Rosbank: expert reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

The credit market of the Russian Federation is currently experiencing a development boom. This was due to several factors. Firstly, the international financial crisis, which forced many organizations to look for ways to save themselves and, as a result, change their credit policy. One of the brightest examples of this can be considered Rosbank. The opinions of experts speak unambiguously - the crisis has positively affected the development of this organization.

Rosbank is a private universal bank, which is part of the Societe Generale banking group. This group provides financial services worldwide to both corporate and private clients. In addition to its own development, the organization also opened several highly specialized subsidiaries, namely:

• Rusfinance is a company primarily engaged in consumer lending to citizens of the Russian Federation;
• DeltaCredit - the main business of this company is mortgagelending.

Branches of JSCB "Rosbank" can be found in more than 340 cities and villages of the country. In total, there are more than 700 branches of this financial organization. The size of the bank's capital and assets puts it in first place among all the largest financial institutions in the Russian Federation. Rosbank, reviews of which can be found in various sources, is currently one of the five largest banking organizations in terms of the size of the loan portfolio. Today it serves more than 3 million customers. In addition, the bank is a leader in the field of lending to individuals and is developing a new line of service - private banking, designed to meet the needs of very we althy clients.

One of the key areas of work of such a financial organization as Rosbank, the reviews of experts about which are only positive, is servicing various legal entities. These are corporate lending and investment services. By the end of 2010, Rosbank ranked twelfth among all financial organizations in the Russian Federation in terms of raising funds from legal entities. Today, his clients include some of the largest companies, both Russian and international. Among other things, Rosbank, whose branches can be found in any corner of Russia, is the leading arranger in the market for municipal and corporate ruble bonds and a member of the nationwide ATM network. This network combines more than 8,000 devices and allows you to receive funds in almost anyRF spot.

For small and medium-sized businesses, there are also many services that Rosbank has developed. Reviews of financiers note not only its credit programs, but also deposits, payroll projects, business cards, cash management services, commercial mortgage loans and much more.

Rosbank is a member of the deposit insurance program. This means that any depositor whose contribution does not exceed 700 thousand rubles. issued a state guarantee for the return of these funds. In the event that the bank is unable to perform its functions and pay the deposits, the government of the Russian Federation guarantees citizens the return of their money.