Where to invest 1,000,000 rubles to earn? Top business ideas, expert advice

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Many of our compatriots, when asked how much money they need for happiness, answer without hesitation: "One million rubles." Well, this is a big amount and can really make a person happier.

But where can I spend it? Different people think differently and their answers will be different accordingly. But the main directions can be called:

• buy a car;
• build a house;
• quit your job and never work;
• put on a deposit and live on interest.

All of these options are, of course, good. But the more money a person has, the more difficult it is for him to part with them. And soon, having bought what you want, a more perfect model will be desirable.

The option of investing all your funds on a deposit is also not entirely correct, since all the money will depend on the bank, which may “burst” the next day. In addition, the interest that banks offer on deposits, with a stretch, can only cover the inflation rate in the country. How to be?

Looking forcorrect answer

For those people who have the vein of an entrepreneur and are looking for the right answer to the question of where to invest 1,000,000 rubles to earn money, the ideal option would be to open your own business or invest in someone else's business. But not everyone succeeds in doing this, and especially competently build a working scheme, according to which the invested funds will not only pay off, but also bring enviable income.

In this article we will try to answer the question of where to invest 1,000,000 rubles to earn money by analyzing the current situation in the economy and the best business ideas of our time.

If you think that you need to ask yourself such questions only after you actually earn that amount of money, then you are deluding yourself. You should always set a goal for yourself and imagine what you will do when you achieve it. After all, making a fortune is a thankless task and requires a lot of effort. And it is even more difficult to properly dispose of what you have earned.

Don't know where to invest 1,000,000 rubles? The top business ideas below will help you make your choice.

Make money on garbage

If yesterday garbage was a panacea in developed countries, today waste recycling is one of the most developing business areas.

While entrepreneurs from other industries are complaining about the lack of raw materials, in this business there will always be some kind of garbage that can be recycled and get a lot of money for it.

This is facilitated by the constant development of technologies that allow even from the ashes to do something worthwhile. Science makes it possible to use various elements of waste even to create biologically clean fuel. This is the future.

In addition, recycling, for example, glass or metal allows you to use the material again. This means that such waste can be processed an infinite number of times.

Profitable investment

Of course, in search of a place where to invest 1,000,000 rubles to earn money, you should definitely pay attention to recycling. It will take a lot of money to open such a business, but this amount is enough if you manage your money prudently.

The main tasks will be the purchase of special equipment and the establishment of transport links with the source of raw materials and end users of the processed product.

Do you think this business is unaesthetic and do not want to work with garbage? Remember: money doesn't smell. Although with modern technology everything looks much better than before.

Mobile Cafe

Are you looking for where to invest 1,000,000 rubles to earn money, but do you want a business that is not as costly and risky as the previous one? A mobile cafe on wheels could be your answer. All you need is a modified van and a little imagination in its design.

Let's talk about the statistics right away: out of ten new cafes or restaurants opened in a year, about 8-9 are closed. Speaking of mobilecafes, then such cases are only 20%. Experts say that this new line of business appeals to people, and also helps its owners avoid many of the risks that exist in the restaurant business. Your "feeder" will not be tied to the same place, where a cafeteria that opens next door will steal some of the customers.

Also, your cafe can move to a place where any holidays are held at the moment and, accordingly, there is a large flow of people. Perhaps, mobile coffee is one of the best answers to the question of where to invest 1 million rubles to make a profit.

If you manage to come up with some defiant idea, theme and cuisine in your establishment, as well as open several of these outlets, thereby covering large areas, then you will start earning very soon.

And you will find very few competitors, since this type of business in the Russian Federation is only in its infancy, which makes it even more attractive. However, experts say that in 2-3 years a wave of mobile coffee houses will already flood the large and medium-sized cities of Russia.

Not a new but changing vending business

So, we continue the review of good business ideas. If you have not yet decided where to invest 1,000,000 rubles and earn money, then be sure to consider the vending business.

Unfamiliar word? Remember the soda water machines back in the distant times of the Soviet Union. The essence of the vending business is to placeautomatic devices that are able to serve passers-by in one area or another.

Despite the fact that this type of business appeared in Europe in the 17th century, in the Russian Federation it is rather poorly developed and is mainly focused around coffee and shoe covers. The full potential of this type of service is not fully disclosed.

The new trend is vending machines with he althy food. Yes, you won't believe it! Coca-Cola and chips that you can buy by throwing a coin into the machine are long gone. The modern world takes care of its he alth.

Imagine a network of special vending machines that help people eat right and he althy. With more and more low-quality goods containing GMOs, preservatives and other harmful additives appearing in stores today, your business will prosper.

Install at least 5 machines

If you like this type of business and when choosing where to invest a million rubles (1,000,000 rubles), you settled on vending, then consider the following nuances. Beginners always think that by putting 1 device in a crowded place, they can earn money. This is a misconception.

For a payback within 1-1, 5 years, experts advise installing at least 5-6 machines. Of course, crowded places are important for business, but you need to choose them so that this crowd is interested in your products. That is, passers-by should want to use such a machine. It follows that in we althy areas, privatesectors, the placement of devices will be inappropriate.

They should be located near and in business centers where middle-level personnel work. There should also be places nearby where you can exchange or withdraw money from the card to pay for the services of the machine.

Special attention should be paid to the performance of the devices: if the client gives his money at least once, and the mechanism does not give him the desired product, then the person will never come to this place for a purchase again, painting it in all colors in front of his relatives and friends.

Perhaps we should not give up the idea of investing in a bank?

The above ways to make money from your money are certainly good. They are built on the example of outstanding people who were able to earn their ideas not only for bread, but for the whole kingdom.

But if you don't like them and you are still looking for how to profitably invest 1 million rubles to earn money, consider the deposit offers of banks. Of course, this must be done wisely. But if you skillfully place your funds in financial institutions, you can earn money, while minimizing all risks. How to do this, we will consider further.

Spread money across multiple financial institutions

Never deposit all your money in one bank. In this case, you are too much at risk of being left without funds. Experts advise splitting your finances into several parts (preferably at least 5) and, after analyzing market conditions, put them on depositdeposits in different banks.

Moreover, the bulk of the money should be placed in financial institutions with a worldwide reputation or national (state) status. Other commercial banks are much more likely to fail.

For convenience, issue a plastic card, to which interest will be transferred monthly or at the end of the term of the deposits. This method will not bring you super profits, but it will keep your money safe and allow you to earn at least a small but necessary penny.

More ideas

If you are thinking about where to invest a million rubles (1,000,000), the various ideas above will certainly come in handy. However, don't be discouraged if you haven't found a suitable option.

In fact, there are a lot of sensible thoughts and business plans. Alternatively, try to adopt the experience of foreign countries in which the level of services, services and goods is superior to domestic ones. After all, if something else is missing in the country, then either no one knows about it, or others have not yet managed to adopt the basics of business.