How to find out the account number of a Sberbank card: basic approaches

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Having received a Sberbank plastic card, many of us mistakenly think that the beautiful numbers stamped on it are the account number where the money is flowing. But it's not. The money is not on the card, but on the bank account, the number of which is assigned to each plastic card. Simultaneously with the issuance of the card, bank employees open an account for the client, to which funds will be received in the future - in the form of scholarships, pensions, wages or transfers. How to find out the account number of a Sberbank card to transfer it to the sender of money? All methods will be described below.

The concept of "card account number"

A card account is required for the bank to perform various operations with funds, including those related to both their receipt and expenditure. For example, this can be cashing out and replenishing funds on a card or transferring in favor of another person, settlements with utility structures, making purchases through stores (including through online stores), paying off debt on loans and other services provided by banking structures.

What is a bank account? This is a special number that includes twenty numeric values and is assigned to a specific client. It is necessary for banking structures to keep records of all cash flows in customer accounts.

The client has the right to dispose of the money at his own discretion. He can replenish accounts or withdraw funds whenever he wants and as many times as he needs. In addition, one person can have several active bank accounts, and not in one, but in several financial institutions.

Why is it important to know the card account number?

A bank card holder from Sberbank may need to:

• to be able to transfer money within the same banking institution or between different financial institutions;
• for transferring funds from abroad;
• for settlements with utility structures, as well as other transfers in favor of any organization.

Methods for obtaining data on the card account number

Here we will consider the main approaches on how to find out the personal account of a Sberbank card, instructions and recommendations. So, get datacard you can:

• in the banking service agreement;
• at a bank branch;
• by calling the hotline;
• at an ATM or payment terminal;
• using the Sberbank-online service.

Description of each of these methods, how to find out the card account number (Sberbank) you will find in this article.

Approach 1. In the card service agreement

Practically every relationship between a bank and a client is fixed by an agreement, and issuing a card is no exception. Having concluded an agreement with Sberbank for supporting the card, the client receives the second copy in his hands. It must indicate the twenty-digit bank account linked to the card.

In addition, along with the card, a bank employee issues an envelope with a pin code, you can also find the card details there. This is the easiest way to find out the Sberbank card account number.

Approach 2. Bank branch

A personal visit to a branch of Sberbank is also the most affordable and time-consuming way to find out the account number of a Sberbank card. But it is worth emphasizing the fact that you need to visit the branch where you received the payment card. This is due to the unusual structure of the Savings Bank of Russia. Surely few people know that the bank includes several small banks, which themselves consist of regional branches. And each branch has information about the clients they serve.

So you've come to the branch that accompanies your card. You need to come toto the teller who, based on your passport and card, will print out the account details.

Approach 3: Call the hotline

How to find out the account number of a Sberbank card using a phone? If the contract and the envelope that you received with the card were irretrievably lost, you can get information about the card account number from the call center operator by calling the hotline. The call center specialist will require you to provide your personal data - full name, date of birth. You will also need to name the code word that you set when filling out the questionnaire. If the code word has been forgotten, then in this case you will have to dictate your passport data. After you have passed the identification procedure, the operator will dictate the card details to you. In this way, you can find out the account number not only of your card, but also of another person, if you know his full name, date of birth and passport data.

Approach 4. Through the service "Sberbank online"

This is another cost-free way to find out the Sberbank card account number. You can print account details from the Sberbank Online system. You can register a card in the system through an ATM or directly through the service itself.

Enter Sberbank Online by entering your login and password. In your personal account you will see the "Cards" section, in which you will find a list of cards that you have connected tosystem. Click on the one whose details you need and print out all the information about it, including the account number.

Approach 5. Via ATM and payment terminals

Remote self-service channel is another convenient way to find out the account number of a Sberbank of Russia card. Now the bank allows you to print card information at an ATM or payment terminals.

Conclusion

We have described the main approaches to obtaining information regarding the account number that is linked to a payment card. Probably the most convenient method is the Sberbank Online service. If you have access to the Internet, then you can find out not only information about the card, but also make a card statement or pay utility bills right from home. But, in any case, which method you choose is up to you.