Loans

What you need to know about home loans

What you need to know about home loans

Last modified: 2025-01-24 13:01

More and more people every year begin to think about what it is worth to start building your own house outside the stuffy and dusty metropolis. The advantages are obvious: there are no noisy neighbors, you have your own plot, the area of the house built will in any case be larger than the area of u200bu200bthe same type of apartment in the city. But there are also disadvantages. Your house is many times more expensive than buying an apartment, so we will consider in the article how you can get a loan for the construction of a country house

Money for restructuring: where do they give credit for apartment renovation?

Money for restructuring: where do they give credit for apartment renovation?

Last modified: 2025-01-24 13:01

Banking products come to the rescue in the implementation of any personal goals. Borrowed funds can be used to buy a house, a car, pay for education, or simply for purchases. A consumer loan for apartment renovation will solve the problem of the protracted process of putting things in order in your house. Some banks offer a special loan just for these needs. The article provides an overview of such banking programs and a description of their features

Loans secured by land: half a kingdom for a loan

Loans secured by land: half a kingdom for a loan

Last modified: 2025-01-24 13:01

When you want to take the cheapest loan, but you can’t boast of having square meters, you should consider, as an option, a loan secured by a land plot. A mortgage on land is just as profitable as on residential properties - minimum rates, a meager overpayment, convenient terms. An overview of the most delicious offers from banks will help you find the best solution to financial difficulties

Sberbank loans to individuals. How many varieties are there and what are their differences?

Sberbank loans to individuals. How many varieties are there and what are their differences?

Last modified: 2025-01-24 13:01

The article describes the loan products of the largest bank in the country for private needs, their types and conditions for obtaining. Why are Sberbank loans so attractive for individuals? What are their characteristics that are more profitable than offers from competitors?

Need a car loan? Gazprombank will be happy to help

Need a car loan? Gazprombank will be happy to help

Last modified: 2025-01-24 13:01

If you need to take a car loan when buying a new car, Gazprombank can provide such a service on very favorable terms. This loan can be issued both in Russian currency and in foreign

Sberbank offers a profitable loan. Credit card for 50 days: conditions and reviews

Sberbank offers a profitable loan. Credit card for 50 days: conditions and reviews

Last modified: 2025-01-24 13:01

One of the profitable services offered by Sberbank is a credit card for 50 days. Conditions, reviews, interest rate of customers will pleasantly surprise you. This is one of the convenient solutions for economical people

Credit card "VTB 24": terms of use, reviews of pensioners

Credit card "VTB 24": terms of use, reviews of pensioners

Last modified: 2025-01-24 13:01

"VTB 24" offers customers the most favorable conditions for obtaining credit cards. Basically, all bank products do not require collateral and guarantees. The VTB 24 credit card adheres to the same rules. Terms of use, reviews and method of obtaining the card are accessible and acceptable

How to get loans without refusals?

How to get loans without refusals?

Last modified: 2025-01-24 13:01

Imagine the situation: you come to the bank to get a loan to pay for a long-awaited purchase or other unforeseen expenses. And suddenly you get rejected. Of course, you were surprised and upset. Such emotions are understandable, because it is unpleasant to receive refusals for a loan. There are certainly reasons for this. Let's see if there are loans without refusals, why the bank refuses a loan and can you somehow avoid a negative answer?

Credit broker: reviews, who helped, services and features

Credit broker: reviews, who helped, services and features

Last modified: 2025-01-24 13:01

Who are loan brokers? Is it worth contacting them for help if the credit history is damaged? How do brokers generally work? Let's try to understand the specifics of their hard work, and also answer when the advice of brokers is absolutely necessary

"MigCredit": reviews, addresses, free "hot line", conditions, interest

"MigCredit": reviews, addresses, free "hot line", conditions, interest

Last modified: 2025-01-24 13:01

Money plays a leading role in the life of every modern person. But they are rarely in such quantity that they do not feel the need for them. It was on this pattern that the financial services industry arose. Recently, lending conditions have been simplified and become available to a wide range of

Car loan for a used car without a down payment - features, conditions and reviews

Car loan for a used car without a down payment - features, conditions and reviews

Last modified: 2025-01-24 13:01

Now loans are gaining more and more popularity. People buy everything on credit: from household appliances to real estate. According to the latest data, a car loan and the conditions for obtaining it for used cars are of the greatest interest

Alfa-Bank loans: types, conditions, interest and reviews

Alfa-Bank loans: types, conditions, interest and reviews

Last modified: 2025-01-24 13:01

"Alfa-Bank" is developing as a universal financial institution in the following areas: corporate, small and medium business, retail business (cash loans and credit cards, targeted loans, accounts and deposits). "Alfa-Bank" according to the results of 2016 took the fourth place in the market of cards with a credit limit with a portfolio volume of more than one billion US dollars

How to get a mortgage without a down payment to a young family?

