Bank transfer - money delivery with comfort

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Each of us at least once in our lives faced with the need to transfer money to someone or receive a money transfer from someone. The first solution that comes to mind and turns out to be the most convenient is a bank transfer. It allows you to quickly and, most importantly, securely send money to another person. At the same time, it is very important that the bank through which the transfer is made has an extensive network of branches and ATMs. This fact determines how quickly and easily the recipient will receive the money.

Domestic transfer of funds

In our country, the bank whose offices can be found on every corner is Sberbank. It offers its clients various types of bank transfers (depending on the timing, purpose and availability of an open bank account). In Russia, Sberbank offers two ways to make a bank transfer:

• on a deposit from a person's account;
• without opening an account.

In the first case, you can transfer both rubles andforeign currency. In the second - only rubles. Each method has its own advantages. So, the second one is convenient when you need to quickly send some amount, and there is no time for other procedures.

A relatively new type of transfer across the country and to neighboring countries is the "BLITZ-transfer". It will allow lightning-fast delivery of money to the recipient. The process will take about an hour. And the money will become available to a person in another part of the country. To make such a transfer, you will need your passport and the recipient's passport details. After that, do not forget to tell the person to whom the money was transferred the control number, which is the key to receiving the funds.

The cost of the transfer is 1.75 percent of its amount, but cannot exceed 3,000 rubles.

Money transfer abroad

There are situations when money needs to be sent abroad. For example, one of the relatives suddenly ran out of funds, the child is studying abroad, or some unforeseen circumstances happened. In this case, a bank transfer abroad will come to the rescue, which can also be made through Sberbank.

It can be urgent (if the money is needed as soon as possible) or ordinary. The first, of course, is more expensive, but it will allow you to receive money within a day after receiving an application for a transfer. In addition to data on the individual to whom the funds are intended, it will be necessary to indicate information about the recipient bank, its swift code and the purpose of the transfer. By the way, it is this code that allows you to make a "cycle of money" in everythingworld.

What determines the "price" of a translation?

It is worth noting separately that the commission for transferring money through Sberbank depends solely on the type of operation, and not, say, on the type of card or customer account. The cost of the operation is affected by its urgency, as well as the place of execution. Thus, a transfer via the Internet or self-service devices will be somewhat cheaper than the same operation at a branch.

Within a bank, the transfer will cost less than sending money to an account opened with other banks. These are the points you need to pay attention to in order to cut your costs and sometimes save time.

Whichever of the above methods you choose, a bank transfer will solve the problem of delivering funds with maximum comfort, quickly and reliably.