2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
OJSC "Binbank", reviews of which allow us to draw a variety of conclusions, was founded in 1993 on November 1. At the moment, the regional network of this financial organization has more than 120 additional branches, 26 of which are located directly in the capital of the Russian Federation. The rapid development of the bank allowed it to expand in 2008 at the expense of one of its competitors: Bashinvestbank CJSC could not withstand the pressure of the global financial crisis and was forced to seek financial support from outside.
At the very end of 2004, "Binbank", reviews of experts about which position it as a fast-growing organization, became a member of the state deposit insurance system. Under this system, each client of a financial institution can expect to have its deposit paid out of public funds if the bank is declared bankrupt and unable to pay its bills. Just 5 years later, in March 2009, Binbank passed the appropriate accreditation and received the status of an agent bank in organizing Russian deposit insurance.
Development strategy of a financial institution
Innovative techniques used both in the development of new programs and in choosing the next development goal for the bank, allow it not only to increase its capital like an avalanche, but also to systematically increase its lending volumes. Over the past few years, each reporting period of a financial institution has shown at least a fifteen percent increase in consumer lending.
In addition, "Binbank", reviews of which even eminent financiers leave, is constantly expanding its client base. In the first few months of 2012 alone, the financial institution acquired about seventy thousand new clients in the private sector and almost three thousand legal entities.
As part of the strategy developed and adopted by the bank's management, the organization is constantly and systematically increasing its share capital. As a result of the issue of additional shares, his capital increased by more than 3 billion rubles this summer.
Preferential Programs Provided
"Binbank", reviews of which can form both positive and negative opinions, is actively working with the Government of the Russian Federation and provides special programs for unprotected words of the population. They include government subsidized mortgages such as:
- Apartment "Young Family" - within its framework you can get up to 40% of the cost of the apartment in one payment as a down payment;
- Program "MaternalCapital "- within its framework, you can get about 420 thousand rubles to improve housing conditions or provide children with education;
- Mortgage for military personnel of the Russian Federation - to receive it, you need to be a member of a special accumulative program available only to employees of the armed forces of the Russian Federation;
- Apartment for Young Teachers;
- Apartment for Young Scientists.
Today you can get such a program at any branch of the Binbank. The addresses of its branches can be found both on the main website of the financial institution and on the many pages of credit brokers advertising their services.
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