How to get a mortgage without a down payment to a young family?

Last modified: 2025-01-24 13:01

If you do not have money for a down payment, then this is not such a problem. If you have an income that allows you to repay the loan, then it is quite possible to get a mortgage without a down payment. How to do it? Read about it in the article

Places where you can get a loan for the unemployed

Places where you can get a loan for the unemployed

Last modified: 2025-01-24 13:01

The number of places where you can get a loan for the unemployed is very limited. Yes, and there are usually very tough conditions. The article describes the main existing opportunities for obtaining a loan for the unemployed

How to get a cash loan from the age of 20?

How to get a cash loan from the age of 20?

Last modified: 2025-01-24 13:01

Most of the banks in our vast country provide services for issuing cash loans. In this case, customers must meet certain conditions. As a rule, these are: work experience of at least a year, identity documents (in particular a passport), good wages, and the age of the borrower also plays a very important role. Find out if it is difficult to get a loan before the age of 21

Simple and clear about where it is more profitable to get a mortgage

Simple and clear about where it is more profitable to get a mortgage

Last modified: 2025-01-24 13:01

The question of where it is more profitable to take a mortgage can arise in everyone's life. Although young couples are thinking about it more and more often. Starting a new life in your own apartment has become easier and more realistic thanks to numerous banking programs

How do credit cars sell? Is it worth taking a car loan

How do credit cars sell? Is it worth taking a car loan

Last modified: 2025-01-24 13:01

Every year the number of cars on the roads of Russia increases. Despite the huge traffic jams, people are rapidly going to car dealerships. But, unfortunately, not everyone has the opportunity to pay the full amount for a new car, so they go to banks. How do banking institutions sell credit cars?

Social consumer loans in Sberbank

Social consumer loans in Sberbank

Last modified: 2025-06-01 07:06

It is very difficult to get social consumer loans, despite the variety of loan programs, at Sberbank. After all, obtaining a consumer loan requires not only a huge number of various certificates, but also the presence of guarantors

Sberbank loans to individual entrepreneurs: conditions, documents, terms. Lending for individual entrepreneurs in Sberbank

Sberbank loans to individual entrepreneurs: conditions, documents, terms. Lending for individual entrepreneurs in Sberbank

Last modified: 2025-01-24 13:01

Many people know about lending programs for individuals, but what are banks ready to offer to entrepreneurs today? Previously, financial institutions were not very loyal to individual entrepreneurs, it was almost impossible to get funds to promote a business

Mathematical calculation of the pen alty at the refinancing rate

Mathematical calculation of the pen alty at the refinancing rate

Last modified: 2025-06-01 07:06

Today, due to various market fluctuations, volatility of price and percentage ratios, there is a tool for determining monetary values, which serves as a coefficient for various financial transactions and is called the refinancing rate

Don't know how to find out your credit history?

Don't know how to find out your credit history?

Last modified: 2025-01-24 13:01

It happens that a bank, for some unknown reason, refuses to issue a loan, citing distrust of the client. Our article on where and how you can get reliable information about the state of your credit history

Investment tax credits are

Investment tax credits are

Last modified: 2025-01-24 13:01

At the moment, there are almost no organizations that would not use borrowed funds in their activities to modernize production, replenish working capital or purchase raw materials. Loans are usually issued in banking institutions of various kinds. However, there is a truly unique type of lending that can help solve the problem of lack of funds. Here we are talking about such a phenomenon as investment tax credits

Which bank to get a loan? What documents are required for a bank loan? Conditions for granting and repaying a loan

Which bank to get a loan? What documents are required for a bank loan? Conditions for granting and repaying a loan

Last modified: 2025-01-24 13:01

Big plans require solid funds. They are not always available. Asking relatives for a loan is unreliable. People who know how to handle money always find successful solutions. In addition, they know how to implement these solutions. Let's talk about loans

What happens if you don't pay the loan?

