Kiwi card: reviews. Qiwi Visa Plastic

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Many fans of virtual payments have already appreciated all the delights of the revolutionary Qiwi system. With its help, it is easy to make purchases via the Internet and even make purchases in ordinary stores. For greater convenience, a universal payment card "Qiwi" has appeared in the system. We tried to study the reviews about it in as much detail as possible.

A brief history of the company

Qiwi Group is a fairly well-known international payment service established in 2007. Almost simultaneously with the successful launch of the system, the first "Personal Account" was created, working on any mobile and portable devices. Later it was renamed to "Kiwi Wallet". Exactly one year later, the first virtual card appeared in the system.

At the end of 2011, company representatives presented a new Qiwi Visa Plastic card, which allows not only virtual transactions, but also cash handling.

What are the possibilities of the "cherished plastic"?

Qiwi Visa Plastic – is a full-fledged plastic card opened in ruble equivalent. It is not named, therefore it is issued inas soon as possible. It is only valid for two years. After this time, it is quite possible to re-release it.

Qiwi cardholders can freely transfer funds from their Qiwi Wallet and make purchases in online stores and other outlets that support this service. Thanks to a large retail network, it is quite possible to cash out the funds on your card account through any ATM.

However, you can spend funds from the Qiwi card only within the amount collected on the wallet. But even if the money on your virtual account is over, it does not matter. You can replenish the funds spent using branded terminals or through a mobile application.

Options for dealing with a problem with the card

In case of loss of a card or other problems with your plastic, you can order a planned blocking. To do this, just send a message to the number "7494" with the text QVP STOP. The same operation is quite easy to do manually. To this end, the following steps should be taken:

• Login to your wallet.
• Go to the "My Cards" tab.
• Press the active "Block" key and confirm your decision.

But to unlock you will need a brand new Qiwi credit card. That is, the restoration of the blocked "plastic" is impossible.

What are the benefits of using the card?

With this card you can make instant or urgent money transfers,sending them to your relatives and friends. As a rule, only small amounts of money can be saved on a virtual account. Therefore, you should not be afraid to spend money in excess of the norm. You will not be able to spend more than the set limit. For the same reason, the Qiwi bank card will be useful not only for adults, but also for children. Some parents say that by opening additional cards for their offspring, they can control their spending on pocket expenses and entertainment.

Moreover, sometimes a small reserve of funds on such a card is a great help just when you urgently need money. This is a kind of reserve for a rainy day.

And, of course, as many users who work remotely claim, the Qiwi credit card is a great tool for quickly paying them. By linking the card to the wallet, it is very convenient to receive, cash out and simply spend the earned funds. Moreover, this can be done both virtually and in real retail outlets.

How much does it cost and how to apply?

The final cost of the issued "plastic" directly depends on the established tariffs of the system, postal forwarding and delivery option. Also included in this price is the cost of annual maintenance and a commission fee. According to users, the price of the card is low and does not affect the family budget at all. But how to issue a Qiwi card, we will tell further.

In order to purchase a card, you must perform the following steps:

• Go to the official website of the systemqiwi.com.
• Select the tab with plastic cards.
• Click on the card you like and on the active button "Order".
• Enter your full name and delivery address.
• Pay the cost of issuing and shipping the card (you can pay using a virtual wallet).
• Receive a tracking message with a tracking number for best delivery tracking.
• Pick up the finished card from the courier or post office.

What are the rates and conditions of the card?

Are you interested in the Qiwi card? User reviews will help you understand the convenience of its use, current tariffs and terms of use. So, if you believe the card holders, its replenishment is carried out without any commission. Maintenance of "plastic" is free. When performing operations in domestic stores, the commission is also not charged. And in foreign countries - it is approximately 2.5% in rubles and 0% in foreign currency. Low interest and for cashing out at an ATM. It is equal to only 2% of the amount and + 50 rubles for processing the payment by the bank. And, of course, it is very convenient to issue a card remotely, and not come to Qiwi (bank) for it.

A few words about the bank

This joint-stock company is part of the entire Kiwi group. The organization has a fairly developed retail and branch network. Currently, over 169,000 retail outlets are open in Russia. Thanks to the availability of innovative Qiwi products, the bank fulfillsover 750,000 payment transactions. So, with it, you can perform the following operations:

• Replenish bank cards and accounts.
• Repay loans.
• Buy and order virtual VISA cards.
• Pay utility bills.
• Repay state duties, fines and other types of payments.
• Make international money transfers, etc.

From the history of the bank

The bank itself was first established in 2008. At this time, several of the largest Russian virtual payment systems and shareholders of the bank joined the structure of a completely new financial organization.

Exactly two years later, the "1st Processing" bank appeared among the members of the organization. And the joint-stock company itself was renamed in 2011 into a financial organization called Qiwi.

According to the latest data, this financial institution is in 171st place in terms of its assets. In terms of net profit, it occupies the 41st place in the rating of banking organizations. Moreover, at the beginning of this year, the company introduced a completely new card with the telling name "Conscience". This new product allows you to take any goods in installments with the subsequent renewal of the existing credit limit.

Useful tips for working with the map

Many users not only share their opinions about the use of universal banking "plastic", but also reveal certain secrets of its use. With their help, it will be much more profitable to use the Qiwi card. Feedback from such clients is veryuseful. For example, some of them advise connecting a special SMS informing service.

This service is connected completely free of charge. It helps to control the state of your current account on the card and compare the check with the actual debiting of money when paying for goods. This approach will protect your card from dishonest cashiers, waiters and other people, and will also give you the opportunity to control the balance of your account.

According to many reviews, the Qiwi card will help you make cashless payments in large supermarkets. According to users, large retail outlets do not charge an additional fee for card payments. Also, for your convenience, in large stores it is recommended to pay through self-service points. According to credit card holders, sometimes the card may not work. And at such points, you simply will not delay or annoy anyone.

What feedback can you hear about the map?

Only positive feedback can be heard about this plastic card. According to users, its release and maintenance does not affect the overall family budget. Many people like that when paying with a card, there is no need to enter a PIN code. It is very convenient and saves time. But if the card is stolen, you need to conduct a quick block in order to avoid losing funds from your wallet.

Others like the lack of commission when paying by card. But the presence of a high, according to them, commission fee when cashing out at an ATM is frustrating. Still others appreciated the convenience of using the "plastic" itself. With himIt's easy to pay bills and make purchases, both online and in physical stores. Fourth do not like the short life of the card. However, if possible, they are happy to reorder a credit card.