Loans

Can I get a loan with a passport?

Can I get a loan with a passport?

Last modified: 2025-01-24 13:01

You can get a loan with your passport. Moreover, such programs, the terms of which do not require the provision of other documents, are offered not only by dubious offices, but also by quite serious banking organizations

Where can I get a loan for a pensioner? And can it be done at all?

Where can I get a loan for a pensioner? And can it be done at all?

Last modified: 2025-01-24 13:01

Today several Russian banks are ready to offer a loan to a pensioner. Of course, the requirements for this category of borrowers are somewhat different from the standard ones. The reason for everything is at least age. Or the low income they have

How and where can a student loan be issued?

How and where can a student loan be issued?

Last modified: 2025-01-24 13:01

Today, a loan for a student can be issued to him both to pay for tuition at a higher educational institution, and for some consumer purposes. The attitude of banks towards young borrowers is no different from all other situations

Lowest interest on a loan - how to get it?

Lowest interest on a loan - how to get it?

Last modified: 2025-01-24 13:01

The need for extra money appears in most citizens. One of the optimal solutions to the problem is a loan from a bank. However, no one wants to overpay, and the search begins for a place where they promise the lowest interest on the loan

Sberbank: car loan on favorable terms

Sberbank: car loan on favorable terms

Last modified: 2025-01-24 13:01

The article will tell the reader about an alternative way to savings - a car loan. Sberbank of Russia will be considered as a lending bank

Loan at Post Bank: feedback from recipients

Loan at Post Bank: feedback from recipients

Last modified: 2025-01-24 13:01

What is "Post Bank"? Is it profitable to take loans from this bank? Read the details in this article

Gazprombank: leasing a wide range of

Gazprombank: leasing a wide range of

Last modified: 2025-06-01 07:06

"Gazprombank Leasing" is a financial company, which today holds a leading position in the leasing market in Russia. It offers not only legal entities, but also individuals to use its services by choosing a program from a huge range of offers

How to cancel credit insurance: instructions, nuances, recommendations and reviews

How to cancel credit insurance: instructions, nuances, recommendations and reviews

Last modified: 2025-01-24 13:01

Recently, future borrowers are increasingly faced with the need to purchase an insurance policy, and sometimes several at once. The Bank thus seeks to insure itself against defaulted borrowed funds and increase its income. Borrowers, in turn, do not want to overpay for the imposed service and do not want to be deceived

Money loan: registration, documents, conditions

Money loan: registration, documents, conditions

Last modified: 2025-01-24 13:01

The need for cash can come at the most inopportune moment. It is necessary to take a cash loan as quickly as possible, and on favorable terms. And then the question arises: "Where to go?". Bank or MFI? From the point of view of benefits - a bank, and as quickly as possible - an MFI

Where is it more profitable to get a cash loan? Types of consumer credit

Where is it more profitable to get a cash loan? Types of consumer credit

Last modified: 2025-01-24 13:01

When there is an urgent need for money, and relatives and friends cannot help, the question immediately arises of where it is more profitable to take a cash loan. Which institution to choose: a bank or a CPC, a pawnshop or an MFI? The future borrower should soberly assess his strengths and advantages, because in the end, it is these criteria that will make it clear where to get a profitable cash loan

Cancellation of insurance after receiving a loan: grounds, reasons and documents

Cancellation of insurance after receiving a loan: grounds, reasons and documents

Last modified: 2025-01-24 13:01

Each time applying for a loan, the borrower is faced with the need to purchase an insurance policy, and sometimes more than one. The bank, as a credit institution, seeks to minimize its risks, and the borrower does not want to overpay for a service he does not need. Let's try to figure out when it is better to be insured and how to cancel insurance after receiving a loan

Where is it more profitable to get a loan for a pensioner? Profitable loan for pensioners in Sberbank

Where is it more profitable to get a loan for a pensioner? Profitable loan for pensioners in Sberbank

Last modified: 2025-01-24 13:01

Before issuing a loan to a borrower, any credit institution checks its financial solvency. Citizens who have reached retirement age cannot be called such. Anyway, for banks

"Philbert" is a collection agency. Reviews of debtors

"Philbert" is a collection agency. Reviews of debtors

Last modified: 2025-01-24 13:01

In 2015, more than 75% of the loans issued by the bank were returned through collection agencies. Why do banks prefer to turn to collectors, and not go straight to court? Let's try to figure it out

Consumer credit with a low interest rate. Sberbank consumer loans with a low interest rate

Consumer credit with a low interest rate. Sberbank consumer loans with a low interest rate

Last modified: 2025-01-24 13:01

Consumer credit with a low interest rate is real. You just need to clearly understand what is meant by a low interest rate and under what conditions it can be obtained. And, accordingly, with which banks it is more profitable to cooperate today

We issue youth credit cards: Sberbank of Russia

We issue youth credit cards: Sberbank of Russia

Last modified: 2025-01-24 13:01

Sberbank of Russia was one of the first to issue youth credit cards, thereby allowing students to taste the little joys of life

Loan capital, its structure and forms

Loan capital, its structure and forms

Last modified: 2025-01-24 13:01

Loan capital is one of the most complex economic concepts. Definition, structure and forms of loan capital. World and international markets of loan capital, their types and principles of functioning. The structure and participants of the loan market, its features and objectives

What is a mandatory loan payment?

