How much money can I withdraw from a Sberbank ATM? How to transfer money through a Sberbank ATM?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

One of the greatest banks in Russia and Europe is the Russian Sberbank. It is a Russian commercial bank belonging to an international financial group. The bank provides a wide range of services. It is universal. In 2009, the share of the Russian Sberbank in the private deposit market reached 50.5%. Its debt portfolio contained more than 30% of all loans issued in the country. The central office of the Russian Sberbank is located in Moscow.

New rules for withdrawing cash from ATMs

How much money can I withdraw from a Sberbank ATM? Since November 15, 2013, a new cash withdrawal policy has been in effect. On average, the limit for receiving funds has been reduced by four times. Each card type has its own limit.

If you own Visa Electron or Maestro cards, then ATMs will give you no more than fifty thousand rubles per day. By the way, it is not always possible to pay with these cards abroad and on the Internet. BUThow much can I withdraw money from a Sberbank ATM with Visa Classic and MasterCard Standard cards? You can only get eighty thousand per day and 2.5 million per month.

With the help of new rules, Sberbank is trying to accustom its customers to cashless payments. The custom to line up near the terminals on pay day has remained for a long time. People are used to standing in line for pay at the cash desk. Almost all developed countries have a limit on daily cash withdrawals. This rule is also applied by other Russian banks. But Sberbank lowered the limit. We now know how much money can be withdrawn from a Sberbank ATM: from fifty to eighty thousand per day. According to experts, most banks can repeat this example.

How to use an ATM?

Do you want to withdraw money from a Sberbank ATM? Someone already knows how to do it, but someone has never used such equipment. It should be noted that ATM software may change from time to time. Therefore, you only need to understand the general principles of working with this unit. In most cases, they are identical to the principles of a computer user. The most important is formulated as follows: look with all your eyes! That is, you need to carefully look at the terminal screen. After all, it is on it that instructions appear. You must read them carefully. That's the whole secret!

So, how to withdraw money from an ATM? First you need to learn how to insert the card correctly. The place where it is inserted, you can peep at the customers standing in front of you in line. As a rule, the card is held with the magnetic strip down. If a chip is embedded in the card, in the form of a yellow square, then it should be in front.

Choosing the dialogue language and more

How to choose the dialogue language? Look on the terminal screen for the top line SELECT LANGUAGE. That's what you should be paying attention to. This line translates to "LANGUAGE SELECT". By clicking on the button located on the left opposite this phrase, you will select the "RUSSIAN" language.

In order to check your account balance, you just need to find the inscription "ACCOUNT BALANCE". It is on the right side.

Now it's time to remember the PIN code, or the so-called password. You should be aware that it is forbidden to disclose the password to unauthorized persons. On the left side of the screen, look for four XXXX crosses. Feel free to press the number keys located below the monitor. Just four secret numbers. After entering the numbers, press the "ENTER" key. You will see it on the right. If, before pressing this key, you find that you entered the wrong code, click on the "RESET" button. And dial everything from the beginning, slowly and carefully.

Attention: if you enter your PIN incorrectly three times, your card will be blocked! The button on the left will display your balance on the screen, and with the button on the right you can print it.

Cash withdrawal

Getting cash is the most crucial moment. Click on the top button located opposite the phrase "CASH WITHDRAWAL". If the ATM does not dispense money, you can click on "RETURN THE CARD". In case of issuing banknotes, the following banknotes are offered:

• 100 rubles;
• 500 rubles;
• 1000 rubles;
• 2000 rubles;
• 4000 rubles;
• 5000 rubles.

Well, have you calculated how much money you can withdraw from a Sberbank ATM? Feel free to press the button. But sometimes the "OTHER AMOUNT" button is required. Now enter the required amount. In case of incorrect input, there is always a "RESET" button at hand. Don't forget about her. But if you want to withdraw 226 rubles 44 kopecks from your account, then this is unlikely to work out for you. Firstly, the ATM does not issue coins, and secondly, you can only receive an amount that is a multiple of one hundred rubles. Next, the machine will again prompt you to enter a PIN code. You already know how to do it.

The phrase "TAKE YOUR CARD" will appear - take it! Then they will write "TAKE MONEY" - take it immediately! After that, the ATM will ask if you want to continue working. Press "YES" if you wish. If you do not want, press "NO".

More valuable tips

When dialing a PIN-code, do not rush! You are given only three attempts. And if you have exhausted them, you will no longer be able to use the card. That's why sometimes you can't withdraw money from ATMs. By the way, you can change the PIN code. This is done through the terminal menu. You just need to find the "CHANGE PIN-CODE" department. If it is missing, contact the bank branch.

Hurry up to pick up your card when the terminal issues it. It must be removed within 25 seconds,Otherwise, the ATM will hold the card. And don't forget your check. If there is a technical failure in the operation of the machine, please contact the bank branch.

Other ATMs

And how to withdraw money from another ATM? The rules of use here are not very different. It's like a bike: if you can ride yours, you can ride your neighbor's. In fact, having a card of one institution, you can withdraw cash through the terminal of another. In this case, you will often be asked to pay an additional commission. Its size is completely different. Therefore, carefully read the inscriptions on the ATM screen.

How to transfer funds through the terminal?

Do you want to send money from one card to another? You will need the recipient's account. Insert your card into the slot of the terminal and enter the PIN code. Next, select the service "MONEY TRANSFERS" on the screen. Reading the prompts of the system, dial the number of the card to which you want to transfer funds, and the amount. Now it remains to confirm the transaction and receive a check.

Do you just want to transfer money to the account? So, instead of the card number, you need to enter a twenty-digit account number in the field on the screen. You can also transfer cash through the terminal without using non-cash transactions. To do this, select the "MONEY TRANSFER" field on the screen, indicate the number of the card or account to which you are sending funds, write the amount. Choose the transfer option - cash. And load money into the ATM.