Payment from card to Tinkoff card - instructions, tips

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Payment by bank cards is not only one of the most popular ways, but also the most convenient. In addition, various bonuses and cashbacks are often awarded for paying for purchases with a card. But sometimes there are situations when it is necessary to make a payment from a card to a Tinkoff card. This article will be about this.

Payment via Internet Banking

You can make a transfer from a Tinkoff card to a card without leaving your home. It is easy to do this in the workplace. To do this, you need to open a personal account in the online bank and access the Internet from any device. The Tinkoff card has very simple and transparent conditions for replenishment. In most cases, there is no transfer fee.

To pay from a card to a Tinkoff card, just go to your personal account page with your username and password. There, select the card that you want to replenish, click the appropriate button. You can also make a transfer from a card of a third-party bank. This operation will be performed instantly, extremely rarely.transfer of funds is delayed up to one day. It all depends on the conditions of the Tinkoff card, which are described in detail in the contract.

Mobile application

In addition to Internet banking, payments can also be made using a mobile application. This method will be no less convenient, since you can complete the card replenishment procedure absolutely anywhere. But provided that the mobile phone has access to the Internet. You can download this application to your smartphone both on the official website of Tinkoff Bank and through most virtual directories.

The procedure itself is very simple and is performed as follows:

• go to the "Transfers" page;
• then select the transfer to the card;
• dialing sixteen digits, that is, the card number;
• select "Continue".

If necessary, confirm the operation with a code that will be sent to your phone in the form of SMS.

Funds will be instantly transferred to the recipient if he is the owner of the Tinkoff card, other transfers may come with a slight delay.

Payment from a Tinkoff card to a card of another bank

There are several ways to make such a transfer. It is easy to make a payment via the Internet or mobile banking. In addition, you can make a transfer from a Tinkoff card to a card of another bank at any of the ATMs. But it is worth considering that a commission can be taken for this procedure, in contrast to the transfer via the Internet. The procedure itselfpayment is simple and will not take more than three minutes.

Features of a transfer from a credit card

The Tinkoff Platinum card has its own characteristics and nuances when making money transfers, since it is a credit card.

Thus, according to the terms of the bank, a transfer from a credit card to a card of another bank is equivalent to withdrawing cash from ATMs. For this procedure, a commission of 290 rubles is provided. In addition, three percent of the transfer amount will be debited from the card. It is worth considering one more fact. Some banks charge commissions for replenishing any credit cards. In this case, you will have to pay for the transfer twice. Once to the translator, once to the recipient.

Set limits

Payment from card to Tinkoff card has some restrictions. They are different for individuals and legal entities. Restrictions are set on the amount of the transfer and on their number per day and month.

Consider the restrictions that are set for individuals:

• for one transaction, the amount of money transfer cannot exceed one hundred thousand rubles;
• You cannot make more than five money transfers from your card account within twenty-four hours;
• the amount of all transfers within one calendar month should not exceed five hundred thousand rubles;
• from a VISA card in four days you can transfer no more than three hundred thousand rubles to other cards;
• during the entire calendar month, more thantwenty different transfers of funds.

The bank has set such limits for payment from card to Tinkoff card.

What to do if the money is not received on the card account

The transfer of funds usually does not take much time. Money is credited to the card within one to five minutes. In the rarest cases, the transfer may be delayed by up to five days, especially if it falls on a holiday. In such cases, do not worry.

Information about the status of the transfer and the location of the funds sent can be found by calling the hotline number listed on the company's website. A bank specialist will tell you all the information in detail.

In cases where the transaction has not been completed after five days, you must contact the bank. The client must provide an extract from the account to which the funds were transferred.

The bank will check and the money will either be returned to the sender or credited to the recipient's card account.

The most common reason for a delay in receiving the amount sent to the card is a technical failure.

Transfer without commission

It is allowed to replenish the Tinkoff card without commission both in a non-cash way and by crediting cash. You can do this with bank partners. They are almost all mobile phone stores. You can make a payment to a card, both credit and debit, without commission at terminals or cash desks:

• "MTS";
• "Beeline";
• "Megafon".

And also in Svyaznoy or Euroset stores. Funds will be transferred to the client's card within fifteen minutes, in rare cases it takes up to one day. However, it is worth considering that limits are also set for cash deposits, in each of the salons they are individual.

You can top up your bank card through the money transfer points "Contact", "Zolotaya Korona", "Maxim" and others, as well as through the cash desks of partner banks and at any of the branches of the Russian Post.

Transfer via Internet Banking from a Tinkoff debit card to a card of any third-party bank is carried out without commission and at any time of the day. The transfer of funds will also not take much time, it will take from five to thirty minutes.

In cases where the transfer to the card is made from an electronic wallet ("Qiwi", "Yandex. Money", "WebMoney"), a commission may be charged. For each of the wallets, it is individual.