What is a mandatory loan payment?

Last modified: 2025-01-24 13:01

Today, almost every one of us has a credit card. With its help, we can pay not only with our own, but also with borrowed funds. After reading this article, you will learn what a mandatory payment on a Sberbank credit card is

Car loan

Car loan

Last modified: 2025-01-24 13:01

Currently, competition in the banking sector is so great that getting a loan to buy a car is a breeze. The conditions for granting a loan are not much different, therefore, very often special programs are offered, promotions are held that call for taking the required amount of money in this particular bank, and not in another. What should you pay attention to first of all when applying for a car loan so as not to make a mistake?

Standard and long-term loans: everything you need to know about loans

Standard and long-term loans: everything you need to know about loans

Last modified: 2025-01-24 13:01

The country has been in crisis for a long time. But the sad state of the economy does not diminish the needs of the people. Everyone needs money, household appliances, apartments, cars. And you have to find a way out. The most popular solution to the problem is a loan. Long term or consumer. Many people have recently been faced with the need to apply for a loan, so the topic is relevant. And that's why she needs attention

Commercial loan: conditions, forms, rates

Commercial loan: conditions, forms, rates

Last modified: 2025-01-24 13:01

Commercial credit is often an excellent way out of difficult financial situations for many companies cooperating with other organizations. At the same time, it is important to understand the conditions for its provision, forms and rates

Credit account: definition, meaning, how to open or close a credit account

Credit account: definition, meaning, how to open or close a credit account

Last modified: 2025-01-24 13:01

Credit account is a banking measure aimed at monitoring and tracking the status of accounts of customers of a credit institution. It is useful for the recipient of the loan to be able to use it, however, when registering papers at the bank, it is necessary to pay attention to the details specified in the agreement

Interest-free loan to an employee: registration procedure, tax consequences, postings

Interest-free loan to an employee: registration procedure, tax consequences, postings

Last modified: 2025-01-24 13:01

The practice of obtaining the status of a lender and a borrower by an employer and an employee is now quite common. This is beneficial because it helps to save on interest for an individual. For the enterprise, this creates a significant advantage, attracting the best personnel, and becomes one of the factors for increasing competitiveness

Credit debts: checks and maturities

Credit debts: checks and maturities

Last modified: 2025-01-24 13:01

The procedure for repayment of debts is usually established by a loan agreement, which is concluded between the client and the banking organization as part of the loan processing. Conditions may be different depending on the institution with which cooperation was established. The key parameter of loan repayment is the date of deposit of funds and their amount. In the article, we will consider what credit debts are

"Equifax": reviews of employees of the American organization

"Equifax": reviews of employees of the American organization

Last modified: 2025-01-24 13:01

Russians can find out their credit history for free even in a commercial organization. Equifax is one of the leaders among BCIs in the Russian Federation. The bureau is not only a major informant for banks and individuals, but also an official employer. Reviews about Equifax allow you to evaluate its attractiveness for potential employees

Legal status of credit institutions: basic concepts, types, banking law

Legal status of credit institutions: basic concepts, types, banking law

Last modified: 2025-01-24 13:01

It should be noted that organizations classified as credit organizations have a certain legal status that distinguishes them from other structures in the state. Let us further consider their main features, as well as the types and basic principles of activity

Reviews on private lenders: who took it and where, features, benefits, tips on how not to fall for the scammers' trick

Reviews on private lenders: who took it and where, features, benefits, tips on how not to fall for the scammers' trick

Last modified: 2025-01-24 13:01

Private loans have a lot of pitfalls. Therefore, it is not always profitable to apply to such creditors. Let's take a closer look at user reviews and the most popular fraudulent schemes. When should you not sign a receipt?

Loan to a legal entity from an individual: features, requirements and an example

Loan to a legal entity from an individual: features, requirements and an example

Last modified: 2025-01-24 13:01

The most common option for raising additional finance is bank loans. However, it is not always easy to get a bank loan and get it, especially for young organizations. In such cases, legal entities need to borrow funds from other organizations and individuals

On-call credit is Definition, conditions for obtaining, advantages and disadvantages

On-call credit is Definition, conditions for obtaining, advantages and disadvantages

Last modified: 2025-01-24 13:01

On-call loan is a type of loan in which the borrower gets the right to use funds from a specially opened account at his own discretion. The amount is limited. On-call credit is the provision of a loan by a bank with the right to demand a refund at any time

How to make a credit history? How long is a credit history kept at a credit bureau?

