2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Payment system services are in great demand. Through WesternUnion, Contact, MoneyGram, you can receive and send a transfer to any country in the world. More than 20 years ago, another major player appeared on the market - Golden Crown. Transfer via the Internet is available to residents in the CIS countries and not only. Minimal commissions, fast transactions, an extensive network of branches where you can make a payment - these are not all the advantages of the system. Read more about how and where you can get the Golden Crown transfer in this article.
History
The payment system was founded in 1993 in Novosibirsk. Initially, she substituted a brand of plastic Russian cards. After 10 years, the money transfer system of the same name was developed. So today there are two services "Goldencrown":
- Internet transfer;
- bank cards.
Two years ago, the system received the status of socially significant: the number of payments for three consecutive months exceeded 100 billion rubles. The developed network includes 500 partner banks and 40 thousand customer service points operating in Ukraine, Russia, other CIS countries, as well as Greece, China, Israel, etc. Through them, you can send payments to more than 200 countries peace.
Transactions
Transfers via the Golden Crown system are carried out instantly, without opening an account, in three currencies: rubles, dollars and euros. Tariffs are low (0.5-1.5%) and depend on the amount and recipient country. In many regions, there are restrictions on the maximum allowable commission, that is, it is more profitable to send large transfers.
Transfer limits are set depending on the currency legislation and the requirements of the payment system. To date, they amount to 600 thousand rubles, 20,000 dollars, 15 thousand euros. In Russia, there are such internal restrictions: a resident can send to another country an amount not exceeding the equivalent of $5,000 per day.
How to transfer?
You need to go to any service point with a passport and the required amount on hand, tell the operator your full name, country, city, pay for the transaction. The number of the transfer, which is indicated in the check, must be reported to the recipient. The sender pays the commission.
When making a transaction, branch employees may offer to issue a card to speed up the process. It can be used to send payments through self-service cash kiosks. They work just like any other terminals:
- Insert card into machine.
- Enter PIN code.
- Select a recipient from the list of available regions, which is determined when the card is issued.
- Specify the currency for issuing the transfer.
- Enter cash (the cash desk accepts only rubles).
- Confirm transfer.
According to the results of the operation, a receipt will be printed, which indicates the transaction number, amount and recipient.
The card greatly speeds up the process, as it stores all the data of the sender. They do not have to be re-entered on application forms.
Alert
The big advantage of the system is the free service of SMS-informing about the transfer. To use it, you need to record two phone numbers in the application form: the sender and the recipient. The service is also convenient in that the transfer number is immediately indicated in the message, that is, you do not need to re-record or remember it.
How and where can I get the Golden Crown transfer?
Since transactions are addressless, this can be done at any pickup point in the selected city. To receive a transfer "Zolotaya Korona" (St. Petersburg), you need to provide its number and passport. The legislation of the country may stipulate additional documents that will be required forimplementation of the operation. You can check the transfer "Zolotaya Korona" on the website of the payment system by entering only the control number in the search. The form has a limit on the number of digits. It will be hard to make a mistake with data entry.
Where else can I get a "Golden Crown" transfer for a resident of Russia? If there is no desire to mess around with cash at the cash desk of a bank or branch, then you can credit funds to the "Corn" card issued by the MasterCard payment system. It is issued in Euroset communication stores.
More about the map
For the registration procedure, you will need a passport and 100 rubles, which are immediately credited to the account. The process takes about three minutes. Upon completion, the cardholder can make transfers, receive bonuses, pay for goods at retail outlets and utilities via the Internet, receive and repay loans. For the convenience of users, a personal account was created on the website of the payment system. To access it, you need to specify the barcode on the back of the card and the date of birth of the user. The password will be sent via SMS.
The card can be used abroad. You do not need to enter a PIN to confirm a payment. All you have to do is sign the check. However, you should not keep large funds in the account. Since the card is not registered, if it is lost, fraudsters can use the money. With this payment instrument, you can transfer funds in cash and from your account. If both the sender and the recipient have the card, then forwhen filling out an application, it is enough to indicate its number and the name of the owner.
Advantages of the payment system
- Speed. The transfer is available immediately after the number is assigned. You only need to take into account the operating hours of local pickup points.
- Convenience. Transactions are addressless. Mandatory details for sending only country and city. The recipient chooses the pickup point. The data can be changed if the payment has been sent but not paid. But for this you will have to contact the branch.
- Alert. You can track the status of the application through the website of the payment system or using SMS-informing. After processing the payment, the parties to the transaction receive messages about the completion of the process. For comparison: UNISTREAM users must send a transfer message themselves, Western Union charges an additional fee for this service.
- Simplicity. Transfer amounts without opening a bank account, although limited by the country's currency legislation, are generally quite high.
- Reliability. The payment storage period in the system is 60 days.
"Golden Crown" in Ukraine
The system has been operating since 2006, second only to WesternUnion in terms of popularity. The limit on the transaction amount per transaction is UAH 15,000 or the equivalent in foreign currency. The legislation sets a limit of UAH 50,000. In Ukraine, you can also get a card for making frequent transfers. You can get it only at a partner bank, and use it at self-service terminals with a receiving functioncash. Commission for payment to the CIS countries is 0.5-1%, to other states - 1.5%.
In which institution is it better to issue a Golden Crown transfer? PrivatBank. It is not only a matter of a developed network of branches of the organization. You can receive and send a transfer through the Privat24 system without leaving your home. A transaction is processed in 2-3 minutes, and the money is credited to the card instantly.
Conclusion
"Golden Crown" - a system of addressless money transfers. A small commission, reasonable limits, a large network of branches made it very popular. Where can I get the translation "Golden Crown"? At any partner bank. Depending on the recipient country, the tariff varies from 0.5% (Russia, Ukraine, Belarus, Kazakhstan, etc.) to 1.5%. Money is available for cashing out immediately after assigning a transaction number. You can check the payment status on the website or via SMS notification.
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