Where to get the Mir card: features, order of receipt and reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

The first national Russian plastic cards were issued back in December 2015. However, it is still unclear to many where to get the Mir national payment card. Let's dedicate this article to a detailed answer to this question.

About the map "Mir"

NSPK ("National System of Payment Cards") was created in response to failures in servicing Visa and Master Card cards in 2014, which was the reason for the imposition of sanctions against Russia. The objectives of the NSPK are simple and meaningful at the same time:

• Uninterrupted processing of cards of foreign payment systems in Russia.
• Creation of a national payment card "Mir", which would give its owners one hundred percent confidence that the foreign policy situation will not affect their access to their savings in any way.

With the plastic "Mir" you can do the following:

• Deposit and withdraw funds inATM.
• Transfer savings from Mir to another card or bank account.
• Make payments in the terminal, online banks, mobile applications for any goods and services.
• Transfer funds to all existing e-wallets.
• Shop online.
• Pay for services and goods abroad (if you have a co-badged card - with the Mir logo and another payment system operating in the place of your trip).

The creators took care of the guaranteed safety of their product and its 100% protection against fakes, so more and more citizens are wondering where to get the "Mir" card of the national system. Security features include:

• Modern chip that securely stores information about the owner.
• Branded hologram "Mir".
• The ruble sign visible on the map in ultraviolet light.
• Cardholder's signature on the back.

The card is accepted by 1.5 thousand ATMs and more than 100 thousand terminals throughout the country. In almost every outlet it is already possible to pay with it. And in 2-3 years, the creators plan to bring their product to the world market.

Pros and cons

Before we tell you where to get the World card, let's introduce you to its main advantages and disadvantages.

Pros

Cons

Free emission. In a number of credit institutions - a smallMobile Bank service fee. Wide prevalence of service points - including in Crimea. Independence of access to your money from the foreign policy situation, sanctions, etc.

Maintenance of the card does not come out cheaper than the same "Visa" or "Master Card", and in some banks - even more expensive. Not all localities have ATMs that accept the card and outlets ready to take it for payment. Except for co-badged cards, other cards are useless abroad. The currency in which savings are stored is only the ruble. Reviews from many users indicate that the system is still somewhat "raw" - not all ATMs accept the card, there may be a failure, service error, etc.

Let's talk a little about the prospects for the development of the national payment system.

"Peace" in the future

NSPK is planning the following in the near future:

• Integration with leading banks of the CIS countries.
• Global expansion of points of acceptance and service of cards on the territory of the Russian Federation.
• Issuing credit cards.
• Free payroll service.
• Possibility of ordering the receipt of plastic via the Internet.
• Launch of a special affiliate program - certain bonuses will be awarded to the owner of the Mir card for attracting a new holder.
• Introduction of 3D-secure technology to pay for virtual purchases.
• Introduction of the "cashback" option withreturn of 10-15% of the amount of purchases to the card.
• Entering the international market.

Card types currently available

For those who are interested in where to get the cards of the "Mir" system, we will tell you what types of them are available for registration today:

• Debit: can be either prepaid or just debit. Operations on it are performed only in online mode. If desired, you can order an "impersonal" version (without indicating information about the owner).
• Classic: "Privilege" and "Privilege +" are available along with the standard version. Owners are open to a full package of operations, including purchases in stores and online markets.
• Premium: in addition to access to their cash accounts, the ability to make purchases in regular and virtual markets, the owner also receives an impressive amount of privileges - cashback, additional bonuses, free SMS alerts, personal support.

Pension, individual salary projects are also issued (with monthly interest on the balance).

In points where you can get the "Mir" card, it is also possible to order its co-badged version, issued in cooperation between the national and any international system. Such cards allow you to freely pay abroad. Currently available options from:

• UnionPay;
• JCB;
• Master Card.

Where to get a cardMir: list of issuing banks

Today, 131 Russian banks issue and service Mir. Among this number:

• Sberbank of Russia;
• "Tinkoff";
• "Uralsib";
• "Alfa Bank";
• "Ural Bank for Reconstruction and Development";
• "UniCredit";
• VTB;
• "Post Bank";
• "Binbank";
• "Home Credit";
• "Snezhinsky";
• "Opening"
• "VTB 24";
• Gazprombank
• "SMP Bank";
• "MTS Bank";
• "Sovcombank";
• "Svyaz-bank";
• Rosselkhozbank;
• "Rosbank";
• "Raffeisenbank";
• "Promsvyazbank" and many others. others

There are 356 banks participating in the Mir program (serving national cards) today, which is slightly less than 60% of their total number.

Let's consider the conditions and procedure for obtaining a card, using the most common example - Sberbank. In other credit institutions, the described proceeds in a similar way.

Conditions for obtaining a card at Sberbank of Russia

Sberbank is one of the credit organizations where it is easiest to get a Mir payment card. The future holder must meet a number of simple requirements:

• Be over 14.
• Be a citizen of the Russian Federation. Foreigners can also become cardholders, but applications from them are considered on an individual basis.
• Be permanently registered in Russia.
• When applying for a social card to receive a pension, have the relevant documents.

So, where to get the national map "Mir"? This can be done at the nearest branch of Sberbank of Russia.

The procedure for obtaining a card at Sberbank

As we already mentioned, the order of receipt is a process similar in algorithm in all issuing banks. After you have decided where to get the World card, you need to do the following:

1. Apply to a bank branch with a passport. If you need a social card, then you must additionally have a certificate of pension accrual with you.
2. According to the data provided, the employee will draw up and print out an application. The task of the client is to check the correctness of the entered data and certify it with his signature.
3. Making a card is only 1-3 days. The future owner will be notified of its readiness by an SMS message, which will be sent to the mobile number indicated in the application.
4. The SMS will indicate the date when the card will be delivered to the bank. This usually happens after 3-7 days.
5. On the designated day, you must come to the bank with your passport.
6. Be prepared to come up with a PIN code - you will need to enter it when activating the card. Be sure to memorize these numbers well. We do not recommend writing them down anywhere, buteven more so to inform third parties - even employees of a bank branch!

If you ordered the production of a card via the Internet, then you need to follow the above algorithm, starting from its third paragraph.

Sberbank Service Tariffs

Let's present in the table the main points regarding the maintenance of ordinary and social cards "Mir" in Sberbank.

Service name	For a regular card, rub.	For a social card, rub.
First year service	750	No fee
Later service years	450	No fee
Daily withdrawal limit	150,000	50,000
Monthly withdrawal limit	1,500,000	500,000
Cash acceptance	At Sberbank ATMs - free of charge. In other ATMs - 1.25% of the amount.
Cash out	Until the daily limit is exceeded - free of charge. When the limit is exceeded - 0.5% of the exceeded amount. Withdrawal at other ATMs - 1% fee of the amount (not possible for social cards).
Reissue through the fault of the owner	150	30
Account statement	15	No fee

Where can I get the "Mir" card? In one of 131 banks of the Russian Federation. Every month their number will beincrease. You can also become a cardholder at any branch of the most common "green bank".