How to transfer money from a passbook to a card: we are studying ways

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Savings book is a valuable document confirming the opening of a deposit and bank account. It has existed for a very long time, since the days when there was no concept of a mobile bank and ATMs. Employees' marks on the pages of the passbook served customers as a bank statement. Until now, this tool is in demand among the population, although more and more people prefer plastic cards, as it is more convenient than standing in line at a bank employee. Therefore, many customers are wondering how to transfer money from a passbook to a card. It's pretty simple.

Transfer from a passbook at a bank office

Transferring money from a passbook to a Sberbank card is possible using the following tools:

• At a Sberbank branch with the help of an operator.
• Via ATM.
• Through a personal account on the Sberbank website.
• Via mobile banking.

To use the help of an operator in a branch, you need to bring a savings book, card, passport with you to the bank office, stand in line and tell the employee about your desire. If the transfer is made to the card of another holder, then you must have all the necessaryrequisites. This method is gradually becoming a thing of the past, remaining relevant for older customers who do not know another method of transferring money from a passbook to a card. Often they just don't trust technology.

How to make a transfer at an ATM

How to transfer money from a passbook to a card at an ATM? The question is simple. Upon receipt of a plastic card, the client links it at an ATM to Internet banking. Thus, the cardholder gains access to the personal account. If at the same time he owns a savings book, then the current account is automatically reflected in the client's personal account.

First you need to find a device of Sberbank or a partner bank. Then insert the card intended for the operation, after entering the PIN code, open your personal account, stop the selection on the "Transfer to card" section. The amount available for transfer will be displayed on the screen. It remains to perform the operation. If the transfer is made to the card of another person, then you need to enter the number of his card. It should be remembered that only transfers between Sberbank accounts are free of charge, other accounts are subject to a commission.

The shortest way is through Internet banking

All accounts owned by the client are available in the personal account, the savings book is also reflected in Sberbank Online. The Sberbank Online web service is located on the official website of the credit institution of the same name. To access your personal account, you must enter the login and password that the client received at the ATM whensigned up for this service. In the office, you can see a list of your current accounts, including a passbook and a card that you are going to replenish. Then it remains to perform the following actions:

1. Open the "Payments and transfers" menu.
2. Select "Transfer between your accounts and cards".
3. Fill in the details for the transfer - specify the amount, select the card account.
4. Confirm action.

Where to find mobile banking

If the transfer is made in "Sberbank Online" to the card of another client, then you must select the "Transfer to a private person" option. Next, you need to fill in all the details of the recipient. You can send funds by card account number.

It is possible to send money to the card without filling in the details by cell phone number. Of course, for this it must be attached to the recipient's card.

The greatest convenience in the matter of how to transfer money from a passbook to a card is provided by a mobile bank. This method is available to owners of smartphones or tablets. The Sberbank mobile application can be downloaded free of charge for Apple and Android users in electronic stores. You should know that for this it is necessary to have a personal account in the Sberbank Online web service. The card must be linked primarily to this service.

How to recharge the card in the mobile application

After opening the application, the client needs to enter a password. Then it will go to the main menu of the mobile bank. The main page displays all accounts and depositsuser. The savings book is shown in the "Deposits" section under the name "Universal for 5 years". By clicking on the name, the client enters the operations subsection. The following actions are available for the savings book:

• Translate.
• Refill.
• Piggy banks.
• About contribution.

When a client clicks on the "Transfer" button, he is offered "Between his accounts" by default, where a list of plastic cards that he owns drops out. It remains to enter the amount and confirm the operation. If you want to replenish a third-party bank card, then you need to go to the "Payments" menu from the main page and opt for a transfer to a client of Sberbank or another bank. Here you will have to enter the client's account number or select a transfer by mobile phone number.

With the spread of the Internet and the invention of gadgets, the bank's interaction with customers has become much easier. Even transactions with a savings book can be done calmly, sitting at home on the couch, not worrying about time. In addition, transactions on the Internet are carried out almost instantly, allowing you to receive up-to-date information.