Partners of Alfa-Bank: list

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Alfa-Bank is one of the major backbone financial institutions in Russia. This is a universal institution that enjoys high confidence of customers and partners. The organization confirms its reputation as a leader, takes a place in the top five largest in the market. Read more about the history, achievements, innovations, and partners of Alfa-Bank below.

Creation

The history of the credit institution began in 1990, when investors from Cyprus decided to establish a bank. During the first 15 years, a large network of branches was created, the latest technologies were introduced, the range of services was consistently expanded, and the first partners of Alfa-Bank appeared. But first things first.

1990-1996: creation of infrastructure, laying down the principles of financial policy, asset management systems. A thoughtful approach to laying the groundwork for follow-up enabled the organization to survive the 1995 financial crisis and become one of the top three institutions with the first Eurobonds.

1997-1998:continued strengthening in the market, the emergence of new partners, the highest ratings from leading international rating agencies. Business diversification: merger with Alfa Capital. Emergence of the leasing company of the same name.

1999-2000: Active growth of Alfa-Bank's regional network. Partner banks, the list of which is presented on the official website of the organization, provide intermediary services to clients at preferential rates.

2001-2002: emergence of a new TM Alfa-Insurance. Acquisition of Amsterdam Trade Bank (ATB).

2003-2004: Launch of the innovative Alfa-Bank Express project. On the Russian market in those years, medium-sized businesses were a promising segment. Their need for banking services is great, and there are few offers on the market. The new medium-sized business lending program was developed taking into account global experience and the needs of domestic clients.

2005: Entrance to the Time to Live communication platform. Her philosophy was incorporated into some of the organization's services: stability and success based on values such as family, personal development, harmony of interests.

Products

The strategy of the organization was built on the principle of universality: the bank provides a full range of commercial services. As the most "lending" institution, it borrows funds for working capital, financial investments, structured finance, leasing.

The advantages of a Dutch bank with a large Russian bank were combined at the ATB subsidiary. The institution specializes in trade operations between the countries of the CIS and the European Union, assists in the implementation of investment infusions into the Russian economy.

In addition to traditional services, the bank also offers new generation high-tech products that allow customers to reduce payment processing costs and centrally manage cash flows via the Internet.

Interaction between the commercial and investment departments made it possible to use resources in the corporate finance market and provide services to foreign clients in the field of mergers and acquisitions of enterprises specializing in telecommunications, the food industry, and the electric power industry. An extensive branch network, partner banks of Alfa-Bank, the list of which is constantly growing, as well as a well-established work algorithm are the success factors that are necessary to achieve results in the market.

Shareholders

Today the beneficiaries of Alfa-Bank are ABH Financial Limited (Cyprus - 99.89%), Alfa Capital Holdings Limited (0.11%). The division in the Russian Federation is the core of all groups. Alfa-Bank's partners serve clients in Cyprus, Ukraine, Kazakhstan, the Netherlands, and Belarus. Among the co-owners of the institution there are also individuals - members of the board of directors.

The organization serves more than 11 million private and 130 thousand corporate clients worldwide. Rossi alone has 130 out of 711 outlets. "Native" ATMs more than 4000 pcs. If cardholders do not find the right one nearat home, they will be able to withdraw funds at the terminals of such financial institutions as B altic Bank, Rosbank, Promsvyaz, MTB. All of them are partners of Alfa-Bank, servicing card accounts of its clients without commission.

Financial results for 2014

According to preliminary estimates, the net assets of the organization grew by 40%. The impetus was significant account balances, customer deposits, as well as other financial institutions. 86% of the securities portfolio consists of bonds. During the year it grew by 90 billion rubles. Monthly, 50% of it is transferred to REPO. Net profit for the year amounted to 65 billion rubles.

Car loans

One of the directions of business development is the provision of loans for the purchase of a vehicle. The terms of service are relatively loyal: a minimum package of documents, flexible terms, low rates, especially if the car is registered with the “native” insurance company. Through the bank, you can purchase vehicles of the following brands on credit: BMW, Chevrolet, GM, AvtoVAZ, Opel, Mitsubishi, Chery, KIA, VAZ. Applications are accepted through car dealerships. Partners of Alfa-Bank allow you to repay loans in the branches of their institutions, charging a minimum commission for payment. And the insurance company of the same name provides such clients with its services at loyal rates.

Upgraded internet banking

In 2014, a credit institution, together with EPAM Systems, developed a new platform for online payments. It has been embeddedadditional functions. Clients could themselves connect to the Alfa-Business Online service and conduct foreign exchange transactions remotely. EPAM Systems is a software developer in Central and Eastern Europe. Alfa-Bank's partners continue to cooperate to this day, actively developing and supplementing the Business Online system. Through the program, you can make payments, view the history of transactions, export statements to any convenient format, place applications for transactions with currencies, send letters to a credit institution.

“Heavenly” partners of Alfa-Bank

Since 2014, customers of a credit institution in Ukraine can apply for a Sky Pass premium credit card jointly with UIA with the following set of benefits:

• accumulate miles when making payments anywhere in the world;
• free entry to the business lounge of terminal D of Boryspil airport;
• use the services of a concierge service, insurance when traveling abroad.

The accumulated points can then be spent on a ticket. Depending on the type of card (World or Platinum), for every 100 monetary units spent, 8-10 miles are credited to the account. Activation bonus - 5000 miles. And for using the card during the year, the client will receive an additional 1500 points to the account. You can buy a free ticket in Ukraine by accumulating 10,000 miles. For trips to Europe, you will need twice the number of points. The card has a grace period of 55 days. According to statistics, after 2 months of active use, you can earn miles for a free flight to EU countries.

Conclusion

Alfa-Bank was established in 1990 by investors from Cyprus. Over the 25 years of its existence, it has taken a leading position in the market, has established itself as a universal credit institution and has developed a wide network of branches throughout the country. In almost every city in the Russian Federation, you can find Alfa-Bank ATMs. Partners of the credit institution (MDM, MKB, B altiysky Bank, Gazprombank) also serve clients on basic terms.