How to make a credit history? How long is a credit history kept at a credit bureau?

Last modified: 2025-01-24 13:01

Many people are interested in how to make a positive credit history if it was damaged as a result of regular delinquencies or other problems with past loans. The article provides effective and legal methods to improve the reputation of the borrower

Interest-free loan: features of registration, receipt and return

Interest-free loan: features of registration, receipt and return

Last modified: 2025-01-24 13:01

Statistics show that almost every resident of Russia has used credit funds at least once, that is, almost everyone is familiar with the rules for applying for a loan. An interest-free loan is somewhat similar to a loan, but it is made out as an agreement that is signed by two participants. It is assumed that one of them lends money or other mass-produced items to the other

Credit and consumer cooperatives: feedback from depositors, list, description of services

Credit and consumer cooperatives: feedback from depositors, list, description of services

Last modified: 2025-01-24 13:01

Credit-consumer cooperatives - an alternative to banks and microloans. CCP has been on the Russian financial market for more than 15 years, but citizens are wary of their activities. Reviews of credit and consumer cooperatives, which are popular with Russians, will allow new customers to learn about the activities of the CPC, the advantages and disadvantages of credit cooperation in the Russian Federation

CPC "Saratov savings": the history of the organization. Saratov savings cooperative: negative reviews and positive

CPC "Saratov savings": the history of the organization. Saratov savings cooperative: negative reviews and positive

Last modified: 2025-01-24 13:01

CPC "Saratov Savings" is known to Russians as the sad experience of depositors who lost more than 85 million rubles. Since 2017, the company has officially ceased to exist, and hundreds of deceived customers still cannot return their money invested at the promised interest. Negative reviews about the "Saratov savings" cooperative on the Internet are very common. Those who are unlucky advise depositors to be more careful with any PDA

Installment plan in Euroset: terms and conditions and reviews

Installment plan in Euroset: terms and conditions and reviews

Last modified: 2025-01-24 13:01

Purchasing a mobile phone is often associated with serious costs. To avoid them, you can buy a smartphone in installments. Consider the conditions of the Euroset mobile phone salon. Which banks does the company cooperate with, how profitable is it

How to find out your credit history through "Public Services": procedure, submission of a request and terms of provision

How to find out your credit history through "Public Services": procedure, submission of a request and terms of provision

Last modified: 2025-01-24 13:01

Credit history is information about the borrower that characterizes the fulfillment by this person of obligations to return the funds received in debt. The purpose of this document is to encourage bank customers to have a conscientious attitude to lending issues. Each person should know that if one day he received money on credit, but did not repay it, all subsequent creditors will learn about this in the future

How to get a loan without a credit history and references? Registration rules, terms of the contract

How to get a loan without a credit history and references? Registration rules, terms of the contract

Last modified: 2025-01-24 13:01

Bank lending has become a part of everyday life. Every second Russian has already used it, because now you can buy almost any thing or service, from office equipment, fur coats, real estate and ending with dentures

Terms of the loan agreement: essential and additional

Terms of the loan agreement: essential and additional

Last modified: 2025-01-24 13:01

The concept of "loan agreement" is regulated by the Civil Code of the Russian Federation. This is an agreement that is concluded between an organization (bank) and an individual (legal) person - the borrower on the provision of credit funds in the amount previously agreed by the parties. At the same time, the borrower undertakes to repay them with interest

Cash loan at VTB 24: conditions, programs, interest and reviews

Cash loan at VTB 24: conditions, programs, interest and reviews

Last modified: 2025-01-24 13:01

This institution is one of the largest in Russia today. In terms of its development, it competes with Sberbank, is considered the second in the country in terms of assets, and in addition, in terms of equity capital. In the line of consumer cash loans, he now has several varieties of services

Loan from LLC to the founder: procedure for registration, issuance and return, nuances

Loan from LLC to the founder: procedure for registration, issuance and return, nuances

Last modified: 2025-01-24 13:01

A loan to the founder from an LLC involves the conclusion of a special agreement, on the basis of which the company transfers funds for a certain period of time to a member of the organization, who is obliged to return them either with or without interest

Loan not paid for 3 years - what will happen? Can a loan be written off after the statute of limitations?

Loan not paid for 3 years - what will happen? Can a loan be written off after the statute of limitations?

