How to transfer money through mobile banking: step-by-step instructions, recommendations and reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

How to transfer money through mobile banking? Many customers are puzzled by this question. In general, it all depends on the organization in which you have an account and bank "plastic". Nevertheless, practice shows that Sberbank clients most often use this service. Let's try to figure out how to transfer money through mobile banking. What do customers think of this opportunity?

Service Description

Let's start by looking at the description of the proposed function. The thing is that a mobile bank is a kind of service that helps bank customers manage their accounts directly through a mobile phone. Activation and operation take place in different ways: either through a special application, or using certain commands.

In principle, mobile banking is very convenient. After all, now you can carry out all actions directly from your mobile, as soon as you need it. True, there are some restrictions on operations. For example, clientsare interested in how much money can be transferred through mobile banking. Each service has its own limitations. About them a little later. Now let's try to learn how to work with our today's service using the example of Sberbank. After all, it is this financial institution, as practice has shown, that is best suited for mobile transfers.

Connection

The first stage of work is the connection of the corresponding service to the phone. Some banks offer to implement this idea automatically upon receipt of a card, while others allow customers to cope with the task on their own.

To understand how to transfer money through a mobile bank, you must first ensure its connection. If the help of the organization's employees was not provided, go to any ATM of your financial institution and insert a card into it. You will have to implement the idea yourself.

In principle, there is nothing difficult in this. It is enough to choose among all the functions "Mobile Bank" - "Connection". Next, enter your phone number (the one tied to the card, this is important) and confirm the action. You can wait for an SMS with a completion code. Enter it in the appropriate field and it's done!

If you are a client of Sberbank, then most likely, immediately after issuing the card, you will be connected to a mobile bank. Better not refuse this service. No one knows exactly when it might be needed. All actions will be carried out for you extremely quickly and easily.

To the mapby number

And now you can fully immerse yourself in mobile banking and explore the possibilities of transferring funds through this service. The thing is that there are a lot of options for the development of events. How to transfer money through mobile banking? In general, the situation is as follows: you send an SMS request to a specific number, and the action happens by itself. Or, if the appropriate application is used, find this or that function there, activate it and wait.

The first option is considered on the example of Sberbank. And we will start, perhaps, with a rather original case - transferring money from card to card. Make it easy and simple. True, you need to know the mobile to which the "plastic" of the recipient is attached. Otherwise, the idea will not work.

How to transfer money through mobile banking in this situation? Write a message, and then send it to the short number 900. At Sberbank, this service is responsible for the service. The message format should be as follows: "TRANSFER recipient money". All components are written with a space. "Translation" is best printed in capital letters. You can also use the combinations PEREVOD, PEREVESTI, TRANSLATE. Sending a request and waiting for a response.

If several cards are linked to the mobile, then the last 4 digits of the "plastic" to which the funds are transferred should be written through the space after the "TRANSFER". At the end of everything, just send the code received in SMStransaction confirmation. That's all. Now we understand how you can transfer money through a mobile bank to another person's card.

Limits

This function has enough limitations too. It is always important to be aware of them. Otherwise, the money cannot be transferred. Perhaps you should start with limits. How much can I transfer money through mobile banking?

First, remember the rule: you must write the sum only in whole numbers. No pennies. Otherwise, you will receive a message about the impossibility of the operation. This rule applies to all types of mobile transfers.

Secondly, payments from corporate or virtual "plastic" are not made. Currency cards can also be included here.

Thirdly, you can make no more than 10 transfers to the card via mobile devices per day. After that, requests are not processed. How much money can be transferred through the mobile bank of Sberbank? No more than 8,000 rubles per day. In principle, this restriction is usually sufficient.

To your mobile account (to yourself)

Another rather interesting technique is the transfer of funds from a card to a particular mobile phone number. This function is also used very often. How to transfer money through a mobile bank from Sberbank to replenish a mobile phone?

Make it easy and simple. As in the previous case, you will have to generate a message of a special type. It all depends on which of the options you want to try: funds transferto a linked personal number, someone else's or debiting money from one of the existing cards.

Let's start with replenishing our own balance. How to transfer money through mobile banking in this case? Send a message with the transfer amount to number 900. Then confirm the operation. It's all. The linked mobile phone will be topped up with the specified amount. The minimum payment in this case is only 1 ruble, the maximum - 10 thousand. If several cards are linked to the phone, then before the payment amount, put the last 4 digits of the "plastic" from which you want to debit the funds. Nothing difficult, right?

Sberbank and third-party numbers

How to transfer money through a mobile bank from a financial institution Sberbank from your card to someone's phone? Here the algorithm changes slightly. By the way, the main advantage of such payments is the absence of commission. Like last time, you need to write a message with a certain text. It will look like this: "TEL number amount". All components are written with a space. The introductory word is recommended to be printed only in capital letters. We send a message to 900 and wait for the results.

How much money can be transferred through a mobile bank from Sberbank to someone else's number? The limits here are much lower than in the previous case. For example, the minimum threshold remains the same, but the maximum is reduced to 3,000 per day. Above this amount, you will not be able to transfer funds to this or that person.

Uralsib

Some people do not particularly respect Sberbank and use other organizations for service. In second place is Uralsib. And this bank also has its own mobile bank. It is installed as a special application. Some clients find this approach very convenient.

How to transfer money through the mobile bank "Uralsib"? Download a special application for yourself and install it on your mobile device. Visit the service of the same name, and then select the "Translations" section. Next, you have to choose the type of translation. We fill in the details (they are different for each service, but in general it is either a mobile number or another person's card), confirm the operation and wait for the results.

What are the transfer limits? In principle, everything, as already mentioned, depends on the selected function. For example, you can transfer from 50 to 3,000 rubles to mobile devices (similar to Sberbank), and about 10,000 to cards.

Results

So we figured out how to transfer money through a mobile bank. As you can see, the process as a whole is the same for different organizations. And this, of course, pleases.

A word of advice: don't get too carried away with these translations. Always remember the limits. Their excess is unacceptable. If you don't really like working with your mobile phone for money transfers, you can always resort to using Internet services.

Please note that some banks charge mobile banking. Ask your organization ifcharge for such a service. Sometimes it makes more sense to refuse it.