Loans 2024, December
Currency borrowers. All-Russian movement of foreign currency borrowers
At the end of last year, an all-Russian movement of foreign currency mortgage borrowers was formed. This was due to the sharp devaluation of the ruble, which made it almost impossible to service loans of this type
How to get a loan secured by TCP: reviews
Not all borrowers have a positive credit history, which makes it difficult to get the necessary loan. Moreover, there may not be a complete list of documents. In this case, a loan secured by PTS is suitable. Customer reviews confirm that this method is one of the fastest. The rules for obtaining such loans are described in the article
How to borrow money from banks
Today the credit market is on a wave of growth. During the peak of the financial crisis, many banks failed, and even more were on the verge of bankruptcy. Due to the unstable economic situation, many people were forced to borrow money
Credit unions: credit conditions, documents
Credit unions, credit cooperatives or cooperative banks are not commercial organizations. Such a structure does not set itself the task of making a profit from issuing a loan. The credit union provides financial support to individuals who need help and are members of this community
Bad credit history: when it resets to zero, how can it be fixed? Microloan with bad credit history
Recently, more and more situations arise when the borrower's income and financial situation meet all the requirements of the bank, and the client still receives a refusal on a loan application. An employee of a credit organization motivates this decision with a bad credit history of the borrower. In this case, the client has quite logical questions: when it is reset and whether it can be corrected
How to pay off a Sberbank credit card: grace period, interest accrual, early loan repayment and conditions for debt repayment
Credit cards today are very popular among bank customers. It is easy to issue such a payment instrument. You don't always need proof of income. It is also easy to use borrowed funds. But, like any loan, the spent credit card limit will have to be returned to the bank. If you do not have time to repay the debt during the grace period, the burden of paying interest falls on the holder. Therefore, the question of how to pay off a Sberbank credit card in full is quite relevant
How to pay for an Alfa-Bank loan through the application - features, step-by-step description and reviews
Today you can pay for a loan taken at Alfa-Bank remotely, without visiting an office or the nearest ATM. In addition, this organization offers its customers a convenient smartphone application. With it, you can not only track the reduction of debt, but also make monthly payments. Since this service appeared not so long ago, not everyone knows how to pay for an Alfa-Bank loan through the application
How to get a car loan at Sberbank: documents, conditions, interest rate
One of Sberbank's most advantageous offers is a car loan: minimum documents, interest rate - from 13 to 17% per annum, loan amount - up to 5 million rubles, low down payment - from 15% and up to 90% of approved applications
How to get a loan if you have a bad credit history: an overview of banks, loan conditions, requirements, interest rates
Often a loan is the only way to get the required amount within a reasonable time. By what criteria do banks evaluate borrowers? What is a credit history and what to do if it is damaged? In the article you will find step-by-step recommendations on how to still get a loan in such a difficult situation
How to get a loan from Rosselkhozbank: conditions, necessary documents, repayment terms
Rosselkhozbank in rural areas and small district centers is almost as popular as Sberbank in cities. The residents of the village are especially interested in its credit programs. Let's talk about them. What do you need to get a loan from Rosselkhozbank?
Auto pawnshop "National Credit": reviews, conditions and features
Auto pawnshop "National Credit": a view from the side of the borrower, investor and partner. What is to be faced? What is there to be afraid of? Who benefits and why? All the "pitfalls" of car loans based on reviews of real customers
Auto leasing. What is car leasing for individuals?