Last modified: 2025-01-24 13:01

In Russia, there is a limitation period for credit agreements. It is 3 years old. After the expiration of the limitation period, the bank has no right to present claims against the debtor. Therefore, many borrowers want to know the answer to the question: if you do not pay the loan for 3 years, what will happen?

What happens if you don't repay the microloan? How not to pay microloans legally

What happens if you don't repay the microloan? How not to pay microloans legally

Last modified: 2025-01-24 13:01

If there is not enough money to pay, in modern life no one runs around friends and neighbors and asks for a loan. All financial problems are solved in 30 minutes if you apply for a microloan. Such loans are currently at the top of popularity, and many people can get them in a microfinance organization

What happens if you don't pay the loan? What to do if there is nothing to pay the loan?

What happens if you don't pay the loan? What to do if there is nothing to pay the loan?

Last modified: 2025-01-24 13:01

No one is immune from lack of money. Often loans are taken from microfinance organizations. In MFIs, it is easier to get approval and you can take a small amount. What to do if the unexpected happened and there is nothing to repay the loan? How to behave with employees of the creditor bank and collectors? Is it worth bringing the case to court and what happens after it?

"Rosselkhozbank": customer reviews on loans. Terms of the loan in "Rosselkhozbank"

"Rosselkhozbank": customer reviews on loans. Terms of the loan in "Rosselkhozbank"

Last modified: 2025-01-24 13:01

It is important for everyone who plans to get a loan from this financial institution in the near future to find out customer reviews on loans from Rosselkhozbank. This is a fairly large and well-known bank that offers various conditions and options that are important to understand in detail. In this article, we will tell you on what conditions you can get a loan from Rosselkhozbank, what real customers think about it, who have already managed to deal with this organization and get money in cash

How to apply for a loan at Post Bank: documents, instructions, recommendations

How to apply for a loan at Post Bank: documents, instructions, recommendations

Last modified: 2025-01-24 13:01

He is a relatively young financial institution. A large share of its shares is owned by VTB 24, and the rest by Russian Post. The young institution is developing rapidly. It offers banking services that cater to customers of different social backgrounds along with the possibility of obtaining loans through online applications

Creditor - who owes or who owes? private lenders. Who is a lender in plain language?

Creditor - who owes or who owes? private lenders. Who is a lender in plain language?

Last modified: 2025-01-24 13:01

How to understand who is the lender in a loan agreement with an individual? What are the rights and obligations of a creditor? What happens after the bankruptcy of an individual? What happens to the creditor-bank if he himself becomes bankrupt? How to choose a private lender? Basic concepts and analysis of situations with a change in the status of a creditor

How to get a loan without refusal if you have existing loans?

How to get a loan without refusal if you have existing loans?

Last modified: 2025-01-24 13:01

Lending for many Russians has become not only a way to gain financial independence in the shortest possible time, but also a way of life. Buying everything on credit, from equipment to clothes, borrowers do not burden themselves with the opportunity to repay loans ahead of schedule. And even with several valid loan agreements, they are ready to re-issue a loan. But getting a loan without refusal in the presence of existing loans is not so easy

Company "Loan Money": customer reviews, the procedure for obtaining a loan, repayment terms

Company "Loan Money": customer reviews, the procedure for obtaining a loan, repayment terms

Last modified: 2025-01-24 13:01

Detailed description of the credit company "Loan Money". What are the features of the design of a microloan in the organization. What is the procedure for issuing loans to the population. Important features and differences of the company from other MFIs. Advantages and interesting facts about the work of the lending system

Loan at Vostochny Bank: customer reviews, applying for a loan, necessary data, interest rate and payment terms

Loan at Vostochny Bank: customer reviews, applying for a loan, necessary data, interest rate and payment terms

Last modified: 2025-01-24 13:01

Vostochny Bank is one of the largest creditors in Russia. A wide network of branches, favorable lending conditions and clear requirements have attracted millions of borrowers to it. You can apply for a cash loan at Vostochny Bank without leaving your home: online application takes no more than 15 minutes

Green Money: customer reviews, the procedure for applying for loans

Green Money: customer reviews, the procedure for applying for loans

Last modified: 2025-01-24 13:01

Than attractive microfinance offers from Green Money. History of the organization and its main advantages. What are the benefits of working with a firm? Fast receipt of funds after 10 minutes from the moment of application. What are the requirements for an MFI to issue a loan?

How many times a day can a collector call: reasons for calls, legal framework and legal advice

How many times a day can a collector call: reasons for calls, legal framework and legal advice

Last modified: 2025-01-24 13:01

If collectors call too often, it means that they are breaking the law. Consider the restrictions that apply to such calls. Can the collector call relatives and friends? Are threats from him acceptable during a telephone conversation?

