2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Loan offers today are of interest to many people. Thanks to these services, you can not save for several months for any purchase or treatment. Loans are issued and issued in a few minutes. Do you also want to borrow money? Pay attention to "Micro Capital Russia". This is a microfinance company (MFC), whose activities cover 33 regions of our country. Let's look at the organization "Micro Capital Russia", reviews about it.
Information about the organization and reviews
When choosing a microfinance organization, it is important not to fall into the hands of scammers and unscrupulous companies that lure with interesting offers and at the same time hide some conditions from customers. It is recommended to pay attention to reputation and work experience. IFC "Micro Capital Russia" has a lot of positive reviews. This company has been operating in Russia for several years, it is a subsidiary of the Luxembourg company Mikro KapitalS.a.r.l.
Over the years of work, the microfinance organization has formed several advantages that distinguish it from competitors. In the reviews of Micro Capital Russia, customers note the following features:
- IFC has developed several ready-made loan products, among which each client can choose what suits him best. There is also the possibility of concluding an agreement on individual conditions.
- The company is improving for the convenience of its customers. Modern technologies are used that allow borrowers to submit applications via the Internet.
Loan without collateral
Let's consider the loan products that exist in the company. For individuals, Micro Capital Russia offers to issue consumer loans without collateral. Conditions are set as follows:
- minimum amount - 60 thousand rubles;
- maximum amount - 500 thousand rubles;
- the term for which the contract is drawn up is from 3 to 6 months;
- minimum interest rate – from 3.42% per month;
- maximum percentage - determined in each case individually.
In reviews of Micro Capital Russia, people note that the above conditions are standard. If necessary, the company can conclude an agreement with the borrower on special terms, so customers are advised to contact this credit institution with absolutely any offers.
Loan secured by real estate
Largeamounts in Micro Capital Russia are issued on the security of real estate. It can be an apartment, garage, land or commercial property. Contracts are concluded both with individuals and with legal entities, individual entrepreneurs.
Private traders can receive 15 million rubles for a minimum of 3 months or a maximum of 5 years at an interest rate of 2.34% per month. For legal entities and individual entrepreneurs, the conditions are slightly different. The maximum amount for this category of clients is 30 million rubles, and the interest rate is from 1.88% per month.
The specific amount of the loan depends on the value of the real estate acting as collateral. Micro Capital Russia provides its clients with amounts up to 70% of the value of the property.
Loan secured by TCP
Another loan product in the company is a loan secured by the title. He, judging by the reviews of "Micro Capital Russia", is offered to individuals and legal entities, individual entrepreneurs. Suitable collateral items are cars and trucks, motorcycles, buses and various special equipment. The borrower can receive up to 70% of the total cost of the vehicle.
Loan secured by TCP has several general conditions for individuals and legal entities, individual entrepreneurs:
- Term. The loan is issued for a minimum of 3 months and a maximum of 3 years. The specific term is determined by each client independently.
- Interest rate. It is from 3.46% per month.
The conditions differ in the maximum available amount. For individuals, it is 1 millionrubles, and for business representatives - 2 million rubles.
Requirements for borrowers
To apply to IFC Micro Capital Russia, you need to meet certain requirements. First, the company pays attention to age. The contract with the client is concluded if his age is from 25 to 65 years.
Secondly, you must have the necessary documents. Their list is recommended to be clarified in advance with the company. An individual, for example, must provide:
- copy of passport pages;
- documents that will allow the company to draw conclusions about the client's employment and financial well-being;
- documents confirming marital status, etc.
Even from the above list, you can understand that Micro Capital Russia is a serious microfinance organization that does not distribute money to everyone. She cooperates only with we althy clients who can pay the amount of money that they issue.
Applying
The process of applying for a microloan begins with an online application. Her form is posted on the official website of the company. Customer needs to specify:
- desired amount;
- suitable period (in months);
- Purpose of the loan (consumer purpose, expansion of own business, purchase of equipment, working capital or something else);
- guarantee and security (in this field the client has the right to indicate "without security");
- name;
- email address;
- phone number;
- region of residence.
Incoming applications for microloans are processed online within 24 hours. Specialists necessarily call back the people who applied, offer them the most suitable loan products that correspond to the wishes that were indicated in the application form. Further processing of the loan takes place in the subdivision of the organization.
If you have no time to fill out an application on the site, then immediately contact any nearby office. For example, in Moscow, Micro Capital Russia is located at: st. Zemlyanoy Val, 52/16, building 1.
If you do not know if there is a branch of this company in your city, then look at the official website. In the "Contacts" section you will find the address of "Micro Capital Russia" in your locality and phone number.
Recommended:
Standard and long-term loans: everything you need to know about loans
The country has been in crisis for a long time. But the sad state of the economy does not diminish the needs of the people. Everyone needs money, household appliances, apartments, cars. And you have to find a way out. The most popular solution to the problem is a loan. Long term or consumer. Many people have recently been faced with the need to apply for a loan, so the topic is relevant. And that's why she needs attention
LLC "Home capital": types of loans, customer reviews
Probably, every person has situations when a certain amount of money is immediately needed, but it simply is not there. There is a way out: you just need to contact Domashny Capital LLC. To date, the number of customers of the company is constantly growing
The main differences between loans and loans
An article about the distinguishing features of loans from loans. The article also discusses loans and the nuances of contracts for receiving funds
Alfa-Bank loans: types, conditions, interest and reviews
"Alfa-Bank" is developing as a universal financial institution in the following areas: corporate, small and medium business, retail business (cash loans and credit cards, targeted loans, accounts and deposits). "Alfa-Bank" according to the results of 2016 took the fourth place in the market of cards with a credit limit with a portfolio volume of more than one billion US dollars
Online loans: reviews. Loans online without refusal around the clock
Lack of money is a problem that absolutely all people face. A few years ago, it was solved when applying to banks for a loan. Issuing money on credit was not an easy procedure, because it was required to provide papers confirming financial we alth, to look for guarantors. Now this process has been simplified. Many microfinance organizations have appeared that lend money as quickly as possible via the Internet. Let's look at the advantages of online loans, reviews about them and some MFIs