2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Sberbank's Visa Electron payment card allows its owner to pay in trading terminals and receive funds using ATMs in many countries of the world. Any resident of the Russian Federation who has reached the age of fourteen can acquire it at the city branch of Sberbank at the place of their registration. And in some cases - in other branches and branches of the bank. Visa Electron Sberbank cards are basic and additional. Their main difference is a more in-depth set of functions for additional ones. In addition, a non-resident of the Russian Federation may be its owner. However, in order to obtain an additional card, a written application from the owner of the main one will be required. They can also be received by relatives of card holders.
Sberbank's fairly cheap Visa Electron payment card is an affordable opportunity for a large number of Russian citizens to meet their needs in simple financial transactions, which include functions such as:
- the possibility of receiving funds on the card (includingsalary);
- calculation using trading terminals (including abroad);
- money transfers using mobile services;
- account management using an online resource, etc.
Currency universality of the card
In addition, Visa Electron Sberbank is a multi-currency payment instrument, that is, the card account can have both rubles, US dollars and euros, at the choice of the owner. The validity of the card is limited to three years, and the cost of maintenance is 300 rubles per year.
Uncomplicated feature set
However, along with a large number of advantages, this card also has some disadvantages that arise in connection with providing only the basic functions of a means of payment for its owner. One of the most pointed disadvantages is the impossibility of attaching an account to the financial systems of online stores in Europe and the USA. For example, to carry out settlement activities with the international electronic payment system Paypal Visa Electron, Sberbank, although it has an account in dollars, will be technologically simple. This is due to various restrictions of banks on conducting independent online card transactions. In addition, with the feature of checking the CVC code (Card Verification Code), which, in turn, it does not have. But you should not waste your money on such an insignificant occasion, since, if necessary, Sberbank can provide other electronic payment cards that have a deeper list of functions, includingthe possibility of cooperation with Paypal, eBay, as well as other Western organizations.
Reasonable price
The owner of Visa Electron Sberbank, who does not need to contact various foreign payment systems, will be much cheaper to maintain a more simplified, but quite satisfying device.
Moreover, today the services associated with any financial transactions are expensive. However, no one asks to go broke on the functions of these services that are completely unnecessary for the bank client. And in today's economically unstable, crisis time, this kind of recklessness is, of course, pointless.
Recommended:
"Auto payment" from "Tinkoff": how to disable? The main ways to disable the service from the card and cancel auto payment
For many years, Tinkoff Bank has been a leader in the financial and credit market. High popularity is explained by simple design and loyal requirements for potential customers. The system allows you to forget about the monthly payment of loans and utilities. However, if the details of the service user have changed or payments have ended, you need to know how to disable "Auto payment" in Tinkoff Bank in order to save money on the card
Planning and economic department: its functions and tasks. Regulations on the planning and economic department
Planning and economic departments (hereinafter PEO) are created for the effective organization of the economy of organizations and enterprises. Although often the work of such departments is not clearly regulated. How should they be organized, what structure should they have and what functions should they perform?
Payment for fuel and lubricants: contract execution, calculation procedure, rules and features of registration, accrual and payment
Situations often arise when, due to production needs, an employee is forced to use personal property. Most often we are talking about the use of personal vehicles for official purposes. Moreover, the employer is obliged to compensate for the related costs: fuel and lubricants (POL), depreciation and other costs
Visa and Mastercard systems in Russia. Description of Visa and Mastercard payment systems
Payment system - a commonality of methods and tools used for money transfers, settlements and regulation of debt obligations between participants in economic turnover. In many countries, they differ significantly from each other due to the diverse provisions in the levels of economic development and the characteristics of banking legislation
How the Visa payment system works. Payment systems Visa and Mastercard
The main features of the Visa and Mastercard payment systems. Currency conversion, as well as the rules for choosing a payment system based on the parameter of its use