What happens if you don't pay the loan?

Last modified: 2025-01-24 13:01

The lending system is now quite well developed and enjoys well-deserved popularity both among the population and among organizations. But what happens if you do not pay the loan and violate the agreement with the bank? What actions will the bank take, and how soon will this happen?

How to get a consumer loan without references?

How to get a consumer loan without references?

Last modified: 2025-01-24 13:01

Previously, in order to obtain a bank loan, it was necessary to collect a lot of documents and search for guarantors. With the increase in the number of banking institutions, the conditions for customers have become simpler. Due to high competition, every client is important for banks. Therefore, in many organizations you can get a consumer loan without certificates and guarantors. More about this in the article

How to get a loan from Sberbank: documents, conditions, types of loans

How to get a loan from Sberbank: documents, conditions, types of loans

Last modified: 2025-01-24 13:01

Banking services are an integral part of the life of modern people. The chosen bank is not only important today, but tomorrow it can be useful for the implementation of larger plans. Therefore, it has become profitable to find a good institution and use its services in a systematic manner

Loan to start a business: the truth as it is

Loan to start a business: the truth as it is

Last modified: 2025-01-24 13:01

What problems can you face when trying to get a loan to start a business? What should be considered when going to the bank? Who is more likely to receive funding for their project? In this article, everyone will find the answer to their question

Where to get a loan without guarantors: overview, features, conditions and reviews

Where to get a loan without guarantors: overview, features, conditions and reviews

Last modified: 2025-01-24 13:01

The article talks about financial institutions where today you can get a loan without guarantors and providing certificates

Can a guarantor take a loan from a bank?

Can a guarantor take a loan from a bank?

Last modified: 2025-01-24 13:01

The guarantor is considered a guarantor of the return of credit money to the bank. Secured loans are more profitable, as they have low rates and high limits. As can be seen from the statistics, most of the clients successfully pay off their debt. But can a guarantor take a loan from a bank? This is discussed in the article

Overdraft, Belarusbank: conditions, advantages and disadvantages

Overdraft, Belarusbank: conditions, advantages and disadvantages

Last modified: 2025-01-24 13:01

Almost every person faced the problem of lack of money to make a purchase. In such a situation, one can ask for a loan from friends, relatives or borrow money from a bank for a very short period

Credit for a business plan - design features, conditions and step-by-step description

Credit for a business plan - design features, conditions and step-by-step description

Last modified: 2025-01-24 13:01

The article describes the features of obtaining a loan for a business plan. The main steps and conditions are considered

Where to get a cash loan in Ufa: banks, conditions, interest rates

Where to get a cash loan in Ufa: banks, conditions, interest rates

Last modified: 2025-01-24 13:01

The article tells about where in Ufa you can get a cash loan. The most popular organizations with favorable conditions are considered

Credit at Tinkoff Bank: customer reviews

Credit at Tinkoff Bank: customer reviews

Last modified: 2025-06-01 07:06

We live in an age of high technology, advertising and an abundance of goods. Advertising constantly shows us more and more interesting offers that need money. At the same time, banks helpfully offer you loans to make your dreams come true. Today we’ll talk about the conditions under which Tinkoff Bank offers loans

How to open an MFI (microfinance organization): step by step instructions

How to open an MFI (microfinance organization): step by step instructions

Last modified: 2025-06-01 07:06

The microcredit business has been developing in Russia not so long ago, but has already become a leader among consumers. Many people seek services from such institutions. But in order to establish your business, it is important to register it. How to open an MFI is described in the article

Who can be a guarantor? Loan guarantor

Who can be a guarantor? Loan guarantor

Last modified: 2025-01-24 13:01

Often, in order to obtain a loan, borrowers need to invite a guarantor. Often this happens if your income is not enough to get a loan. In addition, it reduces the risk of loan default. Who can be a guarantor is described in the article

