Corporate client. Sberbank for corporate clients. MTS for corporate clients

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

During the rapid development of business, banks, operators and communication providers, insurance companies are interested in attracting large customers. After all, it is enterprises with millions of turnovers that are able to bring the greatest income. But companies providing various services are also interested in clients belonging to medium and small businesses, because in total they also bring good profits.

Banking

A corporate client for any financial institution is an opportunity to profit from each of its operations. It is clear that the larger the company's turnover, the more often and larger the amounts will pass through the bank. And this affects the size of the commission that he receives for his work. But do not forget that in addition to operating activities, service organizations take loans, invest free funds on deposits, and exchange currencies. All this is a source of considerable income for financial institutions. That is why banks are trying to attract as many corporate clients as possible.

For large companies, special managers are allocated, to whom representatives of organizations can contact at any time. They will not only talk about the bank's programs, help you find out the balance of funds on the accounts, give the necessary instructions to the tellers, but also act as an intermediary between the technical service of the financial institution, its management and the company. Each attracted large corporate client is considered an achievement of the bank, they are offered preferential terms, special programs, bonuses for constant service, trying to keep it with all their might.

Sberbank of Russia for businesses

Any organization, as well as an individual, is looking for reliable partners. According to more than one million enterprises of the Federation, this is Sberbank. It offers corporate clients, for example, loans for various purposes at preferential interest rates, which are calculated based on the solvency of the legal entity, together with an assessment of the financial market and other conditions.

Large companies account for about 80% of Sberbank's corporate loan portfolio, the remaining 20% are used by small and medium enterprises. The reliability of this financial institution is evidenced by the fact that about a third of all Russian enterprises applied to this bank for loans. The range of its services is wide, it not only offers standard services, but also various types of lending and investment. Sberbank does everything for the maximum comfort of each of its clients.

Sberbank services for business

Working with corporate clients is one of the key areas of development for every financial institution. Most often, they are trying to attract them by creating attractive service conditions, providing inexpensive loans and profitable investment opportunities for free funds.

For the convenience of corporate clients, Sberbank has created a special resource "Business onL@yn", where you can track the movement of funds, create and send payment documents, and apply for additional services. To connect to the system, you must provide a number of documents and fill out an appropriate application. Sberbank. Business online" greatly simplifies the work of each client, which is a legal entity.

Financial offers

Corporate clients of the bank can also take advantage of a number of loan products. This financial institution provides loans only to legal entities that have been operating for at least a year. Sberbank can issue funds to:

• increase in current assets;
• business development;
• modernization of production;
• repair of fixed assets;
• carrying out design work;
• refinancing.

Other lending purposes are agreed on a case-by-case basis.

In addition to loans, Sberbank provides services for their investment or placement on deposits. In addition to standard programs, each client can use the “minimum balance” service and receive interest onthe established amount. Sberbank also offers to purchase certificates of deposit or bills.

Communication services

Attracting a large corporate client is a great success not only for a financial institution, but also for telecom operators. They offer special conditions to legal entities. Operators offer other tariffs for communication, provide services throughout Russia on uniform terms, allow company employees to communicate with each other at ultra-low rates. To attract new customers, operators focus not only on prices, but also on the quality of services. They develop innovative products and improve existing ones. Each employee of the company can not only communicate via mobile, but also use the Internet or view corporate mail.

But nowadays, many companies pay attention to rates and payment methods when choosing an operator. So, almost all telecommunications organizations offer an advance or credit system of payment, moreover, they can often be combined in one corporate contract. The first method makes it possible to control costs more accurately. But the second one allows you to always stay in touch.

Fare selection

Before dwelling on a specific telecom operator for an organization, it is advisable to analyze how often and in what directions calls are made. Depending on this, a corporate client must choose a telecommunications company and the most advantageous tariff plan.

So, for example, if employees often travel around the country or abroad on business trips, it is important to pay attention to the rates for communication outside the home region and in roaming. You also need to find out what tariffs are set for communication by numbers related to one corporate contract. It is important to find out whether it is profitable to call from such phones to the networks of other operators or to landline phones. If for an ordinary person a difference of a few kopecks or even rubles will not be too noticeable, then for a legal person an unfavorable tariff can lead to an overpayment of several thousand rubles.

Offers from MegaFon

Fighting for large customers, telecom operators are developing various tariff plans, trying to please the majority of them. So, for example, the Megafon company offers corporate clients tariffs with a fixed subscription fee, which includes free minutes, messages and the Internet. If you choose the “Branded universal” offer, then corporate clients will have access to a service that provides unlimited calls within the corporate network for a certain fee. MegaFon also offers a special option "Business Time". When activated, the client receives a 90% discount on local calls throughout the day. She begins to act after 5 minutes of communication.

And the tariff "Business Unlimited" allows for 850 rubles to get the opportunity to communicate for free in the selected zone (in Moscow or the region). For the specified price, the subscriber will receive 2000 minutes fornumbers of any operators.

Offers from MTS

But MegaFon is far from the only company that works with legal entities. MTS offers corporate clients no less interesting offers. For 500 rubles, everyone can connect to the Easy tariff. According to the terms of the plan, the client will be able to call for 36 kopecks. By choosing "Unlimited Russia-2014", corporate clients for 3000 rubles will be able to make calls to any numbers within Russia free of charge within 6000 minutes.

The "Leader Online" plan allows you to communicate without restrictions with subscribers located in Moscow or the region for 1200 rubles. In addition, 1500 MB are available to customers every month. Other plans are also quite profitable. To choose the best option for your business, you need to analyze various offers, compare their advantages and disadvantages.