"Welfare" (NPF): feedback from customers and employees

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

What is "Welfare" (APF)? Anyone can leave a review about this organization. Opinions about the company, which will be studied further, are quite often left on various "reviews". Therefore, you should pay attention to them. The thing is that it is reviews that help to form a general impression about a particular corporation. You shouldn't be surprised if opinions differ somewhere. Everyone has their own requests to non-state pension funds. Therefore, what someone likes, others do not like at all. So what do clients and employees think of NPF Blagosostoyanie? What are the pros and cons of this organization to pay attention to first of all?

About activities

For example, what the organization under study represents in principle. What is "Welfare" (NPF)? Everyone can leave a review about this company, so you should not believe everything written. But all opinions agree on one thing - in the description of the organization's activities.

"Welfare" is a non-state pension fund. He invites citizens to make contributions to form a future pension. Or rather, its cumulative part. Some kind of storehouse of money set aside for old age.

Nothing surprising in this. That is why "Welfare" (NPF) receives positive customer reviews. But this is only the beginning. This organization should be considered from all sides. After all, she will be responsible for pension savings! This is a rather important moment in the life of every citizen.

Rating

It is worth noting that "Welfare" is a rather large non-state pension fund. According to statistics, it is among the ten most successful NPFs in Russia. So, he can be trusted.

It is very problematic to define a specific position. Everywhere different data is indicated. It is enough just to remember that "Welfare" is a large, one of the leading funds in the Russian Federation.

Another nuance that needs to be taken into account is that since 2015 this organization has been renamed. And now it often appears as "Future". Therefore, it should be borne in mind that these names denote the same organization. This must be remembered so as not to get confused in the reviews.

Level of customer confidence

"Welfare" (NPF) customer testimonials earns a variety. But at the same time, potential investors still carefully study the statistics. One of the most important indicators is the leveltrust. It indicates how much contributors trust the organization. This component is extremely important for rating formation.

And there are no complaints in this area. The thing is that NPF "Welfare" has the highest level of trust. However, like all other non-state pension funds from the top ten in Russia. Customer Trust is currently rated A++.

Based on this, we can conclude that the pension fund is stable and reliable. That is, it will not just close. And this is good news. That's why so many people look at this company. It is likely that she should be trusted with her retirement savings.

Yield

NPF "RZD-Welfare" reviews are not the best for their profitability. Many potential contributors choose their pension fund based on this indicator. The main feature of any NPF is the so-called return. The money that is kept in the depositor's account increases by a certain percentage annually. It is called yield.

This indicator of "Welfare" is not the highest. Today it is about 8-8.5% per year. It is noted that initially the company's managers promise higher returns - up to 12-15%. That is why many feel cheated.

Nevertheless, a completely logical explanation can be found for such discrepancies. It's all about inflation. Due to it, the profitability of the studied pension fund is reduced. Therefore, you should pay attention to this. It is clearly not necessary to accuse "Welfare" of lying. At 8-8.5%, the funds will still increase. This is not much, but more than some of the top ten non-state foundations in the country can offer.

Distribution in Russia

Change of the name of the company of some potential investors led to the idea that "Welfare" is a scammer. Actually it is not. The point is that the pension fund under study has been operating successfully for more than 16 years. It is distributed throughout Russia. So, you should trust such an organization.

To be honest, many reviews indicate that it is the scale of the corporation that inspires confidence. NPF "Blagosostoyanie" receives good reviews from employees and customers for the fact that there are a large number of branches of the organization in every city. So the company is not a scam. Especially when you consider the fact that she has been working for many years.

Quality of Service

What can you say about the work of the organization as a whole? How well is customer service here? The city in which one of the regional divisions of the NPF "Blagosostoyanie" is located is Ufa. It receives varied reviews. Moreover, it should be noted that the situation in this area is approximately the same in all regions of the country.

There are no complaints about the service in general. The only thingemphasize many reviews - this is the slow work of the staff. Along with this, answers to all questions asked to employees will still be received. Educated and knowledgeable staff work here. Not everyone is always friendly, but this nuance does not seriously affect the quality of service.

Very happy for many to have a virtual service. More precisely, "Personal office". It helps to monitor the status of the personal account without any problems, as well as order statements and certificates of available funds.

About "Personal Account"

What else should I pay attention to? Another city in which there is also a branch of the NPF "Welfare" is Voronezh. Feedback on the work of the "Personal Account" of the contributor must be taken into account, regardless of which region of Russia it is. After all, this is the way many customers choose to receive information about their account.