CreditPlus: reviews of borrowers. Credit Plus

CreditPlus: reviews of borrowers. Credit Plus

Last modified: 2025-01-24 13:01

A loan issued in a few minutes is a useful service. It is used by many people who find themselves in a difficult financial situation. This service is provided by a huge number of legal entities, Internet services. One of them is Credit Plus. The period of its existence is not so long - only 2 years. But during this time, a lot of loans were granted to people who applied, a huge amount of good reviews about CreditPlus accumulated, a positive reputation was formed

Citibank credit card: credit reviews

Citibank credit card: credit reviews

Last modified: 2025-01-24 13:01

Now almost all banks offer their customers a variety of cards, including credit cards. It is often difficult for people to decide, since each program has its own offers. According to reviews, "Just a credit card" from Citibank has favorable conditions. Read more about it in the article

How to issue a credit card using two documents

How to issue a credit card using two documents

Last modified: 2025-01-24 13:01

In today's world, credit cards are very popular. This is both convenient and beneficial. But not everyone is able to provide a complete package of documents required for obtaining and issuing a credit card. To date, this issue has been resolved

Credit to pensioners in "VTB 24": conditions, interest

Credit to pensioners in "VTB 24": conditions, interest

Last modified: 2025-01-24 13:01

VTB issues loans to pensioners at an annual rate of 15%, and you can apply on the bank's website. What documents do you need to collect and how to confirm the level of your income? Secrets of lowering the interest rate

Is refinancing carried out at Sovcombank?

Is refinancing carried out at Sovcombank?

Last modified: 2025-01-24 13:01

Thanks to the development of the credit market, the service of refinancing loans is becoming more and more popular. Bank customers use it for various reasons. Some want to get a low rate, while others want to pay one loan instead of several. Refinancing in "Sovcombank" allows to solve these problems. Read more about the service in the article

Refinancing loans in St. Petersburg: banks, conditions, documents

Refinancing loans in St. Petersburg: banks, conditions, documents

Last modified: 2025-01-24 13:01

Credits have become an integral part of our lives. On credit, we buy cars, equipment and other expensive things. Some of the people have multiple loans, so it can be easy to get confused and miss a payment

How to calculate the loan balance for early repayment

How to calculate the loan balance for early repayment

Last modified: 2025-01-24 13:01

Quite often, people who borrow from banks ask how to calculate the loan balance and other reasonable questions

Where to get a loan in Moscow and the region

Where to get a loan in Moscow and the region

Last modified: 2025-01-24 13:01

Consumer loans often help out in difficult life situations. But sometimes money is needed urgently, and there is no way to run around the banks in search of the best option. Consider the best of the options where to get a loan in Moscow

Program "KIA Easy!" - reviews, conditions and features

Program "KIA Easy!" - reviews, conditions and features

Last modified: 2025-01-24 13:01

Kia is a Korean car manufacturer. This brand is very popular among Russian motorists. The range of KIA models is very diverse and includes the most popular classes of urban cars, including compact, small, SUVs, minivans and executive cars. In this article, we will take a closer look at each class of KIA brand cars, and also get acquainted with the KIA Easy

Best consumer loan: offers from banks

Best consumer loan: offers from banks

Last modified: 2025-01-24 13:01

Often a loan is the only way to solve financial difficulties. With it, you can make a large purchase without waiting for the accumulation of the required amount. It is only important to choose the best consumer loan, which has favorable conditions. More about this in the article

How to find out if a person has loans in a bank?

How to find out if a person has loans in a bank?

Last modified: 2025-01-24 13:01

Is your husband bringing home less money? Maybe he has a secretly taken loan, and part of the salary goes to repay it? Today we will talk about how to find out if a person has bank loans

Home Credit installment credit card: customer reviews on conditions

Home Credit installment credit card: customer reviews on conditions

Last modified: 2025-01-24 13:01

Recently, not just credit cards, but installment payment cards have begun to gain more and more popularity. And this is no accident. Such cards have a number of advantages. Not so long ago, Home Credit Bank also issued its installment card

Installment goods, "M-Video": consumer reviews

Installment goods, "M-Video": consumer reviews

Last modified: 2025-01-24 13:01

M.Video is the leader among retail chains selling electronics and home appliances in Russia. Moreover, this is the only public Russian non-grocery chain. It was founded in 1993, that is, more than 20 years ago. The network has about 400 stores throughout the country, namely in 165 cities

Where can I get a loan in Omsk without refusal and without references?

