Where can I exchange change for paper bills? Terminals for exchanging small change for paper banknotes

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Money, no matter what material it is made from, is a universal product that can be exchanged for any product or service. But money made of metal has a small nominal value, and therefore is less valuable. People try to avoid paying with coins, which is why they accumulate over time. And then the question arises, where to change a trifle for paper bills. There are several ways: some of them are old and proven, and some may learn about others for the first time.

Where can I exchange change for paper bills?

Getting rid of metallic money is not a very pleasant procedure. A person with a large number of coins of various denominations is often associated with beggars at the end of the metro stations or holy fools at the entrance to the temple. You can completely get rid of the little things if you always and everywhere pay by bank transfer. Unfortunately, this is not possible in our country, so it would be useful to have an idea of how to exchange ringing change for rustling paper money.

There are several ways, they all have their own nuances that must be taken into account. If we talk about the duration of the exchange procedure, then it often depends on the degree of preparedness.

Exchanging change for paper notes at Sberbank

The most logical thing is to exchange money in a bank. Sberbank has a large number of offices, and therefore it is easiest to go to this institution.

Any organization has its own charter that regulates its activities. In the line of services of Sberbank, there are no operations for exchanging metal money for paper money. An employee of the institution has every right not to accept change for the purpose of exchange, and without explanation.

Of course, you can complain about the teller, but it's a waste of time. An employee can always refer to the fact that he carried out mandatory operations (issued a loan, transfer, etc.) and could not be distracted by secondary services.

Periodically, Sberbank arranges promotions, the essence of which is to collect metallic money from the population. You can find out about the upcoming event on the official website. Sometimes a bank places advertisements on its ATMs. But such actions occur infrequently, and you shouldn't really hope for them.

Before you hand over change to Sberbank for the purpose of exchange, you need to prepare for the procedure. Employees of the institution must be notified of the upcoming operation in advance and give confirmation of its implementation. If the client agrees on the actions in advance, and later he is denied an exchange, only in this case can a complaint be written, which will be considered in due measure, andthe employee will be punished.

Exchange procedure

The exchange procedure is described in the instruction of a bank employee, which everyone can read. One of its points is a brief description of the preparation rules to the client. Before going to Sberbank, coins must be decomposed at face value (10 kopecks, 50, etc.) and calculate the amount for each. In the bank itself, the exchange procedure is performed only after identification of the person. Passport data is necessary so that, if necessary, for example, for trying to enclose counterfeit money, the bank can hold the real person liable. The process of exchanging change for paper money:

• Filling out the application form by the client. It contains personal data, face value and amounts provided for exchange.
• Reconciliation by the employee of all the data specified in the application, including the conversion of metallic money. The counting can be done with an automated device or manually. To save time, you need to specify in advance in which offices the machine counts money. In addition, the device immediately checks the coins for authenticity and virtually eliminates the possibility of error when counting.
• After signing all the papers, the employee issues the amount in banknotes along with documents confirming the operation.

How much does the exchange cost

The exchange of change for paper money involves the collection of a commission fee. In different departments, it ranges from 1 to 3%. It can bepay extra or deduct from the amount received. In order not to bring some of the change back, the commission must be specified in advance. And also count the money to be exchanged so that the amount is a multiple of the smallest face value of a paper bill.

It is also necessary to take into account that the minimum amount of commission for an operation is 100 rubles. When exchanging small change for paper money, it is desirable that the amount be at least twice the minimum limit set by the bank. Otherwise, there is no point in making an exchange.

What should I do if the bank refuses to exchange coins for banknotes?

Often preparation discourages the desire to carry out the procedure. Before handing over a change to Sberbank, it needs to be decomposed and calculated, which takes a lot of time. Most simply put it in a bag and go to a financial institution. In such cases, the bank most often refuses to carry out the exchange procedure. In such a situation, you can use some life hacks.

Before you go to the office, it would be useful to grab an unpaid receipt, approximately equal to the amount of the exchange. When paying, the employee is obliged to accept money of any denomination. The money will still be spent later, and at the same time the debt will be repaid.

If you have a Sberbank card or a current account, you can tell the employee that you need to transfer money to the account. After the employee completes the operation, you can get paper bills at an ATM located next to the bank.

If a person is not a bank client, then it is easy, butand fix it quickly. A debit card is issued within 15 minutes. You can replenish her account with a trifle brought. The bank is always glad to new clients and investments.

Terminals for changing coins

Recently, Sberbank is installing ATMs that accept change. Their characteristic feature is a tray under the TFT monitor. Unfortunately, such payment machines are available only in the capital, and even then in very limited quantities. You need to search for ATMs on your own, the site provides only general information about all automated payment devices.

In addition to Sberbank, terminals for exchanging small change for paper banknotes are installed by Coincom. Unlike the bank, the company provided information about the location of the machines on its website. The principle of operation for both devices is similar. The only thing is that the ATM from Sberbank, in addition to the exchange, performs other operations, if there is a queue, you will have to wait.

The operation itself does not require preparation, there is no need to lay out the coins at face value. A passport and filling out an application are also not needed. The process is automated and performed as follows:

• The change is loaded into a special receiving tray.
• The machine itself sorts coins by ruble, 10 kopecks and other denominations, simultaneously counting.
• After counting, the amount lights up on the screen.
• Next, you need to enter where exactly to transfer money - to a card or to a phone.

If a Sberbank ATM was used for the procedure, then you can insert a cardand perform the Cash Withdrawal operation. If the change was loaded into the Coincom terminal, you need to find another ATM to withdraw money.

Change coins at various self-service machines

You can exchange change not only through payment, but also through self-service machines. In large hypermarkets, such as Auchan, Perekrestok, payment for purchases is made through the terminal using a special coupon. You can also pay with coins, the device accepts money of any denomination.

Good for exchanging change for paper bills vending machine with drinks and food. You can just pay for food with coins. And if you use ingenuity and follow a certain procedure, then the coins can be exchanged for paper money.

The change is loaded into the device and the "Cancel action" button is pressed. The device will return the money in paper bills. It is necessary to pay in such a way that the amount is a multiple of 50 rubles. This monetary unit is loaded into the machine more often than others, and it first gives out those bills, which are more.

Proven ways to exchange change for banknotes

One of the proven places to get rid of coins is a grocery store. Small money is always valuable to them. Moreover, you can exchange small change for paper bills anywhere, even in a small store, even in a chain supermarket.

You can get rid of coins by paying for purchases. Just for the exchange, you first need to find a free cashier and inform him of your intentions. Employee himselfwill count the money and make the exchange.

Another place where they will willingly make an exchange is a pharmacy. Prices for medicines and other pharmacy products are not rounded. Therefore, these he alth care organizations often need small change money in order to give change. The exchange should be made according to the same principle as in the store - find a free pharmacist and offer him a “deal”.

Conclusion

There are a lot of places where you can exchange small change for paper bills without much difficulty. You can always choose what is comfortable for you. His choice depends on the amount and the real need for the exchange. If there is no need for an exchange, but you just need to get rid of metallic money, you can always donate it. The process does not take much time and does not require additional conditions and preparation.