What is car leasing for individuals? How to arrange it, the advantages and disadvantages of this scheme
Loans of the People's Bank of Kazakhstan: registration, conditions and interest
Halyk Bank of Kazakhstan: characteristics, conditions, description of credit products. Interest rates, loan terms, age requirements of the borrower. Advantages and disadvantages of lending in the "People's Bank"
Collateral lender: requirements, rights and obligations
A secured lender has many advantages over other lenders in a borrower's bankruptcy proceedings. This is due to the fact that a mortgage has been drawn up between him and the debtor. The article describes what rights and obligations a secured creditor has, what actions he can perform, and how debts are returned to him
What is a differentiated loan payment: description, calculation procedure, payment terms
The popularity of loans among the population is beyond doubt. Loans are taken for different purposes. Someone buys real estate, someone - vehicles. There are also those who buy the latest model iPhone with borrowed funds and pay off the loan for it for a long time. However, this is not about the purpose of obtaining a loan, but about the methods of its repayment. Not all clients, when receiving a monthly payment schedule, are interested in what types of loan payments exist
"Cabbage", loan: customer reviews, interest rate, loan repayment terms
Internet with high activity conquers more and more areas of human life. Already, even pensioners and young children can easily register on social networks, send messages, play games online, watch movies. Users make purchases on the Internet, pay for services and consult on issues that concern them. Moreover, in difficult times, they can even borrow a small amount of money
Platiza: reviews, conditions for obtaining loans, payment terms
Obtaining loans via the Internet is a service that has long become familiar to us. A few years ago, microfinance organizations began to offer it. Platiza.ru (Platiza) was among such companies which started to work remotely
MFO "VIVA Money": reviews, conditions for obtaining a microloan, office addresses
Detailed review of the microfinance company VIVA Money. Description of the organization. What are the programs for lending to the population? Features of the use of borrowed funds in MFIs. What is required to get a loan? Current terms and conditions for applying for a loan
Zaymigo: reviews, conditions for obtaining a loan, interest rates and payment methods
Now there are many different organizations on the microcredit market. Each company offers its services in the form of a limit and a term for using a loan. Compared to banks, MFOs are much more profitable for both inverters and depositors, and moreover, they are more accessible to the population. As a result of the changes in the system of loans and microfinance, clear regulations were prescribed at the legislative level, establishing the rules for working and using a loan
How many times a day can a collector call: reasons for calls, legal framework and legal advice
If collectors call too often, it means that they are breaking the law. Consider the restrictions that apply to such calls. Can the collector call relatives and friends? Are threats from him acceptable during a telephone conversation?
Green Money: customer reviews, the procedure for applying for loans
Than attractive microfinance offers from Green Money. History of the organization and its main advantages. What are the benefits of working with a firm? Fast receipt of funds after 10 minutes from the moment of application. What are the requirements for an MFI to issue a loan?
Loan at Vostochny Bank: customer reviews, applying for a loan, necessary data, interest rate and payment terms
Vostochny Bank is one of the largest creditors in Russia. A wide network of branches, favorable lending conditions and clear requirements have attracted millions of borrowers to it. You can apply for a cash loan at Vostochny Bank without leaving your home: online application takes no more than 15 minutes
Company "Loan Money": customer reviews, the procedure for obtaining a loan, repayment terms
Detailed description of the credit company "Loan Money". What are the features of the design of a microloan in the organization. What is the procedure for issuing loans to the population. Important features and differences of the company from other MFIs. Advantages and interesting facts about the work of the lending system
How to get a loan without refusal if you have existing loans?
Lending for many Russians has become not only a way to gain financial independence in the shortest possible time, but also a way of life. Buying everything on credit, from equipment to clothes, borrowers do not burden themselves with the opportunity to repay loans ahead of schedule. And even with several valid loan agreements, they are ready to re-issue a loan. But getting a loan without refusal in the presence of existing loans is not so easy
Creditor - who owes or who owes? private lenders. Who is a lender in plain language?