Where can I get a loan in Omsk without refusal and without references?

Last modified: 2025-01-24 13:01

Getting a loan in Omsk will not be difficult for any borrower with a positive credit history. But, unfortunately, not everyone has it. Which bank should I contact to get a loan with a bad credit history and without references in Omsk?

Where to get a loan in Volgograd quickly and without unnecessary information

Where to get a loan in Volgograd quickly and without unnecessary information

Last modified: 2025-01-24 13:01

Almost every one of us at least once in our lives, but got into a situation where money is urgently needed, and it is impossible to borrow from friends. You have to contact the bank, but consideration of the application may take up to several days. How to be in this situation? Where to get a loan in Volgograd?

Microcredits: reviews, conditions for registration and receipt

Microcredits: reviews, conditions for registration and receipt

Last modified: 2025-01-24 13:01

In the life of every person, a situation may arise when money is needed at a particular moment in time, but there is none. This happens when you didn’t calculate your finances a little, and it’s not long before the salary, or the phone is broken, and the credit card limit has already been spent

Where can I get a loan in Samara? Most Popular Banks

Where can I get a loan in Samara? Most Popular Banks

Last modified: 2025-01-24 13:01

Loans have firmly entered our lives. Holidays at sea, the purchase of large household appliances, and many other things, few people can afford without a loan. But where to get a loan in Samara on the most favorable terms?

Where to get a loan in Novosibirsk without too much fuss and inquiries

Where to get a loan in Novosibirsk without too much fuss and inquiries

Last modified: 2025-01-24 13:01

Getting a loan has long become commonplace and familiar to most people. Banks offer more and more new options for obtaining a consumer loan. This diversity is sometimes difficult to understand. It is for this reason that it is important to determine exactly where to get a loan in Novosibirsk

Where to get a loan in Chelyabinsk: the best deals

Where to get a loan in Chelyabinsk: the best deals

Last modified: 2025-01-24 13:01

So you want to have a good vacation or buy new appliances for your house, but sometimes the financial situation does not give such an opportunity. However, you can solve your money problems. All you need to do is apply for a credit card or get a cash loan

All banks in Samara where you can get a loan on the most favorable terms

All banks in Samara where you can get a loan on the most favorable terms

Last modified: 2025-01-24 13:01

Consumer loans are the best solution in situations where money is urgently needed. Very often, banks issue cash loans to their customers without specifying the purpose. This type of loan is very convenient, since the client himself can choose the amount and term. Consider all the banks of Samara, where you can get a loan on favorable terms

Where can I get a loan in Yekaterinburg? Favorable interest rates

Where can I get a loan in Yekaterinburg? Favorable interest rates

Last modified: 2025-01-24 13:01

It often happens that much-needed money runs out at the most inopportune moment. Probably, every person at least once in his life found himself in a situation where a certain amount of money was urgently required. Getting a consumer loan will help solve a financial problem

How to pay a loan in cash through a Sberbank terminal?

How to pay a loan in cash through a Sberbank terminal?

Last modified: 2025-01-24 13:01

Such a financial service as a loan is used by many citizens of Russia, as well as people outside of it. Having received a cash loan at a bank branch, a person assumes credit obligations. They must be completed monthly. You can make the loan repayment procedure in different ways, choosing one of the most convenient. Today we will talk about how to pay a loan in cash through the terminal

Where and how to get the cheapest consumer loan

Where and how to get the cheapest consumer loan

Last modified: 2025-01-24 13:01

Currently, consumer loan rates have begun to decline significantly. If earlier money was issued at huge interest, today you can get a loan at a rate of fifteen percent per annum. So where can you get the cheapest consumer loan and what is needed for this?

How to reduce the interest rate on a loan? Reducing interest on a loan legally

How to reduce the interest rate on a loan? Reducing interest on a loan legally

Last modified: 2025-01-24 13:01

Article about the peculiarities of reducing interest rates on loans. The main methods that will help to pay less on loans are considered

The main differences between loans and loans

The main differences between loans and loans

Last modified: 2025-01-24 13:01

An article about the distinguishing features of loans from loans. The article also discusses loans and the nuances of contracts for receiving funds

What is the weighted average interest rate on loans?

What is the weighted average interest rate on loans?

