2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
The Law on Compulsory Insurance came out a long time ago, it provides for obtaining an OSAGO insurance policy. And if you have expired this document, or you left it at home, or the insurance is issued in a different name, the law provides for certain types of punishments. From our article you will find out what fine you can pay if the driver who is driving is not included in the insurance.
Let's look at one current situation
For example, you went to nature to fry kebabs. And what are kebabs without alcohol, right? Suppose someone very responsible decided not to drink at all, but to take the whole company home. But the owner of the car did not write it into the main insurance policy. There is a punishment for this, but you need to go home. After all, as the current regulation on the driver of a vehicle says, he must have a policy on his hands, otherwise he can be fined and license plates removed. What fine, if your responsible friend who got behind the wheel is not included in the insurance, can you be written out? The owner of the car must write a power of attorney to drive the car in the name of his friend, but he himself canbe next to him. In this case, if the "taxi driver" is not included in the insurance, the minimum fine is only 300 rubles, but it will be imposed not on the driver who drove the car without insurance, but on its owner.
But even in this case there is a big BUT! If your friend is not included in your insurance policy, but has an accident, then under current law, the insurance company must still reimburse all losses to the victim. However, for this you will face regression of insurance, that is, the insurance company will go to court for compensation for damages not provided for by the insurance contract. And this will be worse than a fine for a driver not included in the policy.
What is the pen alty, if another driver of the car is not included in the insurance, provided by law?
There are situations when you have to drive someone else's car, or your friend or relative asked for your car for a while. When applying for OSAGO insurance, you have the opportunity to enter several drivers who have valid driving licenses. If you got behind the wheel of someone else's car and there is no information about you in the OSAGO insurance policy, then you will be fined, an administrative protocol will be drawn up indicating the reason for the violation, articles in the Administrative Code. The inspector will remove the registration numbers from the car. What is the pen alty? If not included in the insurance, you will have to pay about 800 rubles. Restrictions on the use of a car are in effect until the reasons for imposing a pen alty are eliminated. Although after paying the fine you canwithin 24 hours use the vehicle and get to the right place on time.
What do you need to do to avoid getting fined on the road?
Ask the owner of the car to make sure that you are on the list of drivers allowed to drive this vehicle. And then the question of whether it is necessary to enter into the insurance of drivers who have the right to drive a car will disappear by itself.
Recommended:
Bonuses "Thank you from Sberbank": where you can pay, features and conditions
"Thank you from Sberbank" acts as a bonus program, in which for each purchase that is paid for by a card, points called "Thank you" are credited to bonus customer accounts. In the first three months, their value, as a rule, is one and a half percent of the purchase price, and in the next 0.5%. When paying for goods from partners, the accrued points can reach up to 20% of the money spent
What happens if you don't repay the microloan? How not to pay microloans legally
If there is not enough money to pay, in modern life no one runs around friends and neighbors and asks for a loan. All financial problems are solved in 30 minutes if you apply for a microloan. Such loans are currently at the top of popularity, and many people can get them in a microfinance organization
What happens if you don't pay the loan to the bank? How can you avoid liability?
Sometimes there are situations when a person applies for a loan in a financial institution and there are problems with its repayment. In this case, the question arises of what will happen if you do not pay the loan to the bank
What will happen if you do not pay loans to banks, and is there a way out of this situation?
When a borrower gets into a difficult financial situation, one of the questions that arise is: "What will happen if you do not pay loans to banks, what could be the consequences?" and so on. I would like to say right away that it is unlikely that it will be possible to completely get rid of debts, but it is quite possible to reduce the amount of accrued interest and fines. What needs to be done for this?
What will happen if not included in the insurance: fines and possible consequences
According to the current legislation, each driver is obliged to draw up an insurance policy for his car. Without it, you can’t even drive a car out of the garage, and if you are stopped by a traffic police officer, you won’t be able to avoid a fine. However, it often happens that several persons are allowed to drive the car, but only the owner of the vehicle is included in the policy. Here, many motorists have a completely logical question about what will happen if the driver is not included in the insurance