How to understand who is the lender in a loan agreement with an individual? What are the rights and obligations of a creditor? What happens after the bankruptcy of an individual? What happens to the creditor-bank if he himself becomes bankrupt? How to choose a private lender? Basic concepts and analysis of situations with a change in the status of a creditor
How to apply for a loan at Post Bank: documents, instructions, recommendations
He is a relatively young financial institution. A large share of its shares is owned by VTB 24, and the rest by Russian Post. The young institution is developing rapidly. It offers banking services that cater to customers of different social backgrounds along with the possibility of obtaining loans through online applications
"Rosselkhozbank": customer reviews on loans. Terms of the loan in "Rosselkhozbank"
It is important for everyone who plans to get a loan from this financial institution in the near future to find out customer reviews on loans from Rosselkhozbank. This is a fairly large and well-known bank that offers various conditions and options that are important to understand in detail. In this article, we will tell you on what conditions you can get a loan from Rosselkhozbank, what real customers think about it, who have already managed to deal with this organization and get money in cash
What happens if you don't pay the loan? What to do if there is nothing to pay the loan?
No one is immune from lack of money. Often loans are taken from microfinance organizations. In MFIs, it is easier to get approval and you can take a small amount. What to do if the unexpected happened and there is nothing to repay the loan? How to behave with employees of the creditor bank and collectors? Is it worth bringing the case to court and what happens after it?
What happens if you don't repay the microloan? How not to pay microloans legally
If there is not enough money to pay, in modern life no one runs around friends and neighbors and asks for a loan. All financial problems are solved in 30 minutes if you apply for a microloan. Such loans are currently at the top of popularity, and many people can get them in a microfinance organization
Loan not paid for 3 years - what will happen? Can a loan be written off after the statute of limitations?
In Russia, there is a limitation period for credit agreements. It is 3 years old. After the expiration of the limitation period, the bank has no right to present claims against the debtor. Therefore, many borrowers want to know the answer to the question: if you do not pay the loan for 3 years, what will happen?
Loan from LLC to the founder: procedure for registration, issuance and return, nuances
A loan to the founder from an LLC involves the conclusion of a special agreement, on the basis of which the company transfers funds for a certain period of time to a member of the organization, who is obliged to return them either with or without interest
Cash loan at VTB 24: conditions, programs, interest and reviews
This institution is one of the largest in Russia today. In terms of its development, it competes with Sberbank, is considered the second in the country in terms of assets, and in addition, in terms of equity capital. In the line of consumer cash loans, he now has several varieties of services
Terms of the loan agreement: essential and additional
The concept of "loan agreement" is regulated by the Civil Code of the Russian Federation. This is an agreement that is concluded between an organization (bank) and an individual (legal) person - the borrower on the provision of credit funds in the amount previously agreed by the parties. At the same time, the borrower undertakes to repay them with interest
How to get a loan without a credit history and references? Registration rules, terms of the contract
Bank lending has become a part of everyday life. Every second Russian has already used it, because now you can buy almost any thing or service, from office equipment, fur coats, real estate and ending with dentures
How to find out your credit history through "Public Services": procedure, submission of a request and terms of provision
Credit history is information about the borrower that characterizes the fulfillment by this person of obligations to return the funds received in debt. The purpose of this document is to encourage bank customers to have a conscientious attitude to lending issues. Each person should know that if one day he received money on credit, but did not repay it, all subsequent creditors will learn about this in the future
Installment plan in Euroset: terms and conditions and reviews
Purchasing a mobile phone is often associated with serious costs. To avoid them, you can buy a smartphone in installments. Consider the conditions of the Euroset mobile phone salon. Which banks does the company cooperate with, how profitable is it
CPC "Saratov savings": the history of the organization. Saratov savings cooperative: negative reviews and positive
CPC "Saratov Savings" is known to Russians as the sad experience of depositors who lost more than 85 million rubles. Since 2017, the company has officially ceased to exist, and hundreds of deceived customers still cannot return their money invested at the promised interest. Negative reviews about the "Saratov savings" cooperative on the Internet are very common. Those who are unlucky advise depositors to be more careful with any PDA
Credit and consumer cooperatives: feedback from depositors, list, description of services
Credit-consumer cooperatives - an alternative to banks and microloans. CCP has been on the Russian financial market for more than 15 years, but citizens are wary of their activities. Reviews of credit and consumer cooperatives, which are popular with Russians, will allow new customers to learn about the activities of the CPC, the advantages and disadvantages of credit cooperation in the Russian Federation
Interest-free loan: features of registration, receipt and return
Statistics show that almost every resident of Russia has used credit funds at least once, that is, almost everyone is familiar with the rules for applying for a loan. An interest-free loan is somewhat similar to a loan, but it is made out as an agreement that is signed by two participants. It is assumed that one of them lends money or other mass-produced items to the other
How to make a credit history? How long is a credit history kept at a credit bureau?