Last modified: 2025-06-01 07:06

For the normal functioning of the company, it always needs sources of financing. In addition to own assets, borrowed funds, in particular loans from third parties, can also be used. However, each of the borrowers has the right to set their own interest rates on loans, which complicates the assessment of the value of the organization's loan portfolio. It is in such cases that such an indicator as the weighted average interest rate on loans is used

Consumer credit is The interest rate of consumer credit in Sberbank

Consumer credit is The interest rate of consumer credit in Sberbank

Last modified: 2025-01-24 13:01

Consumer lending is widespread in our country, as it is the easiest and fastest way to obtain funds for various needs. However, interest rates on this type of loan are quite high. Sberbank offers the most favorable consumer lending terms for its customers

How to borrow on "Motive" for 5 days?

How to borrow on "Motive" for 5 days?

Last modified: 2025-01-24 13:01

"Motive" is one of the largest regional mobile operators. Everyone sometimes faces the need to borrow money from a company that provides communication services. The article will tell you how to quickly connect the "Promised Payment" to the subscribers of the "Motive" operator

Smart loan: customer and employee reviews

Smart loan: customer and employee reviews

Last modified: 2025-01-24 13:01

Do you want to take out a small loan for a short period of time, but the banks refuse? For such cases, there are MFIs. Today we will consider the features of the work of the company "Smart-Credit"

Where to get a lot of money: popular loan offers

Where to get a lot of money: popular loan offers

Last modified: 2025-01-24 13:01

Probably, everyone has a situation in life when they urgently need money. "Where can I get the necessary amount?" - a question that has been tormenting the vast majority of our fellow citizens for a long time. At the moment, you can urgently get the necessary amount only by contacting a credit institution and applying for a loan. This service is gaining more and more popularity in recent years among the population of our country. This is due to significant changes that have taken place in the legal and financial fields of Russia

Commercial loan is Lending to small businesses. Bank loan: types of loans

Commercial loan is Lending to small businesses. Bank loan: types of loans

Last modified: 2025-01-24 13:01

This article talks about the most popular types of loans. There is also a description of commercial lending

How to get a loan with bad credit history: tips and tricks

How to get a loan with bad credit history: tips and tricks

Last modified: 2025-01-24 13:01

An article about possible options for obtaining a loan with a bad credit history. Useful tips on how to become a more attractive client for lenders are considered

What good is a mortgage loan without a down payment?

What good is a mortgage loan without a down payment?

Last modified: 2025-01-24 13:01

Most borrowers today want a mortgage loan without a down payment in 2013 to be implemented safely. In this situation, a lot depends on what kind of person he is. It also plays an important role what decision will be made by a certain financial institution on an application for a mortgage loan

Scoring is Credit scoring

Scoring is Credit scoring

Last modified: 2025-01-24 13:01

Probably, today there is no such person who has not used a loan at least once in his life. Sometimes bank employees can make a decision on issuing a loan within 15-20 minutes after your application. They do not do it themselves - the decision is made by an impartial computer program - a scoring system. It is she who, based on the entered data, evaluates the level of reliability of the client

Is a car loan profitable: features, conditions and recommendations

Is a car loan profitable: features, conditions and recommendations

Last modified: 2025-01-24 13:01

Speaking about whether a car loan is profitable, you first need to understand that there are no loyal financial institutions. Both banks and the car dealerships themselves, offering to take a loan from them, pursue one single goal - making a profit. The article talks about the features of car loans, which are worth paying attention to. The main issues of concern to car owners are considered

I can't pay my loans, what should I do? Loan debt restructuring

I can't pay my loans, what should I do? Loan debt restructuring

Last modified: 2025-01-24 13:01

In a world full of crises and chaos, everyone wants to live with dignity. And if earlier it was not possible to just go and buy the necessary thing, then with the advent of loans, almost every person has it. But the joy of buying does not always last long, because the euphoria quickly passes when the period for paying debts comes

Where to get money right now, or How to get out of a difficult financial situation

Where to get money right now, or How to get out of a difficult financial situation

Last modified: 2025-01-24 13:01

Most people experience financial hardship at least once in their lives. It seems that soon the next salary, but at the moment there is no money. What to do and where to get money right now? The answers to these questions can be found in this article

Microloan - what is it and how to get it?

