Credit cards in Euroset are an alternative to traditional banking products

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In the last few years, the largest communication stores have significantly expanded the range of services offered. Today, they provide their customers not only with opportunities that are somehow related to mobile communications, but also with a number of additional functions traditionally implemented by banks. So, for example, everyone is invited to apply for credit cards in Euroset with a number of pleasant bonuses available when using this product. Quite a tempting offer, given that this process will take only a few minutes, and the list of required documents includes only a passport of a citizen of the Russian Federation.

What is the difference between credit cards in Euroset and similar means of payment in banks? First of all, it should be noted that this is a completely traditional banking product, and its implementation is carried out jointly with Renaissance Credit. Initially, the card with the funny name "Corn" is a bonus and prepaid (that is,requires prior deposit of funds to the user's account). It is aimed at performing two main functions: making purchases / paying for services in various establishments and receiving up to 1.5% bonus points from the amounts of these payments. They are accrued when paying by card in Euroset communication stores, as well as in a number of partner places of the Program. You can spend them in the same place or by using a special "corn" product catalog.

However, there is also an extended version of this product - a Euroset card with a credit limit provided by the Renaissance Credit bank. It is issued in the same way as the usual one - according to the passport directly on the day of application. It provides an opportunity to receive a limit of up to 300 thousand rubles. Interest on it, however, as on any credit card, is rather big, but there are quite pleasant nuances. The first is an interest-free period (up to 55 days), the second is a return of 1% of the cost of purchases in the form of bonuses. In addition, Euroset credit cards are a fairly profitable solution for use abroad, since conversion into dollars and euros is carried out at the Central Bank rate on the day the transaction was actually performed. Whereas in various banks the rate may be higher by 1-2%.

The payment system of the card is "MasterCard", which is international, which allows you to pay with it in countries around the world.

There is another possibility that we didn't mention. Customers of a communication salon can count not only on a credit limitcorn cards. Euroset provides them with a service for crediting cash loans received from partner banks. These are Alfa-Bank, Home Credit, and Renaissance Credit, as well as a number of other KOs. At the same time, you can apply for a loan at any point of Euroset, the money will go directly to your card.

Of the advantages of the card, you can also name its free service (and it is not so easy to find this now) and sms-alert, for which there is also no charge. Of course, this product has its downsides. These are high interest rates on the loan, limited opportunities to replenish the balance (either through Euroset stores or by transfer from another MasterCard card). In addition, some problems may arise when calculating "Corn" abroad, since it is not named.

In general, credit cards in Euroset have arguments both for and against using this product. Prioritize and decide which of the characteristics is more important to you, whether the advantages cover the disadvantages in your particular case.