Meet the insurance agent

Meet the insurance agent
Meet the insurance agent

Video: Meet the insurance agent

Video: Meet the insurance agent
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Anonim

Our life is full of surprises, sometimes they are not the most pleasant. Any of us may face the fact that in broad daylight a car is stolen from him or a fire occurs in an apartment or house (and not necessarily through your fault, there are also neighbors), or natural phenomena with unprincipled arrogance disrupt the usual course of things. There are circumstances beyond our control. It is from such cases that an insurance agent, or rather, insurance issued with his help, can save us.

insurance agent
insurance agent

Who is this mysterious person who offers us his services when everything is so good with us, and you don’t always want to part with your money because of ghostly fears?

An insurance agent is a representative of an insurance company who is an intermediary between clients (people who want to receive insurance services) and an insurer (a company that provides insurance services and undertakes to pay a certain amount upon the occurrence of an insured event). He is granted the right to conclude contracts on behalf of the company.

insurance agent is
insurance agent is

An insurance agent will help you choose the best type of insurance and arrange it correctly. It is he who will communicate with you on behalf of the insurance company throughout the entire term of the contract.

Each insurance agent is a salesperson, a psychologist, an economist, and an analyst. And all rolled into one!

Having fairly broad powers, the insurance agent takes on complex duties. Consider them.

duty insurance agent
duty insurance agent

The insurance agent must:

  1. Conclude and draw up contracts for both personal and property insurance, ensure their implementation, and accept insurance premiums.
  2. To conduct an active search and identification of potential customers, as well as to keep records of potential objects of policyholders and objects of insurance.
  3. To be able to give an adequate assessment of the value of the insurance object.
  4. Know the region and the demand for certain types of insurance services.
  5. Conduct meaningful and reasoned conversations with regular and potential clients in order to conclude new contracts and renegotiate old ones.
  6. To be able to establish trusting relationships with clients, to know the peculiarities of their thinking and the motivation of behavior.
  7. Adequately assess the degree and criteria of risks when concluding contracts, taking into account age, he alth status, gender, level of material we alth and other qualities that characterize the client.
  8. Be able to correctly calculate insurance premiums, draw up insurance documents and ensure their safety.
  9. To be able to promote the offers of the insurance company in the service market, using the ongoing political and socio-economic processes in order to form a stable demand for promoted insurance services.
  10. Give customers comprehensive information on all issues related to insurance conditions.
  11. During the entire term of the concluded contract, maintain contact with customers who have drawn up a contract for the provision of insurance services. Resolve all disputes, complaints, claims.
  12. Be able to identify the occurrence of an insured event according to the contract, correctly assess it and the amount of insurance compensation payments, taking into account all the criteria.

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