Many people are interested in how to make a positive credit history if it was damaged as a result of regular delinquencies or other problems with past loans. The article provides effective and legal methods to improve the reputation of the borrower
On-call credit is Definition, conditions for obtaining, advantages and disadvantages
On-call loan is a type of loan in which the borrower gets the right to use funds from a specially opened account at his own discretion. The amount is limited. On-call credit is the provision of a loan by a bank with the right to demand a refund at any time
Loan to a legal entity from an individual: features, requirements and an example
The most common option for raising additional finance is bank loans. However, it is not always easy to get a bank loan and get it, especially for young organizations. In such cases, legal entities need to borrow funds from other organizations and individuals
Reviews on private lenders: who took it and where, features, benefits, tips on how not to fall for the scammers' trick
Private loans have a lot of pitfalls. Therefore, it is not always profitable to apply to such creditors. Let's take a closer look at user reviews and the most popular fraudulent schemes. When should you not sign a receipt?
Legal status of credit institutions: basic concepts, types, banking law
It should be noted that organizations classified as credit organizations have a certain legal status that distinguishes them from other structures in the state. Let us further consider their main features, as well as the types and basic principles of activity
"Equifax": reviews of employees of the American organization
Russians can find out their credit history for free even in a commercial organization. Equifax is one of the leaders among BCIs in the Russian Federation. The bureau is not only a major informant for banks and individuals, but also an official employer. Reviews about Equifax allow you to evaluate its attractiveness for potential employees
Credit debts: checks and maturities
The procedure for repayment of debts is usually established by a loan agreement, which is concluded between the client and the banking organization as part of the loan processing. Conditions may be different depending on the institution with which cooperation was established. The key parameter of loan repayment is the date of deposit of funds and their amount. In the article, we will consider what credit debts are
Interest-free loan to an employee: registration procedure, tax consequences, postings
The practice of obtaining the status of a lender and a borrower by an employer and an employee is now quite common. This is beneficial because it helps to save on interest for an individual. For the enterprise, this creates a significant advantage, attracting the best personnel, and becomes one of the factors for increasing competitiveness
Credit account: definition, meaning, how to open or close a credit account
Credit account is a banking measure aimed at monitoring and tracking the status of accounts of customers of a credit institution. It is useful for the recipient of the loan to be able to use it, however, when registering papers at the bank, it is necessary to pay attention to the details specified in the agreement
Commercial loan: conditions, forms, rates
Commercial credit is often an excellent way out of difficult financial situations for many companies cooperating with other organizations. At the same time, it is important to understand the conditions for its provision, forms and rates
Standard and long-term loans: everything you need to know about loans
The country has been in crisis for a long time. But the sad state of the economy does not diminish the needs of the people. Everyone needs money, household appliances, apartments, cars. And you have to find a way out. The most popular solution to the problem is a loan. Long term or consumer. Many people have recently been faced with the need to apply for a loan, so the topic is relevant. And that's why she needs attention
Car loan
Currently, competition in the banking sector is so great that getting a loan to buy a car is a breeze. The conditions for granting a loan are not much different, therefore, very often special programs are offered, promotions are held that call for taking the required amount of money in this particular bank, and not in another. What should you pay attention to first of all when applying for a car loan so as not to make a mistake?
What is a mandatory loan payment?
