Sending transfers through a bank: Golden Crown - a modern payment system

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

A business person needs to be aware of all issues related to personal finance and the opportunities that modern banking institutions provide their customers. Let's try to find the answer to the question, in which of the financial institutions you can carry out operations to send or receive a money transfer.

What should I pay attention to when choosing a bank? Zolotaya Korona is a great opportunity to send money to any large settlement in the Russian Federation, as well as to many foreign countries where there are points of dispatch and payment of this type of transfer.

Short historical background

Zolotaya Korona is a brand known in Russian banking circles since 1993. From that time on, the Bank Card service with the same name began to operate in the Novosibirsk Academgorodok. After 10 years, a service such as the Golden Crown translation became available to individuals. Banks-partners of the payment system throughout Russia carry outinstant addressless transfer of the required amount. This operation does not require a special bank account.

Russian representative offices of the Zolotaya Korona payment system

In which banks can I send and receive a sent money transfer? The number of financial institutions with which this payment system cooperates has already exceeded 500. The most famous institutions are OJSC Bank Uralsib, PJSC Mosoblbank, OJSC Gazprombank, PJSC MDM Bank, PJSC Vostochny express bank”, OJSC Bank “Otkritie”.

In order to use the services of the payment system, it is not necessary to apply specifically to the bank. Golden Crown is now available to customers of many retail chains, including MTS, Svyaznoy and Euroset. The number of service points across the country has already exceeded 34,000.

To transfer the required amount, you can use an ATM with the ability to accept cash or a self-service kiosk. You can also send and track the receipt of the transfer via the Internet.

Main advantages of the payment system

Assume that the transfer will be sent through a bank. Golden Crown is a brand that allows customers to:

• to make instant money transfers to any major settlement - both in Russia and abroad;
• receive sent money immediately after bank documentation;
• transfer funds at any time of the day - without interruptionsand holidays;
• choose as the required destination any place in Russia or abroad, specified in the list of the payment system;
• do not overpay for transferring a large amount (commission varies from 0.5 to 1.5% depending on the destination and the chosen currency);
• track the status of the transfer through your personal account or the payment system website;
• get the sender's card for free, which the bank will offer to issue.

Golden Crown: Things to remember when sending money

To make a transfer, you should visit one of the nearest bank branches included in the list of organizations cooperating with this payment agent. You must have a basic document with you that allows you to confirm your identity.

The client fills out an application with the following data:

• transfer destination (country and city);
• exact details of the recipient (according to the passport);
• sending amount;
• contact numbers of sender and recipient.

The amount required for the transfer is paid to the cashier. At the same time, a fee for sending money is paid.

The payment system assigns a nine-digit number to the executed transfer, which will be known only to the sender of funds and the person receiving the transfer. The recipient will be notified that the money has been sent via SMS.

Features of receiving a money transfer

Waiting forreceipt of a message, you should visit one of the branches where Golden Crown transfers are paid out. Which banks are partners of this payment system can be found from official sources of information (on the website). Reliable data on partner organizations of the Golden Crown is also provided by employees of the offices from where the transfer is sent.

In order to receive the incoming funds, you need to present your passport and correctly name the number under which the Golden Crown transfer is listed in the system. Banks are trying to simplify the process of subsequent sending money for their regular customers. It is recommended to issue a "Sender's Card", thanks to which all data about the person who made the transfer is stored in the base of the payment system. In the future, this will help avoid mistakes when entering information and speed up the process of sending transfers.

The Golden Crown system is a really fast, convenient and reliable way to transfer money to almost anywhere in the world!