In this area, not everything is as simple as it seems. After all, the "Welfare" "Personal Account" works with some failures. Therefore, customers do not respond well to this opportunity. The thing is that it is not always possible to pass authorization in the system. I have to retry logging in frequently. You can order extracts from your personal account, but you will have to wait a long time for them. Therefore, it is recommended to come to the branches of the non-state pension fund on your own to get information about the available funds.

These are the only disadvantages to consider. Otherwise, when no failures occur, the "Personal Account" at"Welfare" works great. You can not only get bill details, but also find answers to all your questions regarding the service and payment of a pension.

About payouts

NPF "Welfare OPS" reviews are generally positive. In any case, for its reliability and stability. Nevertheless, special attention should be paid to such a component as cash payments.

Why? This area does not receive an unequivocal assessment of customers. Some point out that Welfare does not pay money. They have to wait an extremely long time, it is almost impossible to get payments. Other reviews say the complete opposite. This means that the non-state pension fund "Welfare" pays pensions on time. No delays or other surprises.

What do you really believe? A neutral point of view is recommended. The thing is that "Welfare" is trying to make all payments clearly on time. But some delays in this area are still observed. Therefore, one should not be surprised if pension payments do not arrive on time. These problems are not so rare, but it is important to know about them. Indeed, for some, delays are a serious drawback. Even if they happen once a year. In any case, all the money will still be credited to the depositor.

Surprises

Also, some negativity is usually associated with the fact that quite oftendepositors learn that their money was secretly transferred to the NFP "Welfare". This is not very encouraging. Some tend to believe that this company has a shadowy policy and that its actions are illegal.

The city where people often leave negative comments about NPF "Prosperity" - Yekaterinburg. There are reviews of a similar nature in other regions. Indeed, the pension fund does not send notifications about opening a deposit. This, of course, is a drawback. But along with this, you should pay attention to one more nuance.

The actions of the organization are completely legal. After all, as practice shows, "Welfare" (NPF), reviews of which we are now studying, concludes contracts with different employers. All employees automatically become members of the studied pension fund. And the notification of the transfer of pension savings, as well as approval for the operation, is the concern of the boss. Not "welfare" at all. Therefore, all claims should be presented to the authorities.

By the way, if you believe the reviews, then officially unemployed citizens of this kind do not have such surprises. At their own request, they can begin to form their funded part of the pension in this company. No one forces you to open an account, much less does it without the participation of one or another depositor.

Legal Opinion

What do lawyers think about the fund under study? To their opinion, too, many listen. Lawyers generally do notexpress a clear negative attitude towards the company. She conducts her business quite legally. He does not deceive anyone, he offers a detailed contract for the provision of services. When necessary, employees provide advice. The only thing that is advised to pay attention to is the conditions that are spelled out in the agreement. Especially regarding the losses that await a potential contributor if he decides to transfer the funded part of the pension to another pension fund.

From all of the above, it follows that NPF "Welfare" reviews of lawyers earn mostly positive. You don't have to worry that the rights of contributors will be violated.

Staff opinions

Often, the opinions of subordinates can point out the shortcomings of an organization. It doesn't matter what company it is. What kind of feedback does NRF "Welfare" have?

Opinions cannot be called unambiguous. The thing is that a lot depends on the region in question. After all, the earnings of subordinates depend on this indicator. It is the main evaluation criterion.

Basically, there are no significant complaints. As an employer NPF "Welfare" is good-looking. It offers comfortable working conditions, a full social package, as well as paid vacation once a year. Plus, stable pay. Often it is not too high - about 15-20 thousand rubles, but they talk about this even at the interview stage. No deception or fraud. It cannot be said that Welfare is an ideal company. But if you want to work inpension system, it is worth considering the organization as a potential employer.

Work Schedule

Also, "Welfare" (NPF) receives positive feedback from employees in terms of the provided work schedule. Stable, changeable. And it pleases. Sometimes you have to stay working overtime, but it doesn't happen that often.

The schedule is clearly stated in the employment contract. Usually they offer to work from 9 am to 8 pm. It all depends on how long the branch of the pension fund has been operating. But there is no great tension. And it pleases.

Results

What conclusions can be drawn from all of the above? "Welfare" (NPF), reviews of which are of interest to every citizen who is thinking about a future pension, is one of the leaders of non-state pension funds. In Russia is stable and reliable. With their flaws. But investors can be sure that the organization will not be closed suddenly.

This is very encouraging. As an employer, the company under study is also characterized by stable work. You should not shy away from NFP "Welfare". Although, if the main criterion for choosing a place to store pension savings is profitability, it is recommended to look for another place to invest. The return of the pension fund is not very good.