Zaymigo: reviews, conditions for obtaining a loan, interest rates and payment methods

Zaymigo: reviews, conditions for obtaining a loan, interest rates and payment methods

Last modified: 2025-01-24 13:01

Now there are many different organizations on the microcredit market. Each company offers its services in the form of a limit and a term for using a loan. Compared to banks, MFOs are much more profitable for both inverters and depositors, and moreover, they are more accessible to the population. As a result of the changes in the system of loans and microfinance, clear regulations were prescribed at the legislative level, establishing the rules for working and using a loan

MFO "VIVA Money": reviews, conditions for obtaining a microloan, office addresses

MFO "VIVA Money": reviews, conditions for obtaining a microloan, office addresses

Last modified: 2025-01-24 13:01

Detailed review of the microfinance company VIVA Money. Description of the organization. What are the programs for lending to the population? Features of the use of borrowed funds in MFIs. What is required to get a loan? Current terms and conditions for applying for a loan

Platiza: reviews, conditions for obtaining loans, payment terms

Platiza: reviews, conditions for obtaining loans, payment terms

Last modified: 2025-01-24 13:01

Obtaining loans via the Internet is a service that has long become familiar to us. A few years ago, microfinance organizations began to offer it. Platiza.ru (Platiza) was among such companies which started to work remotely

"Cabbage", loan: customer reviews, interest rate, loan repayment terms

"Cabbage", loan: customer reviews, interest rate, loan repayment terms

Last modified: 2025-01-24 13:01

Internet with high activity conquers more and more areas of human life. Already, even pensioners and young children can easily register on social networks, send messages, play games online, watch movies. Users make purchases on the Internet, pay for services and consult on issues that concern them. Moreover, in difficult times, they can even borrow a small amount of money

What is a differentiated loan payment: description, calculation procedure, payment terms

What is a differentiated loan payment: description, calculation procedure, payment terms

Last modified: 2025-01-24 13:01

The popularity of loans among the population is beyond doubt. Loans are taken for different purposes. Someone buys real estate, someone - vehicles. There are also those who buy the latest model iPhone with borrowed funds and pay off the loan for it for a long time. However, this is not about the purpose of obtaining a loan, but about the methods of its repayment. Not all clients, when receiving a monthly payment schedule, are interested in what types of loan payments exist

Collateral lender: requirements, rights and obligations

Collateral lender: requirements, rights and obligations

Last modified: 2025-01-24 13:01

A secured lender has many advantages over other lenders in a borrower's bankruptcy proceedings. This is due to the fact that a mortgage has been drawn up between him and the debtor. The article describes what rights and obligations a secured creditor has, what actions he can perform, and how debts are returned to him

Loans of the People's Bank of Kazakhstan: registration, conditions and interest

Loans of the People's Bank of Kazakhstan: registration, conditions and interest

Last modified: 2025-01-24 13:01

Halyk Bank of Kazakhstan: characteristics, conditions, description of credit products. Interest rates, loan terms, age requirements of the borrower. Advantages and disadvantages of lending in the "People's Bank"

Auto leasing. What is car leasing for individuals?

Auto leasing. What is car leasing for individuals?

Last modified: 2025-01-24 13:01

What is car leasing for individuals? How to arrange it, the advantages and disadvantages of this scheme

Auto pawnshop "National Credit": reviews, conditions and features

Auto pawnshop "National Credit": reviews, conditions and features

Last modified: 2025-01-24 13:01

Auto pawnshop "National Credit": a view from the side of the borrower, investor and partner. What is to be faced? What is there to be afraid of? Who benefits and why? All the "pitfalls" of car loans based on reviews of real customers

How to get a loan from Rosselkhozbank: conditions, necessary documents, repayment terms

How to get a loan from Rosselkhozbank: conditions, necessary documents, repayment terms

Last modified: 2025-01-24 13:01

Rosselkhozbank in rural areas and small district centers is almost as popular as Sberbank in cities. The residents of the village are especially interested in its credit programs. Let's talk about them. What do you need to get a loan from Rosselkhozbank?

How to get a loan if you have a bad credit history: an overview of banks, loan conditions, requirements, interest rates

How to get a loan if you have a bad credit history: an overview of banks, loan conditions, requirements, interest rates

Last modified: 2025-01-24 13:01

Often a loan is the only way to get the required amount within a reasonable time. By what criteria do banks evaluate borrowers? What is a credit history and what to do if it is damaged? In the article you will find step-by-step recommendations on how to still get a loan in such a difficult situation

How to get a car loan at Sberbank: documents, conditions, interest rate

How to get a car loan at Sberbank: documents, conditions, interest rate

Last modified: 2025-01-24 13:01

One of Sberbank's most advantageous offers is a car loan: minimum documents, interest rate - from 13 to 17% per annum, loan amount - up to 5 million rubles, low down payment - from 15% and up to 90% of approved applications