Today, almost every one of us has a credit card. With its help, we can pay not only with our own, but also with borrowed funds. After reading this article, you will learn what a mandatory payment on a Sberbank credit card is
Loan capital, its structure and forms
Loan capital is one of the most complex economic concepts. Definition, structure and forms of loan capital. World and international markets of loan capital, their types and principles of functioning. The structure and participants of the loan market, its features and objectives
We issue youth credit cards: Sberbank of Russia
Sberbank of Russia was one of the first to issue youth credit cards, thereby allowing students to taste the little joys of life
Consumer credit with a low interest rate. Sberbank consumer loans with a low interest rate
Consumer credit with a low interest rate is real. You just need to clearly understand what is meant by a low interest rate and under what conditions it can be obtained. And, accordingly, with which banks it is more profitable to cooperate today
"Philbert" is a collection agency. Reviews of debtors
In 2015, more than 75% of the loans issued by the bank were returned through collection agencies. Why do banks prefer to turn to collectors, and not go straight to court? Let's try to figure it out
Where is it more profitable to get a loan for a pensioner? Profitable loan for pensioners in Sberbank
Before issuing a loan to a borrower, any credit institution checks its financial solvency. Citizens who have reached retirement age cannot be called such. Anyway, for banks
Cancellation of insurance after receiving a loan: grounds, reasons and documents
Each time applying for a loan, the borrower is faced with the need to purchase an insurance policy, and sometimes more than one. The bank, as a credit institution, seeks to minimize its risks, and the borrower does not want to overpay for a service he does not need. Let's try to figure out when it is better to be insured and how to cancel insurance after receiving a loan
Where is it more profitable to get a cash loan? Types of consumer credit
When there is an urgent need for money, and relatives and friends cannot help, the question immediately arises of where it is more profitable to take a cash loan. Which institution to choose: a bank or a CPC, a pawnshop or an MFI? The future borrower should soberly assess his strengths and advantages, because in the end, it is these criteria that will make it clear where to get a profitable cash loan
Money loan: registration, documents, conditions
The need for cash can come at the most inopportune moment. It is necessary to take a cash loan as quickly as possible, and on favorable terms. And then the question arises: "Where to go?". Bank or MFI? From the point of view of benefits - a bank, and as quickly as possible - an MFI
How to cancel credit insurance: instructions, nuances, recommendations and reviews
Recently, future borrowers are increasingly faced with the need to purchase an insurance policy, and sometimes several at once. The Bank thus seeks to insure itself against defaulted borrowed funds and increase its income. Borrowers, in turn, do not want to overpay for the imposed service and do not want to be deceived
Gazprombank: leasing a wide range of
"Gazprombank Leasing" is a financial company, which today holds a leading position in the leasing market in Russia. It offers not only legal entities, but also individuals to use its services by choosing a program from a huge range of offers
Loan at Post Bank: feedback from recipients
What is "Post Bank"? Is it profitable to take loans from this bank? Read the details in this article
Sberbank: car loan on favorable terms
The article will tell the reader about an alternative way to savings - a car loan. Sberbank of Russia will be considered as a lending bank
Lowest interest on a loan - how to get it?
The need for extra money appears in most citizens. One of the optimal solutions to the problem is a loan from a bank. However, no one wants to overpay, and the search begins for a place where they promise the lowest interest on the loan
How and where can a student loan be issued?
Today, a loan for a student can be issued to him both to pay for tuition at a higher educational institution, and for some consumer purposes. The attitude of banks towards young borrowers is no different from all other situations
Where can I get a loan for a pensioner? And can it be done at all?
Today several Russian banks are ready to offer a loan to a pensioner. Of course, the requirements for this category of borrowers are somewhat different from the standard ones. The reason for everything is at least age. Or the low income they have
Can I get a loan with a passport?
You can get a loan with your passport. Moreover, such programs, the terms of which do not require the provision of other documents, are offered not only by dubious offices, but also by quite serious banking organizations
Is it possible to get a loan for an unemployed citizen?