Microloan - what is it and how to get it?

Last modified: 2025-01-24 13:01

Money in debt is provided not only in the bank, but also in microfinance organizations. The first option is more profitable, but if you urgently need funds, you can apply for a microloan. This is one of the types of modern financial services. More about this in the article

Credit card with an interest-free period: bank conditions

Credit card with an interest-free period: bank conditions

Last modified: 2025-01-24 13:01

Credit card with an interest-free period: how the interest-free period is calculated, bank conditions, the length of the grace period

Calculation of interest on a deposit

Calculation of interest on a deposit

Last modified: 2025-01-24 13:01

Investing free cash in bank deposits is a normal practice of saving money in today's world. Calculation of interest on a deposit is an important step in choosing the most suitable deposit for you

Loan without income statement: which banks issue and under what conditions

Loan without income statement: which banks issue and under what conditions

Last modified: 2025-01-24 13:01

Lending has become an integral part of modern life. Everything is taken on credit: houses, apartments, cars, furniture, clothes, education and even vacation packages. All this, for the most part, became possible due to the fact that almost all banks offer loans to customers without income statements, collateral and guarantors

Consumer credit: types and features

Consumer credit: types and features

Last modified: 2025-01-24 13:01

Consumer lending is currently the most common program in the vast majority of banking organizations in the Russian Federation

Cons and pros of credit

Cons and pros of credit

Last modified: 2025-06-01 07:06

Loans have long been a part of almost every person's life, and at the moment it is one of the most common banking services that can be offered not only to individuals, but also to legal entities, in order to help them solve their financial problems . Getting a loan today is not a big problem. You just need to provide a minimum of necessary documents, submit an application to the bank, and the terms for approval of such an application, as a rule, are not long at all

Where can I get a credit card? Bank rating, interest rates and reviews

Where can I get a credit card? Bank rating, interest rates and reviews

Last modified: 2025-01-24 13:01

Among the citizens of our country, loans offered by banks on different conditions are in demand. Now you can get a credit card with a certain limit. It is issued by many financial institutions. Where can I get a credit card? This will be discussed in the article

Is a loan a yoke or a helping hand?

Is a loan a yoke or a helping hand?

Last modified: 2025-01-24 13:01

What is a loan? Under what conditions is it issued? How to choose the right bank? How much credit is needed for your family? In this article, you will not only find answers to these questions, but also learn about little tricks when applying for a loan

Where is it better to apply for credit cards from the age of 19: by passport, online application, without certificates

Where is it better to apply for credit cards from the age of 19: by passport, online application, without certificates

Last modified: 2025-01-24 13:01

The development of lending has made it possible to obtain a loan in a few minutes. Banks do not require income statements, guarantors, they quickly check documents and set minimum requirements for clients. Today, even credit cards are issued from the age of 19, that is, students who do not have a permanent source of income. For more information on how to apply and receive them, read on

Loan for small business development. Getting problems

Loan for small business development. Getting problems

Last modified: 2025-01-24 13:01

The weak development of entrepreneurial activity is a consequence not only of the administration and regulatory policy in this area, but also of problematic access to borrowed funds

Student loans: myth or reality?

Student loans: myth or reality?

Last modified: 2025-01-24 13:01

Deals like student loans are not new these days. Many banks offer to issue goods to students in installments or take a thing on credit

Cash loan at Uralsib Bank: loan "For friends", cash without collateral, terms of registration

Cash loan at Uralsib Bank: loan "For friends", cash without collateral, terms of registration

Last modified: 2025-01-24 13:01

Uralsib Bank offers a wide range of loan products to its regular and potential customers. Loans are quite profitable, easy to apply. The most convenient and cheapest of them is the "For Your Own" program

ID debt - what is it and how to get it?

ID debt - what is it and how to get it?

Last modified: 2025-01-24 13:01

Many people, faced with court cases, ask: "ID debt - what is it?" Of course, here we are talking about papers or some sheets. ID is an executive document issued by the court

Need a loan? Rosselkhozbank will provide it

Need a loan? Rosselkhozbank will provide it

Last modified: 2025-01-24 13:01

Lending has recently been one of the fastest growing sectors of the financial market. Having survived the first wave of the financial crisis, many banking organizations have grown stronger and significantly expanded their field of activity. Now you don't have to puzzle over where and how to get a consumer loan

Sberbank: car loans for Russian citizens

Sberbank: car loans for Russian citizens

Last modified: 2025-06-01 07:06

Today Sberbank is one of the largest state-owned banks in the Russian Federation. However, it should be noted that the share of issuance of highly specialized loan programs in it is very small and amounts to about 5% of the total mass

Where can I get a loan without refusal? Can pensioners apply for loans?