How to pay for an Alfa-Bank loan through the application - features, step-by-step description and reviews

How to pay for an Alfa-Bank loan through the application - features, step-by-step description and reviews

Last modified: 2025-01-24 13:01

Today you can pay for a loan taken at Alfa-Bank remotely, without visiting an office or the nearest ATM. In addition, this organization offers its customers a convenient smartphone application. With it, you can not only track the reduction of debt, but also make monthly payments. Since this service appeared not so long ago, not everyone knows how to pay for an Alfa-Bank loan through the application

How to pay off a Sberbank credit card: grace period, interest accrual, early loan repayment and conditions for debt repayment

How to pay off a Sberbank credit card: grace period, interest accrual, early loan repayment and conditions for debt repayment

Last modified: 2025-01-24 13:01

Credit cards today are very popular among bank customers. It is easy to issue such a payment instrument. You don't always need proof of income. It is also easy to use borrowed funds. But, like any loan, the spent credit card limit will have to be returned to the bank. If you do not have time to repay the debt during the grace period, the burden of paying interest falls on the holder. Therefore, the question of how to pay off a Sberbank credit card in full is quite relevant

Bad credit history: when it resets to zero, how can it be fixed? Microloan with bad credit history

Bad credit history: when it resets to zero, how can it be fixed? Microloan with bad credit history

Last modified: 2025-01-24 13:01

Recently, more and more situations arise when the borrower's income and financial situation meet all the requirements of the bank, and the client still receives a refusal on a loan application. An employee of a credit organization motivates this decision with a bad credit history of the borrower. In this case, the client has quite logical questions: when it is reset and whether it can be corrected

Credit unions: credit conditions, documents

Credit unions: credit conditions, documents

Last modified: 2025-06-01 07:06

Credit unions, credit cooperatives or cooperative banks are not commercial organizations. Such a structure does not set itself the task of making a profit from issuing a loan. The credit union provides financial support to individuals who need help and are members of this community

How to borrow money from banks

How to borrow money from banks

Last modified: 2025-01-24 13:01

Today the credit market is on a wave of growth. During the peak of the financial crisis, many banks failed, and even more were on the verge of bankruptcy. Due to the unstable economic situation, many people were forced to borrow money

How to get a loan secured by TCP: reviews

How to get a loan secured by TCP: reviews

Last modified: 2025-01-24 13:01

Not all borrowers have a positive credit history, which makes it difficult to get the necessary loan. Moreover, there may not be a complete list of documents. In this case, a loan secured by PTS is suitable. Customer reviews confirm that this method is one of the fastest. The rules for obtaining such loans are described in the article

Currency borrowers. All-Russian movement of foreign currency borrowers

Currency borrowers. All-Russian movement of foreign currency borrowers

Last modified: 2025-01-24 13:01

At the end of last year, an all-Russian movement of foreign currency mortgage borrowers was formed. This was due to the sharp devaluation of the ruble, which made it almost impossible to service loans of this type

Housing loan: conditions, application for receipt

Housing loan: conditions, application for receipt

Last modified: 2025-06-01 07:06

Housing loan is one of the main ways to buy a home in our country. The opinion is justified that banks provide it on almost the same terms. The difference is only in the nuances. Consider some of the provisions of the mortgage in Sberbank and the procedure for filling out the questionnaire

What are loans? Cash loan. Express loan

What are loans? Cash loan. Express loan

Last modified: 2025-01-24 13:01

In the modern economy, credit relations are widely used. Therefore, it is necessary to know what loans are and what economic foundations they have. This is important for the effective and correct use of loans and advances as a tool to meet financial needs

What is an overdraft. Sberbank and types of lending

What is an overdraft. Sberbank and types of lending

Last modified: 2025-01-24 13:01

What do we know about the overdraft? This is one of the forms of lending to the population, which is distinguished by its simplicity, ease of execution and use. It can also be said that an overdraft is an excellent option for those who do not want to depend on anyone, even if at some time they urgently need money. One of the best options for the consumer is an overdraft. Sberbank provides such a service. On what terms?

Is it profitable to take a car loan without a down payment?

Is it profitable to take a car loan without a down payment?

Last modified: 2025-01-24 13:01

The market where loans are provided today can be compared to a battlefield where, as you know, all means are good. Car loans are no exception. At the same time, marketers took into account that some do not take car loans due to the fact that they do not have the funds for the first installment. For such customers, cars are now available on credit without a down payment

How to borrow money for Megafon?

How to borrow money for Megafon?