Knowing the conditions under which a loan is granted to the unemployed is useful for everyone. Because there is work today, but not tomorrow (pah-pah, of course). Money can be needed precisely at such a sad moment. Where and how to get hold of them?
How to decide which bank is more profitable to take a mortgage
Today it is very difficult to choose which bank is more profitable to take a mortgage. More than a thousand credit and financial institutions operate on the territory of the Russian Federation, and about six hundred of them are ready to lend money to buy an apartment. To whom to turn?
What is the preferential car loan program?
A personal car is good, not everyone can argue with such a statement. Nevertheless, this purchase is not cheap, and not all of our compatriots can afford to look into a car dealership. That is why car loan programs, which are quite diverse, are gaining more and more popularity every year. Also, for several years now, there have been preferential car loan programs for Russians
Debt sold to collectors: does the bank have the right to do so? What to do if the debt is sold to collectors?
Collectors are a huge problem for many. What to do if the bank has contacted similar companies for debts? Does he have the right to do so? What will be the consequences? What to prepare for?
How to find out credit history for free?
Since 2005, a single bureau of credit files has appeared in Russia. Now the lender knows how to find out the credit history of a potential borrower. These organizations collect all information about bank customers who used lending services
Loan processing: market overview and bank reviews
Loan processing is a very popular and widespread service among the population. In almost any bank, you can ask for a loan in order to make an important expensive purchase. Important: before going to a financial institution in order to apply for a loan, read the terms and features of the product in order to choose the most profitable and convenient option
Loan repayment methods: types, definition, loan repayment methods and loan payment calculations
Making a loan in a bank is documented - drawing up an agreement. It indicates the amount of the loan, the period during which the debt must be repaid, as well as the schedule for making payments. The methods of repayment of the loan are not specified in the agreement. Therefore, the client can choose the most convenient option for himself, but without violating the terms of the agreement with the bank. In addition, a financial institution can offer its customers various ways to issue and repay a loan
Where can I quickly get a credit card without proof of income?
A credit card today is a universal tool that quickly and easily allows you to solve many financial issues. Every day, cashless payments are becoming more popular
What kind of loan to choose?
The article gives a brief description of the line of credit products offered by the banks of our country. The types of loans for both individuals and legal entities are considered. The general conditions for obtaining them are briefly announced
Methods of checking credit history. How to check credit history online?
To ensure that banks do not refuse such a necessary loan, you need to regularly check your credit history. And to do this is not as difficult as it seems at first glance. There are various ways to find out this data
What is a targeted and non-targeted loan?
Credits have firmly entered the life of almost every person. By applying for a bank loan, you can solve many problems or just go on a trip. You can get financial support from the bank for any needs. For this reason, loans are divided into targeted and non-targeted loans
How to refuse a credit card correctly?
The credit card is one of the most popular and demanded bank offers. Having issued it once for a certain period and with a set limit, you can use borrowed funds at any time. Many clients of financial institutions have a credit card along with a salary card. However, in the current economic situation, most borrowers decide not to use this type of service
The problem with bank loans and its solution
In a difficult economic situation in a country characterized by low purchasing power and low wages, people are forced to purchase goods and services on credit. Still, is it possible today to buy a long-awaited housing without borrowing money from the bank? The answer to this question is obvious
In which banks is it profitable to take a loan? Getting a loan: conditions, documents
Before applying for a loan, most of the population thinks about which banks are profitable to take a loan. But in pursuit of the dream for which they take this money, people sometimes forget to pay attention to their solvency and possible force majeure circumstances
Car loan or consumer loan: what is more profitable? Which loan to choose: reviews
According to statistics, the average cost of a car in Russia reaches 800,000 rubles. It is worth emphasizing that this figure may vary depending on the region. At first glance, it is clear that it is impossible for a simple layman to earn such money even in a year. As always, credit organizations come to the rescue. Often the population asks the question: "Car loan or consumer loan, which is more profitable?"
Loan with low interest rate - myth or reality?
