Zlatkis Bella Ilyinichna: biography, family and education, career at Sberbank

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Bella Ilyinichna Zlatkis is one of the leaders of Sberbank. She holds the post of Deputy Chairman of the Board in this financial institution. In the article we will talk about the career of a financier, her education and personal life.

Childhood and youth

Bella Ilyinichna Zlatkis was born in 1948 in a family of bankers. Her parents held important positions in the Ministry of Finance. The girl already had outstanding abilities in the exact sciences at school.

In high school, she could not choose where to go to study: at Moscow State University, at the Faculty of Physics, or at the Bauman Institute. Her parents convinced her to enter the Moscow Financial Institute.

Education

Bella Zlatkis entered one of the most difficult departments - financial mathematics. Studying was easy for the heroine of our article, in many subjects she received "machine guns". As a result, in 1970 she graduated from the university with honors with a degree in Finance and Credit.

She decided not to finish her education on this, going to studyto the magistracy. The result was a PhD in Economics.

After graduating from high school, Bella Ilyinichna Zlatkis almost immediately received an offer to take the position of an economist at the Ministry of Finance of the RSFSR. Soon she began to move up the career ladder. The positions of chief and senior economist were followed by the appointment of the head of the department of industrial finance, soon as deputy head.

Career

When the Soviet Union collapsed, Bella Ilyinichna Zlatkis served as head of the government securities department. In parallel, she headed the stock market of the Ministry of Finance and Economy already in the Russian Federation.

From 1993 to 1998, the biography of Bella Ilyinichna Zlatkis developed quite successfully. She headed the department of the financial market and securities. In particular, she had to solve issues on public debts, lead a group that created a stock exchange in the country. Under her control, a system of government borrowing on the stock market was developed, government short-term bonds began to be placed.

In 1998, a large-scale reorganization of the central office of the Ministry of Finance was carried out. The new position of the heroine of our article was the leadership of the department of internal debt management of the state.

Over time, the government short-term bond market actually collapsed, starting to resemble a financial pyramid. The government did not want to pay debtpaper defaulted.

Default

After the default was officially declared in the country, Zlatkis was instructed to restructure the debt on GKOs, they began to be exchanged for new ones with an extended maturity. In 1998, she was part of a working group that negotiated with investors to settle government debts.

Various groups have been negotiating with holders of government short-term bonds to decide when they can be paid off.

An important event in the biography of Bella Zlatkis was the appointment to the post of Deputy Minister of Finance in 2000. Four years later, her work on debt restructuring was successfully completed, the last bonds were paid. After that, she quit the Ministry of Finance, moving to Sberbank.

Securities Act

It was Zlatkis who was one of the main initiators and developers of the securities law in our country. Work on this project began shortly after Boris Fedorov became Minister of Finance in 1990. His team was tasked to begin drafting this bill. Fedorov himself did not last long at the head of the ministry, six months later he was fired.

Fedorov left when the law had actually been developed and sent to the government for consideration and approval. Zlatkis continued his work, now on the implementation of the securities law.

In financial circles, she became famous, first of all, for contributing todevelopment of the government short-term bond market in Russia. She was even unofficially referred to as "GKO's mother".

By 1998, the volume of government short-term bonds in circulation on the market amounted to more than 270 billion rubles. Payments on them exceeded the total income of the country twice. In August, it was announced the official refusal to pay debt securities. After that, many experts very sharply assessed government short-term bonds, calling them a financial pyramid built by the state itself.

Work at Sberbank

Bella Zlatkis's career at Sberbank began as Deputy Chairman of the Board.

They say that the heroine of our article always liked to work in silence. It could only be disturbed by the hum from the switched on computer at which she was sitting. That is why Zlatkis rarely communicated with representatives of other banks and commercial structures, entrusting this to her subordinates. It was extremely difficult for bankers and merchants to personally meet Bella Ilyinichnaya.

At Sberbank, Zlatkis retained the same reputation as an influential but closed leader who is not so easy to reach.

Private life

Spouse Zlatkis is a Latvian by nationality. She tries not to talk about him, protecting her personal life from prying eyes.

Bella Ilyinichna herself admits that her husband always reacted negatively to her late returns home, believing that her main task should be weeding the beds ondacha.

Over time, a certain understanding nevertheless came to him, family life after that finally improved. At the same time, Zlatkis admits that, despite the high employment at work, she always manages to cook at home herself. No one does it but her.

Daughter

Zlatkis has a daughter named Svetlana Berman. She is in her 30s. Svetlana decided to follow in her mother's footsteps by becoming a financier. Her current job is UniCredit Bank.

The heroine of our article admits that she enjoyed spending time on maternity leave. When they still had to return to work, they found an elderly nanny who lived in the house until Svetlana was 14 years old.

In education, a woman adheres to free principles. He understands that if you demand too much from the baby, most likely nothing will work out. Bella Ilyinichna always tried to find out from her daughter herself whether she wanted to do this or that subject or hobby, she chose them.

At the age of 17, Svetlana went to England for a month and a half to learn English. And she settled not in London, but in the outback, where no one knew a word of Russian. When she returned, she was fluent in the language. Since then I have learned three more foreign languages.

Hobbies

Zlatkis loves flowers very much. Her favorites are orchids. She plants them herself in her dacha.

Besides, he considers himself a real bookworm. He hardly watches TV, but he rereads Bulgakov, Ilf and Petrov many times.

Besides fiction, constantlylearns something new in his specialization. He admits that he does not go to bed without reading something new about some financial instrument. Zlatkis is sure that all books about financial management are also about lifestyle and way of thinking. Business teaches every person to save energy and think rationally. It is important in this life to save not only money, but life and time.