an accident. To date, there are a huge number of companies that provide citizens of the Russian Federation with similar services. However, not all of them are reliable. At any time, the company may go bankrupt or lose its license. In this case, car owners who paid money for the service are left with nothing. To prevent this from happening, you should choose proven and trustworthy offices.

SC "Sogaz" appeared in 1993. It was this company that was the first to receive the best credit rating equal to BBB+. This means that in the event of bankruptcy or other problems, the firm will be able to pay off its debts to customers.

Today, most car owners choose SOGAZ OSAGO insurance. The addresses of the branches of this company can be found on the official website or in any directory. To date, SK has opened 7 branches in different districts of the country. Therefore, almost everyone has access to insurance. Before paperwork, it is recommended to call and order SOGAZ OSAGO. Company phone: 8-800-333‑08-88(free hotline).

Types of insurance

Today, the office draws up transactions not only for ATS insurance. In addition, customers can receive certificates that protect real estate, life, various household appliances, children's he alth and investments.

Nevertheless, SOGAZ OSAGO insurance is still the most popular among the population.

Policy rules

When receiving an insurance form, it is important to take into account the nuances of transactions of this type:

• The contract is concluded for a period of 12 months.
• The agreement can be signed with the owner of the vehicle or the authorized representative of the car owner.
• In order to extend insurance obligations, it is necessary to issue documents for a new period.
• If a client receiving SOGAZ OSAGO provided deliberately false data about himself, then in the event of an accident he will not receive a cash payment.
• For the correct execution of all documents, the car owner must provide his data and information about the people who will also drive the PBX.
• The policy is issued to the car owner within a month after payment for the company's services.
• Data on the license plate of the car must be provided to the company no later than 3 days after the preparation of all papers.
• If the original insurance form was lost by the car owner, then a new document is issued to him free of charge.

It is very important to provide accurate information about yourself and other persons involved in the transaction. If specialistscompanies find out that any information is unreliable, then the insurance contract can be terminated unilaterally. Therefore, it is best to check the accuracy of the applicant's data several times.

Required documents

The list of papers required to obtain SOGAZ OSAGO may differ depending on the specific case. Nevertheless, there is a standard list of documents that are best prepared in advance. Insurance will not be possible without:

• applicant's registration certificate;
• inspection;
• applicant's passport;
• power of attorney;
• documents confirming the registration of ATS.

Additionally, an IC employee can request an old contract with an insurance company. Verification that the applicant was not involved in the accident may also be required.

It should be borne in mind that in the case of buying a new car, OSAGO must be issued no later than 10 days from the date of purchase of the car.

Online checkout

It is not necessary to go to the company's office to receive an insurance policy from SOGAZ OSAGO. If you prepare copies of documents in electronic form, then you can issue documents via the Internet.

To do this, just visit the official website of the company and find the section "Online registration" on it. After that, it remains only to fill in all the required fields, familiarize yourself with the preliminary cost of the policy and wait for an answer.

Price of insurance

The cost of the policy directly depends onmake and year of the car. The driving experience of the applicant is also taken into account. If the car owner is a beginner, then the UK risks more, respectively, and the cost of the form will be higher.

On average, an insurance policy will cost from 5 to 10 thousand rubles. If the transaction is executed online, the client will pay less, since in this case his documents will be processed not by the operator, but by the automatic system.

How payments are made

As in any other insurance company, compensation is paid after an insured event has been recorded. To do this, the car owner must call the traffic police inspector and draw up an appropriate protocol, which will be a confirmation of the incident. It is this document that must be submitted to the insurer within 2 days after the accident. At the same time, the car owner also writes an application, which is considered by the UK up to 5 working days.

After that, the insurance company appoints an examination, during which the nature and complexity of damage to the vehicle is assessed. Based on this document, an insurance act is drawn up, and the car owner receives a cash payment to cover car repairs.

Nevertheless, a number of defects should be taken into account for which the motorist will not be able to receive monetary compensation. For example, if the wheelbase was damaged.

Sogaz insurance company: OSAGO reviews

If we talk about the opinion of car owners, then basically all motorists praise this SC. First of all, customers note more profitable than other companiesinsurance conditions.

However, on the Internet, you can also find dissatisfaction regarding the activities of this organization. For example, some car owners left not the best reviews for OSAGO from Sogaz. There were cases when customers had to wait in queues for many hours to get the necessary information from the insurer.

Also, many complain about the very long processing of documents. However, representatives of the company assure that today most of the operations are performed not manually, but via the Internet. Thanks to this, there should be no more such problems now.