Last modified: 2025-01-24 13:01

Many are faced with situations when they urgently need to make a call or send SMS, but the money on the phone ran out at the most inopportune moment, and there are no payment terminals nearby. In this case, the question arises of how to borrow money for Megafon

Some recommendations on how to take "Trust payment" on "Beeline"

Some recommendations on how to take "Trust payment" on "Beeline"

Last modified: 2025-01-24 13:01

Quite often there are situations when you need to make an urgent phone call, but there is not enough money in the account. What to do in such a situation? Cellular operators have found a way out, and the company "Beeline" offers the service "Trust payment"

Monetary policy of the Central Bank of the Russian Federation: features, objectives, principles of creation

Monetary policy of the Central Bank of the Russian Federation: features, objectives, principles of creation

Last modified: 2025-01-24 13:01

The management of the Russian Central Bank routinely pursues a difficult to predict and at the same time easily analyzed model of regulation of monetary relations. The above structure is positioned as the largest participant in the financial market, which does not have a clear and understandable strategy in developing mechanisms through which the national economy is managed

Credit card "VTB 24". Get a credit card "VTB 24"

Credit card "VTB 24". Get a credit card "VTB 24"

Last modified: 2025-01-24 13:01

Which bank to choose if you need a credit card? "VTB 24" is a great option. Here you will find reasonable interest, transparent criteria, nice bonuses

Accounts payable turnover ratio: formula, decrease and increase

Accounts payable turnover ratio: formula, decrease and increase

Last modified: 2025-01-24 13:01

At present, any educated person knows that every firm, organization or enterprise operates with a variety of economic and banking terms, which, in turn, can be quite specific for a simple layman. The article below will help you understand one of these definitions. In particular, to thoroughly study what the accounts payable turnover ratio is

What are tranches? Terms of their provision

What are tranches? Terms of their provision

Last modified: 2025-01-24 13:01

What are tranches? What types of credit lines are there, and under what conditions do banks issue a credit tranche to organizations? Tranches of the International Monetary Fund (IMF)

Return of loan insurance. Reimbursement of mortgage insurance

Return of loan insurance. Reimbursement of mortgage insurance

Last modified: 2025-01-24 13:01

Getting a loan from a bank is a procedure in which the borrower sometimes has to pay certain types of commissions, as well as conclude a loan insurance agreement. If the entire amount of the debt is repaid ahead of schedule, the borrower has the opportunity to receive a refund of the loan insurance. You can do this in several ways

What is ID Debt? What are the deadlines for paying debts on ID? general information

What is ID Debt? What are the deadlines for paying debts on ID? general information

Last modified: 2025-01-24 13:01

It often happens that people are in no hurry to repay loans, pay alimony, debts on receipts or pay for those goods and services that they have purchased before. Sometimes this problem can be solved quite simply and easily, but it happens that you have to seek justice in court. And it is in this case that it becomes possible to collect the so-called ID debt

Can they go to jail for non-payment of a loan: all the nuances and subtleties of this issue

Can they go to jail for non-payment of a loan: all the nuances and subtleties of this issue

Last modified: 2025-01-24 13:01

Of course, today almost any bank can get a loan without any problems. At the same time, many resort to this opportunity, since it is extremely difficult to purchase an expensive thing, for example, a car, in another way. The problem is that not all borrowers can soberly assess their financial potential

A mortgage is a registered security that is issued under an agreement

A mortgage is a registered security that is issued under an agreement

Last modified: 2025-01-24 13:01

Mortgage loans are characterized by the presence of collateral in the form of real estate. This type of transaction requires official confirmation using a special document, because a real estate loan is a loan of a fairly large amount of money

Gold card, Sberbank: reviews. Sberbank gold credit card: conditions

Gold card, Sberbank: reviews. Sberbank gold credit card: conditions

Last modified: 2025-01-24 13:01

It has long been no secret to anyone that Sberbank provides very favorable conditions for credit cards. The Gold Credit Card is one of the most beneficial products and is available to privileged customers

Is it possible to refinance a loan with a bad credit history? How to refinance with a bad credit history?

Is it possible to refinance a loan with a bad credit history? How to refinance with a bad credit history?

Last modified: 2025-01-24 13:01

If you have debts at the bank and you can no longer pay your creditors' bills, refinancing a loan with bad credit is your only sure way out. What is this service? Who provides it? And how to get it with a bad credit history?

How to check a car for collateral in banks: reliable methods, recommendations and reviews

How to check a car for collateral in banks: reliable methods, recommendations and reviews

Last modified: 2025-01-24 13:01

Quite often citizens buy a car on credit. However, under the terms of the loan agreement, they do not have the right to sell it until the debt obligations are fully repaid. How to check a car for collateral in banks will be described in this article

Pawn shop: what is it?

Pawn shop: what is it?

