2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
VTB 24 Insurance has been present on the financial services market since 2000. Currently, the organization is in the top 10 large companies in the insurance market. Its activities are aimed at providing qualified services to citizens in the field of insurance. Throughout its existence, the company has developed a large branch network: 38 branches throughout Russia.
The main type of insurance VTB-24
OSAGO insurance is the main activity of the company, which has been implemented since 2003. It should be noted that OSAGO is a mandatory insurance contract that every car owner must purchase and only after that move in a vehicle.
To draw up a contract, you need to apply in person, have a full package of documents with you. According to the current law, to draw up an insurance contract, you need: a personal passport, a vehicle passport, a driver's license, a diagnostic card. Based on the submitted documents, a representative of the insurance company will calculate the insurance premium and draw up a contract.
Starting from 2015, you can get an insurance contract via the Internet. To do this, you need to go to the official website of VTB 24. Insurance, thanks to the online service, is carried out quickly and easily. To apply, you need to fill out an electronic application, calculate the insurance premium and pay for the insurance contract.
The OSAGO form can be stored electronically or printed out. An undoubted advantage in VTB 24 is that OSAGO insurance can be issued at home at any time.
Mortgage insurance
According to current law, all real estate purchased with borrowed funds is subject to insurance. The cost and risk package depend on the chosen product at VTB 24. Mortgage insurance is possible under two programs.
Insurance programs:
- Comprehensive insurance: fire, flood, wrongful act of third parties, natural disasters, gas explosion, lightning strike, falling flying objects, life of the borrower and loss of property rights.
- Only from the complete destruction of structural elements.
The company's specialists advise choosing a comprehensive type of insurance that can create full protection for the entire loan term.
Applying mortgage insurance at VTB 24
Mortgage insurance is a fairly simplified procedure. The first thing to do is to contact the nearest branch of the insurance company and write a statement. In himyou must specify personal information, data on the mortgaged apartment, the loan term and the value of the purchased property. An employee of the company will accept an application, on the basis of which he will make a calculation and announce the required list of documents.
The price of the insurance contract is determined for each client individually and in most cases does not exceed 1.5% of the value of the collateral.
In most cases, a personal passport and a loan agreement are required to complete all paperwork. After submitting the documents, you will need to sign an agreement and pay a fee. An integral part of business paper is the schedule of insurance premiums for the entire period of insurance. It should be noted that the contract is concluded for the entire period of the loan. According to the schedule, it is necessary to pay mortgage insurance annually. VTB 24 offers the most favorable and lowest tariff rates for mortgage insurance.
Life and he alth insurance
A very popular insurance product offered by the insurance company VTB 24 - life and he alth insurance. Thanks to him, you can get guaranteed financial support in the event of an insured event or temporary disability.
Under the insurance policy you can receive compensation for injury from:
- natural disaster;
- wrongful act of third parties;
- accident or accident;
- floods;
- terrorism;
- during sports;
- other threats that harmed life andhe alth.
To draw up a contract, you must apply with a passport to the insurance representative and choose the most suitable insurance program for yourself. Do not forget that the amount of the insurance premium depends on the sum insured and the selected risks.
Procedure for clearance
You can conclude an agreement for a period of 1 month to a year. This option is convenient for athletes who need an insurance policy only for competitions and temporary training, that is, for a short period of time.
The process begins with filling out an application for life insurance. VTB 24 invites its customers to fill out a questionnaire in which it is worth reflecting only personal information, indicating the desired sum insured and choosing insurance risks. After the manager makes a calculation, draws up a policy and accepts payment. Do not forget that any voluntary insurance contract takes effect only the next day after payment.
Benefits of insurance products
According to statistics, every second citizen applies for insurance at VTB 24. Insurance is the right decision that will allow you to protect yourself from unforeseen situations for a moderate fee and get good financial assistance in the event of an insured event.
The insurance company is ready to offer each client not only a high level of service, but also profitable products at minimal and affordable prices.
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