The article describes the main components of the cost of a consumer loan, which you need to pay attention to when applying for it
Consumer loans to individuals - a bit of truth from an expert
The article briefly describes the characteristics of a consumer loan (to whom it is issued, interest rates). Several recommendations for potential borrowers are presented
REPO transactions. REPO transactions with securities
REPO transactions are procedures during which the sale of any valuables is carried out, accompanied by their repurchase after a specified period at a price fixed at the time of the transaction. Repurchase is mandatory, representing the final (second) stage of the transaction
State car loan program for the purchase of domestic cars
To support the demand for the purchase of domestically produced cars, in 2009 the legislature developed a state car loan program. Over three billion rubles were allocated for the implementation of this project in 2012
Debt and monetary obligation - what is it? Execution of obligations
A debt and monetary obligation acts as a relationship between certain persons who have assumed responsibility for performing certain actions in relation to each other
Loan programs of banks
The article describes popular loan programs of various banks. Conditions for obtaining loans are considered
A loan secured by real estate is Definition, types of loans, stages of registration, expert advice
A real estate loan is a type of financial agreement in which an apartment or house acts as collateral. In essence, this is a mortgage. Citizens of Russia, trying to solve the housing problem, offer the bank already existing real estate as collateral. Is a real estate loan always a mortgage? No not always. And now we will find out when this type of financial relationship has the right to exist
Refinancing loans from other banks: consumer, mortgage, overdue loans
How to get rid of a loan with incredibly high interest rates? The answer can be given by banks that offer refinancing services to all borrowers of other banks. Should I use the opportunity to repay the loan on more acceptable terms or continue to carry the heavy load of the former?
Business lending: features, documents and recommendations
Business lending is a convenient service for purchasing equipment and raw materials. Getting money is not as easy as it might seem. To complete a transaction, you need to familiarize yourself with all the features of the service
On-lending consumer loans. On-lending consumer loans with arrears
Unfortunately, there are often situations when, having issued a mortgage or other loan for consumer purposes, the client after some time realizes that he cannot cope with his obligations. There can be several ways out of this situation - from trying to arrange credit holidays to selling collateral. But there is another way out of the situation, perhaps the least painful - this is the on-lending of consumer loans (it is also refinancing)
The most profitable car loans: conditions, banks. What is more profitable - a car loan or a consumer loan?
When there is a desire to buy a car, but there is no money for it, you can use a loan. Each bank offers its own conditions: terms, interest rates and amounts of payments. The borrower needs to find out about all this in advance by examining advantageous offers for car loans
Advantages and disadvantages of educational loans: the view of experts
The times when everyone could count on getting free higher education and guaranteed employment, unfortunately, are far behind. Of course, there are still state-funded places in modern universities, but their number is decreasing every year. And given that the cost of paid education is increasing from year to year, and not every family has such funds, many parents begin to think about obtaining an educational loan
Student loan at Sberbank from the age of 18: design features, conditions and reviews
Money is needed to get an education in many institutions. Often the amount is so high that such money may not exist. Then you can take a student loan offered by Sberbank. It is provided for a long period and allows you to cover all training
Loan from Sberbank of Russia - documents and conditions for obtaining
At the beginning of the twenty-first century, man is heavily dependent on money for many reasons. Someone wants to live in comfort, having a luxury yacht and an apartment overlooking the Kremlin, other people are forced to look for money to educate their children, others want to open their own business, but they do not have start-up capital
Preparing documents for a loan
When a borrower applies to a bank to get a loan, the employee talks about the conditions and procedure for granting it, and also gives a list of necessary documents for registration
Lending to legal entities: types and conditions
Each financial institution has its own lending rules, which may differ significantly from the features of providing a similar service in another bank. Therefore, the initial step that needs to be taken is to choose a bank for lending to legal entities with suitable conditions
International monetary relations: what is it
International monetary and credit relations - the total system of economic relations that arises between countries in the process of acquiring various goods and providing services