2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Today, more and more older people are abandoning the habit of keeping their savings at home, using piggy banks and turning to banks. It is profitable and convenient, as interest is charged on the deposited amount.
Features of the work of Sberbank
Sberbank of Russia has been and remains one of the most reliable. The retirement savings offered by this financial institution are of a high social standard.
Not so long ago, Sberbank announced a new line of investment proposals. These services can be used by residents of the country who are already 55-60 years old. It is worth mentioning another gift that Sberbank made - deposits to pensioners with increased rates.
In order to open an account, you need to have two documents with you: a passport and a pension certificate. In addition, it is allowed to issue a power of attorney for a relative. In this case, he will be able to freely dispose of your money. Interest is paid monthly, but may be added to the deposited amount. Experts say that Sberbank deposits for pensionerswill bring more income if you open an account for a period of at least 3 years.
As you can see, Russia's largest financial institution is again taking care of the poor.
Sberbank deposits for pensioners
What does the largest bank offer the elderly? Sberbank deposits for pensioners are distinguished by their diversity. Judge for yourself.
- "Save". Deposit with maximum interest. They range from 5.5% to 8%. When opening this deposit, it is not allowed to replenish or withdraw funds. The first installment must be at least 1000 rubles. You can deposit dollars or euros into your account. The amount is not less than 100. The maximum term for opening a deposit is up to 3 years. However, shorter periods are allowed.
- "Add". This deposit will help to accumulate the required amount. It not only allows you to withdraw interest, but also gives another opportunity - to replenish the account at any time. Annual rate from 5.55% to 7.25%. The amount of the first installment is 1000 rubles or 100 dollars (euro). It is allowed to conclude a contract for a period of 3 years.
- "Pension Plus". This contribution is ideal for working pensioners. You can transfer all or part of your pension to this deposit. There are no restrictions on deposits or withdrawals.
Annual interest is 3.50%. True, the bank pays them under this program once a quarter.
All these Sberbank deposits for pensioners provide an opportunity to morerationally manage your finances. Particularly pleased is the opportunity to issue a special social card, to which interest on deposits is credited. It is not always possible for an elderly person to visit a bank branch, and it will not be difficult to walk to the nearest ATM.
Certificates from Sberbank
I would like to note not only Sberbank deposits for pensioners, but also savings certificates. This security can be bought at any branch of the bank. You just need to decide on the denomination and maturity. Interest ranges from 0.1 to 10%. After a certain period of time, you can redeem the certificate, while receiving the amount paid for it with interest.
In conclusion, I would like to say that Sberbank has been pleasing us for many years with its reliability and advantageous offers, not leaving pensioners aside.
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