How to top up a transport card: popular methods

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In addition to debit and credit cards, many financial institutions issue transport cards that all customers can issue. Their owners get the possibility of cashless payment for travel on public transport, which is much more convenient. Compared to classic travel cards, cards have more features. It is important for owners to know how to top up a transport card.

What is this?

The product is not a simple bank pass. The transport card serves as a comfortable payment for transport services. However, it can be debit and credit. You can use it in any transport where there are terminals or contactless reading systems.

To pay for the fare, the card must be presented to the transport conductor. He has a special terminal that takes payment. In the subway, it is enough to attach plastic to the turnstile. The owners of such products have an advantage: they do not have to worry about the safety of funds on their card account, as well as for personal information. How to top up your transport cardfind out at the conclusion of the contract.

Benefits

The product is convenient for travel due to the following benefits:

• unlimited trips;
• all family members can use the card to pay for travel;
• charged at the end of the month.

Fares will need to be paid at metro rates. The amount is debited automatically, you just need to monitor its balance. How to replenish a transport card is usually spelled out in the contract. Some organizations have an SMS alert service. Thanks to it, the passenger will always know about the number of trips for which a fee is charged. Annual service costs about 300-450 rubles.

Where is the card issued?

Although plastic is very convenient, it has not become common. You can issue a product at SMP-Bank, Moscow Industrial Bank, Moscow Credit Bank, Bank of Moscow. They will also tell you how to top up your transport card.

The issuance procedure is similar to issuing a regular card. It is necessary to select the issuer and the type of plastic - credit or payment. When concluding an agreement, you need to familiarize yourself with all the information and, if necessary, clarify all the nuances.

Replenishment at Sberbank

Thanks to contactless cards, you don't have to stand in long queues to purchase travel documents. Where to top up a transport card? This can be done using electronic wallets, terminals, ATMs, mail, Sberbank. Each type of replenishment has its pros and cons.

How to top up a transport card in Sberbank? To do this, use the self-service device. Both cash and non-cash are accepted. The procedure involves the following sequence of actions:

• find the section "accepting payments", and then "transport card";
• identify the card by attaching it to the device;
• deposit money by choosing a payment method;
• confirm procedure, collect receipt.

Sberbank does not charge a commission for this service, which is another important advantage. There is a more convenient way of repayment - online, which is carried out through a personal account on the official website. In this case, the operation is performed in a similar way, only all this can be done at home.

The card must be handled with care, so it should not be broken or bent. Plastic should not be exposed to very high or low temperatures. It must not be stored with shielding materials, as they will limit the interaction of the product with the terminal. The card should be used for its intended purpose, i.e. to pay for travel.