How to check the balance of a bank card via the Internet - a step-by-step description and recommendations

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today we have to figure out how to check the balance of a bank card. Every citizen should be able to answer such a question. Especially those who already work with banking plastic. Checking the account balance is an extremely important and simple operation. With its help, a person will be able to find out how much money he has (or what is the debt on a credit card). Bringing an idea to life has many solutions. Each financial institution has its own ways of checking a plastic account. Consider the algorithms of actions using the example of a card from Sberbank. Most citizens of the Russian Federation cooperate with this company.

Ways to solve the problem

How to check the balance of a bank card? First, let's give an answer in general terms.

Sberbank, like most financial institutions, offers the following ways to check accounts:

• on the hotline;
• through internet banking;
• using mobile bucking;
• via ATMs;
• by performing some operations.

In fact, bringing the idea to life is easier than it seems. And even a novice user can handle checking the balance of plastic.

ATMs

How to check the balance of a Sberbank bank card? It all depends on personal preference. Below we will consider all of these techniques in detail. Let's start with the simplest - using ATMs.

To check the status of the plastic account, you will have to:

1. Insert the card into a Sberbank ATM.
2. Enter PIN code.
3. Open the main menu of the machine.
4. Select "Card Transactions" or "Cash Transactions".
5. Click on "Request balance".
6. Specify the way information is displayed. For example, "Print receipt".
7. Get account information.

In our case, the card balance will be printed on a special receipt. Relevant data can also be displayed on the ATM screen.

Hotline

But this is only one of the possible scenarios. How to check the balance of a bank card from the phone?

You can call the customer service center of a particular bank. They will easily provide information about the status of the plastic account. The main thing is that the call is made by the cardholder.

The following type of guidance will help under these circumstances:

1. Call 8 800 555 55 50 from a phone.
2. Press "".
3. Enter card number.
4. Againdial "".
5. Enter the first three letters of the code word.
6. Press "1" in the special voice menu.

Done! This algorithm of actions allows you to use the answering machine to bring your idea to life.

Also, a citizen can:

1. Call the Sberbank hotline.
2. Wait for operator response.
3. Report cardholder information and plastic number.
4. Say the code word.
5. Get detailed account information.

Fast, simple and convenient. But, as a rule, in this case, the data will be transmitted by voice. Not everyone is happy with this option. Therefore, you can do otherwise.

Mobile Banking

How to check the balance of a bank card? We have already said that it all depends on the personal preferences of the citizen. Bank customers are able to receive information about the status of their card accounts using various methods.

The next fairly common scenario is working with mobile banking. It will have to be connected beforehand. After that, by sending SMS-requests of the established form, the citizen will be able to receive any information on the card, as well as enable and disable some options.

How to check the balance of a bank card through the phone? If a citizen cooperates with Sberbank, he needs:

1. Open SMS on phone.
2. Write the word "Balance" in the letter.
3. Indicate the last 4 digits of the plastic. Relevant ifseveral cards are linked to the phone number.
4. Send a message to 900.

After the actions taken, the person will receive a response SMS, which will display the balance of the plastic. This technique is in great demand. But we will not dwell on it.

Internet help

After all, many people use the World Wide Web. The Internet also helps to check the balance of the plastic account. It is enough to connect to the "Internet banking" option. Each financial institution has a different name for this service.

To check the balance of a bank card via the Internet, you need to activate Sberbank Online. More precisely, register on this portal. We will tell you how to do this later.

As soon as the user has a profile on Sberbank Online, he will need to:

1. Visit the official page of the service.
2. Go through authorization with your username and password.
3. Enter the login confirmation code.
4. Open the "Home" section. It usually opens by default.

That's it. Now it remains only to look at the information displayed on the screen. The user will see all the cards linked to the mobile phone. The current plastic balance will also be indicated here.

Regular shopping

We figured out how to check the balance of a Sberbank bank card via the Internet and not only. If a person has the "Mobile Bank" option enabled, he will be able to enterotherwise.

What exactly are we talking about? How to check the balance of a bank card? Megafon launched its own type of plastic. The card is not registered, it can be issued via the Internet. You can get up to 20% cashback, and for every 100 rubles spent, a citizen is offered an additional 10 MB of traffic. Its main feature is that the balance of the SIM card serves as an account. So, you can check the balance of funds using a mobile device. For example, by typing a special combination (in our case it is 100). Such plastic does not allow receiving information about the account balance by making certain payments via the phone. The only exceptions are cases of mobile banking activation. Then a similar opportunity will take place.

What's next? It is required to carry out any operation with the account. For example, buy something or replenish the balance through an ATM. When such manipulations are performed, SMS informing will be activated. In the message, the citizen will see information about what happened to the account. Its current balance will also be indicated here.

About connecting mobile banking

Now a few words about how you can connect mobile banking with Sberbank. Without it, the bulk of the learned techniques simply do not take place.

Connecting the Mobile Bank option is possible:

• via ATMs;
• through the internet;
• by contacting a Sberbank branch.

In the first case you have to:

1. Insert plastic into the ATM andget started with it.
2. In the functional menu, click on "Mobile Bank".
3. Click on the "Connect" button.
4. Select a package to connect. "Economy" is free, but it does not provide a full range of mobile banking services. It is better to choose "Standard". It costs 60 rubles a month.
5. Enter the phone number that will be attached to the plastic.
6. Perform transaction confirmation.

After a few seconds, a message will be sent to the mobile device about the successful connection of the service. In the case of the Internet, you must enter Sberbank Online and set the "Enable" parameter near mobile banking in the "Personal Account". This alignment is rare.

To activate mobile banking at any branch of Sberbank you need:

1. Take some documents with you - passport, plastic, phone.
2. Contact Sberbank.
3. Fill out the option connection request form.
4. Give the application to the employees of the branch of the financial institution.

This technique is also not very popular. After processing the request, the citizen will be connected to the appropriate option. And then you won't need to think about how to check the balance of the card.

Activation of Internet banking

The last thing a modern citizen should know about is the algorithm for connecting to the Sberbank Online service. Registration via the World Wide Web is almost never used. Therefore, we will not talk about it.

Thinking about how to check the balance of a bank card, a Sberbank client must choose how to connect to Sberbank Online. You can do this:

• via the Internet;
• using ATMs;
• by requesting a bank branch.

The last scenario will be similar to connecting mobile banking. And what to do when working with an ATM?

"Sberbank Online" is activated in this way:

1. Get started with ATM.
2. Select the option "Sberbank Online" - "Connection".
3. Indicate the phone you plan to work with. Sometimes this step is skipped.
4. Confirm request.

This is how you can easily activate Sberbank Online. The system will send a message with login information.

One time

You can check the balance of a Sberbank bank card via the Internet without registering on the corresponding portal. But it is better to create an account on it. We have already talked about how to do this.

Every person has the right to receive a one-time login and password for the Sberbank Online service. Getting them comes down to the following algorithm:

1. Open ATM main menu.
2. Select "Sberbank Online" service.
3. Indicate the line "One-time login data".
4. Enter mobile number.
5. Get a receipt with login and password.

That's it. Now you can go through authorization on the service, and then check the balance of bank plastic.