2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Legal entities make most of their settlements using non-cash payments. However, there are situations when cash is indispensable. For example, many organizations still pay salaries in cash, sometimes a small amount is required for household needs or for issuing an account. To withdraw funds from a current account in Russia, two methods can be used: a corporate card and a cash checkbook. The second method is more popular in our country, as it is considered safer.
Cash checkbook is a strict accountability form, which is a form of money checks bound in 25 or 50 pieces. You can get such a book at the bank that provides settlement and cash services to the organization after writing the appropriate application. A check bank may charge a fee for issuance. Usually it does not exceed two hundred rubles.
Cash checks, which contain a checkbook, consist of three parts: the check itself, the spine and the control mark. The front side of the check contains information about the current account issued bythe amount, the person to whom the money is issued, the date of issue of the check. In addition, there are signatures of officials of the organization and a seal, which are necessarily verified by a bank employee with a signature sample card and a seal imprint. This serves as a guarantee that withdrawals from the account will not occur without the knowledge of its owner.
The reverse side of the check contains information about the purpose of the withdrawal, the signature of the recipient, as well as the details of the identity document of the recipient. In addition, there is a field for filling in by bank employees, which indicates the date of payment of the check and the signature of the person who checked the check, carried out control, as well as the cashier who issued the money.
Each credit institution is obliged to develop recommendations on the basis of which the checkbook is filled. But there are also general rules: it is not allowed to have blots, errors and corrections in the check. You can fill out a check with a blue, black or purple ballpoint pen. Multiple different handles are not allowed. In the sum field, writing starts from the very beginning of the line - close to the edge, the free space is crossed out with two lines. In addition to the check itself, the spine must be filled in, on the basis of which the relevant entries are made in the accounting of the organization, and a cash receipt order is issued.
Spoiled checks, as well as the stubs, are not thrown away, they must be kept in the safe of the organization, like the checkbook itself. In the organization sheaccounted for on off-balance account 006, which is called "Forms of strict reporting". The check is valid for ten days from the date of its issuance, while the checkbook itself does not have an expiration date. It is returned to the bank only if the current account is closed.
In general, banks are very strict about filling out checks, so such work requires increased care and accuracy from a person.
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