Last modified: 2025-01-24 13:01

It is unlikely that among us there will be a person who at least once did not have to urgently look for a large amount of money. Someone in such cases applies for a bank loan, someone asks for a loan from friends, and someone goes to a pawnshop

Educational loan Sberbank: conditions and procedure for issuing

Educational loan Sberbank: conditions and procedure for issuing

Last modified: 2025-01-24 13:01

A loan for education at Sberbank: who is available and on what terms? What is the difference between a student loan and an emergency loan?

Cash withdrawal from Tinkoff credit card. Credit card features

Cash withdrawal from Tinkoff credit card. Credit card features

Last modified: 2025-01-24 13:01

Tinkoff is a Russian bank specializing in providing remote services. The credit institution offers debit and credit payment instruments. The problem is that they can be used mainly in non-cash payments. It's all about the lack of a network of ATMs and cash desks at JSC Tinkoff Bank. Withdrawing cash from a credit card causes a number of inconveniences

How to get rid of collectors: the best tips

How to get rid of collectors: the best tips

Last modified: 2025-01-24 13:01

In recent years, the practice has become more and more common when a bank, unable to independently recover overdue debt from an unscrupulous borrower, transfers his case to collection offices. However, due to gaps in the current legislation, the victims of these agencies are often honest citizens who have never taken out loans and have not acted as guarantors

Loan for education (Sberbank): reviews

Loan for education (Sberbank): reviews

Last modified: 2025-01-24 13:01

An article about how to get a loan for education at Sberbank of Russia, how profitable it is to take such loans and about possible state support for students when using loans

Which bank has the best car loan?

Which bank has the best car loan?

Last modified: 2025-01-24 13:01

Everyone who plans to buy a vehicle is interested to know which bank has the best car loan. The variety of offers of financial institutions allows each potential borrower to find the best deal

Pawnshops of Rostov-on-Don: appliances, gold and more. Addresses and brief information about the pawnshops of the city

Pawnshops of Rostov-on-Don: appliances, gold and more. Addresses and brief information about the pawnshops of the city

Last modified: 2025-01-24 13:01

Pawnshops of Rostov-on-Don provide clients with express lending services and the acceptance / sale of valuables: gold and precious stones, jewelry, antiques and equipment

Design. Credit card without annual service

Design. Credit card without annual service

Last modified: 2025-06-01 07:06

Credit cards have become quite a convenient tool for managing money. They are rightfully considered the type of loan that is easy to get and convenient to repay. Despite the wide choice, the credit card without annual maintenance is the most popular, which will be discussed in the article

"Webbanker": customer reviews

"Webbanker": customer reviews

Last modified: 2025-06-01 07:06

Each of us has experienced an acute shortage of money. For some, finances, for example, were required to buy medicine, for others, to buy a gift. In such situations, there is often no time to call relatives and friends to ask them if they could borrow the required amount. You can take money from the microfinance organization "Webbanker", reviews of which are left by a variety of

VTB 24, refinancing loans from other banks: conditions and reviews

VTB 24, refinancing loans from other banks: conditions and reviews

Last modified: 2025-01-24 13:01

Before buying goods and services, a person analyzes the price offers on the market, trying to find the best option. Consumer loans are no exception. Only the search for alternatives is driven by other reasons, such as debt repayment problems or a desire to reduce service costs. This can be done by re-issuing the debt in another institution. Let us consider in more detail how to arrange refinancing of loans from other banks at VTB 24

Business loans. Lending to small and medium businesses

Business loans. Lending to small and medium businesses

Last modified: 2025-01-24 13:01

Financial investments are required to open a new business. Many entrepreneurs turn to banks for this. They offer various programs to start their own business

What can be taken to a pawnshop: a list of things

What can be taken to a pawnshop: a list of things

Last modified: 2025-01-24 13:01

If you urgently need money, then it is not necessary to get it from the bank, because there is a pawnshop for this. You can sell movable property

How to pay off debts correctly

How to pay off debts correctly

Last modified: 2025-01-24 13:01

It often happens that when taking money on credit or against property, no one thinks how he will return this amount. Situations in life are different and it is impossible to predict something

How to get a "Conscience" card in Moscow?

How to get a "Conscience" card in Moscow?

Last modified: 2025-01-24 13:01

All banks in the product line have a credit card with a grace period. If the client does not have time to repay the debt on time, then a commission is charged on the balance of the debt, which is more than for a regular consumer loan

What is the minimum credit card payment and how is it calculated?

What is the minimum credit card payment and how is it calculated?

Last modified: 2025-06-01 07:06

One of the most convenient means of payment today are plastic cards. The most popular among all products offered by banks are credit cards. If you want payment "plastic" to be not only convenient, but also profitable, you need to clearly understand the mechanism of its action. First of all, it is worth understanding the method of establishing a minimum payment on a credit card