Cash loan at Uralsib Bank: loan "For friends", cash without collateral, terms of registration

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Demand gives birth to supply - this is the truth, proven by time and modern realities. Today, almost everyone is a client of many lending organizations. Bank "Uralsib" is one of the reliable and profitable banks for cooperation not only in the field of lending. He has successfully worked on payroll projects with many public and private organizations. Taking care of its customers, this financial institution offers special, most favorable lending conditions.

And for those who are already a client of Uralsib Bank, the loan "For Friends" will be much more profitable and easy to apply.

Loan offers

According to statistics, the most popular type of official loan today is a cash loan for any consumer needs. Such programs as mortgage, car and commodity credit are in demand. Credit cards are gaining momentum (many people need a spare wallet).

Bank "Uralsib"offers potential customers and those who are already cooperating with the bank a special line of loan products and services.

It is fair to say that any loans from Uralsib Bank are distinguished by favorable interest rates and an individual approach to each of the clients.

The interest rate run for these products starts from the minimum values - from 10.75% per annum (for a mortgage loan). The rate depends on the lending program and is selected for each client individually after submitting an application and considering it by the bank.

We will tell about the most convenient and profitable consumer loan from Uralsib Bank further.

Credit "For your own"

Anyone can borrow cash for various purposes at Uralsib Bank, but subject to certain conditions. So, the bank gives this opportunity to its clients as part of a salary project or to those who have already used lending services here and received a personal offer to use the preferential program.

Credit "For friends" in "Uralsib" has the most favorable interest rate among similar proposals. It will be from 13.9% per annum. Moreover, customers who receive their salary for plastic from Uralsib Bank will not need to provide a full package of documents when applying for a loan, and the loan amount can be increased to 1,500,000 rubles.

Thus, for regular and / or salary customers of the bank"Uralsib" loan "For its own" is beneficial as follows:

• low interest rate;
• simple design and minimal set of documents;
• the opportunity to receive an amount of up to one and a half million rubles without collateral and guarantee.

Cash loans

For those who are not yet a client of the Uralsib institution, the bank offers lending programs to choose from, which will be beneficial for certain purposes. He has developed lending programs on different conditions and for various social groups.

Thus, a consumer loan in "Uralsib" on fairly favorable terms can be issued by employees of budgetary organizations. The interest rate in this case will be from 15% per annum, and the loan does not provide for collateral and guarantors. Consideration takes no more than a day, the amount to be issued can reach 1 million rubles.

In the bank "Uralsib" cash loan can be obtained without security at a rate of 15% per annum. If all the requirements of the bank to the borrower are met, the application can be submitted through a special convenient online service, where you can determine the required loan amount and calculate the monthly payment without leaving your home, in a comfortable environment.

Payments on cash loans, according to the Uralsib loan agreement, are mandatory monthly and annuity, that is, equal, not changing during the entire payment period.

It is important to remember that the loan rateis not fixed and may change depending on some conditions. It is selected for each client individually.

General information about cash loans depending on the lending program looks like this:

Loan program	Amount to be issued	Full loan term	Insurance	Loan rate (% per annum)
Credit "For friends" in "Uralsib"-bank	Up to 1,500,000 rubles	13 to 84 months	If you wish	From 13.9 to 18.2 %
Unsecured cash loan	Up to 1,000,000 rubles	13 to 84 months	If you wish	15-25%

Cash Loan Conditions

Uralsib issues cash loans under various programs only to employed citizens of the Russian Federation who have reached the age of 23. There is a certain package of documents that must be submitted to the bank after the approval of the application when drawing up a loan agreement and writing an application for a loan:

• passport of the Russian Federation;
• certified by the employer a copy of all pages of the work book with a seal;
• a document confirming the level of income - this can be a certificate of 2 personal income tax, a special certificate in the form of a bank or an extract from a salary account;
• copies of certificates of ownership of a car or any property (at the request of the bank).

Conclusion

Bank "Uralsib" has been lending to the population for a long time. Many programs have been developed to meet the needs of citizens in matters of lending. The named financial institution is a reliable partner. For conscientious and responsible customers, he offers more favorable conditions and special interesting offers for further cooperation.