Where can I get a loan without refusal? Can pensioners apply for loans?

Last modified: 2025-01-24 13:01

The article tells about where a pensioner can get a loan. The banks that are least likely to refuse loans are considered

Loan interest is the payment for a loan

Loan interest is the payment for a loan

Last modified: 2025-01-24 13:01

All borrowers, when choosing a loan, look primarily at the interest rate. This is the very characteristic on which the main costs will depend. How is this value calculated, what factors affect it?

Consumer loan: repayment ahead of schedule or according to the contract?

Consumer loan: repayment ahead of schedule or according to the contract?

Last modified: 2025-01-24 13:01

The scope of lending is wide and capacious. Some banking products are well advertised and popular with customers, while others are known to few

Where is it more profitable to take a loan - we calculate the options

Where is it more profitable to take a loan - we calculate the options

Last modified: 2025-01-24 13:01

Where is the best place to get a loan? This question is relevant today more than ever. Modern society has long accustomed itself to bank loans, but the culture of using them has not yet been formed

Consumer loans from Sberbank of Russia

Consumer loans from Sberbank of Russia

Last modified: 2025-01-24 13:01

Sberbank of Russia is currently one of the most stable banks in the country. He with dignity survived the difficult years of the crisis, when financial institutions became bankrupt every day. What turned out to be disastrous for some, allowed others to become stronger and develop stronger

How to get an education loan

How to get an education loan

Last modified: 2025-01-24 13:01

How can you currently pay for tuition without significant damage to your personal budget? There is only one way out - to get a loan for education! Under this program, the bank will transfer funds directly to the university - and you are a student

Promissory notes of commercial banks: features, accounting. A bill of exchange is

Promissory notes of commercial banks: features, accounting. A bill of exchange is

Last modified: 2025-01-24 13:01

Promissory note is considered one of the main instruments of credit and settlement operations. Its appearance is associated with the need to transfer money from one region to another and to exchange coins for foreign currency. After reading today's article, you will delve into the main features of a promissory note loan

Which bank has the best credit cards?

Which bank has the best credit cards?

Last modified: 2025-01-24 13:01

Where do you get the best credit cards? This article discusses the offers of the most popular banks

How to get a loan from a bank with a bad credit history and low interest

How to get a loan from a bank with a bad credit history and low interest

Last modified: 2025-01-24 13:01

Most of the population is now in a vicious circle. Taking into account the growth of the dollar, the decrease in the level of wages and the increase in the unemployment rate, it has become more difficult for the population to fulfill debt obligations. What can be advised in such a situation?

What is loan refinancing

What is loan refinancing

Last modified: 2025-01-24 13:01

The article provides brief information about what loan refinancing is, what are its features and in what cases it is beneficial

On-lending in Sberbank loan, car loan: reviews. Is it possible to make on-lending at Sberbank?

On-lending in Sberbank loan, car loan: reviews. Is it possible to make on-lending at Sberbank?

Last modified: 2025-01-24 13:01

Refinancing at Sberbank is a great opportunity to get rid of an "expensive" loan. What are the programs for on-lending at Sberbank today? Who can borrow and under what conditions? Read more about it

Where to get a certificate of income: an algorithm of actions

Where to get a certificate of income: an algorithm of actions

Last modified: 2025-01-24 13:01

When applying for a loan or social assistance, calculating a pension, and in many other cases, the package of documents submitted must necessarily include a certificate of income. It displays the level of a person’s earnings, his solvency, makes it possible to form an objective picture of his financial condition

Mortgage housing loan: features, conditions and requirements. Restructuring of a mortgage loan

Mortgage housing loan: features, conditions and requirements. Restructuring of a mortgage loan

Last modified: 2025-01-24 13:01

The article will tell about the peculiarities of mortgage lending in the Russian Federation. This program is one of the most popular banking programs. What is its essence?