How to put money on the Alfa-Bank card? The main ways to replenish the Alfa-Bank card

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Alfa-Bank's bank card is a payment instrument used by thousands of Russian citizens. Thanks to the loyal policy of the company, debit and credit products of this bank are gaining more and more popularity. Any transactions using a plastic card or its details are in fact transactions with a bank account, and before spending money, you need to replenish it.

The holders of this payment instrument have several options for putting money on the Alfa-Bank card. Due to the variety, the user can choose for himself the most convenient and profitable way to replenish. You can deposit funds to your account by contacting the offices of this financial institution or a branch of another bank, using an ATM or self-service terminal, as well as using the capabilities of online services.

Replenishment through branchesfinancial institutions

This is the most profitable way to put money on an Alfa-Bank card. In this case, subject to certain conditions, there is no commission fee for replenishing the account. When replenishing an account at an Alfa-Bank branch, the owner of the payment instrument is obliged to present the passport, bank card to the cashier and deposit the desired amount of money. The bank does not charge any commission for the withdrawal transaction. Funds are usually credited the same day.

You can put money on a debit or credit card of Alfa-Bank without presenting a payment instrument, including by a person who is not the owner of the account. In this case, in addition to presenting a passport, you will need to indicate the number of the payment instrument whose account is being replenished, as well as the name, surname and patronymic of the owner. In this case, the bank will additionally charge a fee for the transfer. The procedure for replenishing the card through branches of other banks is identical.

Replenishment through ATMs

It is possible to replenish an account using an ATM or an Alfa-Bank terminal equipped with a device for accepting cash (such devices are indicated by the Cash-in information sign).

After the plastic card is inserted and the PIN code is entered, it is necessary to select the menu item that activates the balance replenishment function. After the system confirms the possibility of performing this operation, you need to insert banknotes into the receiving device. After completing the acceptance of banknotes, the system will display the total amountcontributed funds. Next, by pressing the appropriate key, select the menu item on crediting the amount. The balance of the card account will be replenished and the operation will be completed. You should be attentive to the condition of bank notes brought in. Dirty, wrinkled or torn banknotes may not be accepted.

This way you can replenish your account in the terminals of third-party financial organizations. Only in this case it is worth knowing that depositing money to the Alfa-Bank card will be subject to an additional commission percentage. Its size depends on which financial institution the terminal involved in the transaction belongs to. Funds can be credited for quite a long time.

Replenishment through online services

The possibilities of the Internet allow you to replenish your account, avoiding trips to the offices of financial organizations, waiting in lines, and the need to search for terminals. So, where to put money on the Alfa-Bank card? Of course, on the Internet. An absolute advantage is the ability to carry out operations at any time of the day.

Directly for Alfa-Bank, two applications have been developed, among other features that provide the function of transferring funds from one card to another:

1. "Alfa-Click" allows you to conduct transactions on the company's website directly from an Internet browser.
2. "Alfa-Mobile" - version for mobile devices.

For money transferfunds, you must log in to the application and select the "Transfer from card" menu item in the "Transfers" section. Then select the cards involved in the income-expenditure transaction, and after specifying the amount, confirm the transfer.

For owners of payment instruments issued by other financial institutions, replenishment of an Alfa-Bank debit or credit card is possible using Internet banking systems or mobile applications of issuers. At the same time, you need to be prepared for commission and time costs.

Electronic payment systems

You can transfer money to an Alfa-Bank card from a wallet in an EPS, for example, Yandex. Money or WebMoney. This method is most often used by freelancers who receive payment for the work performed to an electronic account. The user needs to select the “Money transfers” item in the EPS account, and then “To a bank card” and fill in the data on the card number and the amount to be transferred. After that, access to the transaction will open.

For the Yandex. Money system, the transfer time depends on the bank, but most often the replenishment is carried out immediately. The commission will be 3% of the amount selected for receipt, and a fixed payment for the operation in the amount of 45 rubles.

The minimum amount for replenishing a card from the WebMoney system is 100 rubles. The commission will remain the same as for all similar operations in the system.

Replenishment through self-service terminals

Available top-up option through Qiwi self-service terminals. By selecting the operation "Transfer to a bank card", indicating the details proposed for filling in and entering the desired amount of cash, you can make a transfer. The commission will be 1.6% of the replenished amount. The minimum deposit limit is 50 rubles. Money is credited to the card account almost immediately.

Alfa-Bank has similar partnerships with Cyberplat and Europlat systems. The commission in Cyberplat terminals will be 2% of the amount, but not less than 20 rubles, and in Europlat - 1%, but not less than 50 rubles. Each system guarantees instant receipt of deposited funds.

Transfers via "Contact" and "Zolotaya Korona" systems

If there are bank branches that provide money transfer services via the Contact system, you can replenish an Alfa-Bank card in the amount of up to 500,000 rubles. To carry out a transaction at a bank, you will need to provide the number of the replenished card, the data of its owner, and also present the passport of the person sending the transfer. You can also make a money transfer through the terminals of partners of the "Contact" payment system. In addition to the commission, depending on the location of the sender, a significant drawback of this method is the delay in the receipt of funds, which can be up to 4 days.

A sender who has a Visa, Master Card, Maestro, "Mir" card issued by any Russian financial organization can use an online transfer on the website of the CONTACT payment system. To transfer money to an Alfa-Bank card, you will need data on the numbersbeneficiary's and sender's payment instrument, validity period and sender's CVC2/CVV2 code.

Similar opportunities are provided by the Zolotaya Korona money transfer system.

Another method of transfer involving two cards is available at alfaportal.ru. The service "Transfer from card to card" is provided by Alfa-Bank JSC with a fee. When replenishing an Alfa-Bank card, the term for crediting funds to the recipient's account depends on the issuing bank of the sender's card and can range from several minutes to 3 business days.

Features of "Russian Post"

Russian Post allows you to make a cashless transfer from card to card, including to an account in the financial institution in question. You can send money to an Alfa-Bank card with Visa and Master Card. The maximum amount of one transfer cannot exceed 50,000 rubles. Funds arrive instantly. For transfers in rubles, a fee of 1.8% is charged, but not less than 65 rubles.

Recharge through partner networks

Another way available to many that allows you to put money on an Alfa-Bank card. Communication stores, shops, shopping and entertainment centers with which the company in question has entered into a partnership agreement provide the service of replenishing the account balance by depositing both cash and non-cash funds through the cashier. To perform the operation, you will need to know the twenty-digit card account number and have a passport. Conditions and commissions for each such partnerdifferent.

In case of replenishment in cash through Euroset, Beeline, Megafon, MTS, the commission will be 1% of the deposited amount, but not less than 50 rubles. In the Svyaznoy network of salons, the commission will increase to 1.5% while maintaining the same minimum. When replenishing by non-cash funds, the commission of the bank from the card of which the debit transaction is carried out is additionally taken into account. According to the conditions provided, the funds are guaranteed to be credited within 2 business days. In fact, replenishment occurs almost instantly.

Conclusion

There are a lot of ways to put money on an Alfa-Bank card. In order to successfully complete transactions to replenish the balance using a variety of options, it is always advisable to have at hand data on the number of the payment instrument, the last name, first name and patronymic of the owner, account number, as well as your passport and funds that must be deposited, taking into account the payment of possible commission costs.