2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
"Renaissance" bank as a financial institution was founded in 2000, but became so called only in 2003. Initially, the owners focused it on meeting the needs of consumer loans, but over the years its services have expanded significantly and are now not limited only to the possibility take a loan. Renaissance Bank provides a wide range of services to all of its five million customers. The products provided by the financial institution to its customers are non-earmarked and directed consumer loans, car loans and credit cards.
61 The region of Russia has representative offices or offices of a financial organization where you can get a loan. "Renaissance" bank cooperates with the largest and most popular trading networks of the Russian Federation, where it has about 20 thousand representative offices. A wide network of representative offices and ease of registration of any of the services make it veryattractive to the population of our country.
"Renaissance" bank - deposits
One of the services offered by this financial institution is the acceptance of deposits from individuals. There are many ways to make a deposit, and everyone can find the most convenient one for themselves. In addition, it should be remembered that all deposits are insured by the state, which means that the depositor will receive his money in any case. The bank offers very favorable interest rates on its deposit programs:
-
"Renaissance Profitable" - 6% in foreign currency, 12% in rubles. The minimum deposit amount is 5 thousand rubles. or $200. The bank pays interest at the end of the contract.
- "Renaissance Cumulative" - 5% in foreign currency, 11.5% in rubles. The client can receive the accumulated interest on a monthly basis or send it for capitalization. Thus, he can accumulate in his account the amount necessary to receive a higher deposit rate. The minimum amount of both deposit and replenishment is 5 thousand rubles. or $200.
- “Renaissance Comfortable” - 4.5% in foreign currency, 10.5% in rubles. The payment of income occurs immediately at the end of the established period, which can range from a month to 731 days. The minimum deposit amount is 50 thousand rubles. or $1.5K.
In order to issue a deposit, a financial institution sets more lenient conditions than in the case when you need to issue a loan. Renaissance Bank provides the service of making a deposit to citizens of the Russian Federation aged 14years and only with a passport. Citizens of other states can make a deposit upon presentation of a document confirming their eligibility to stay on the territory of the Russian Federation: visa, residence document, etc.
"Renaissance" bank - credit card
One of the main services of this financial institution is the issuance of cards. Most of these cards provide the opportunity to use the bank's funds completely free of charge for 55 days. After this period, the borrower will have to pay up to 40% commission to repay the loan. "Renaissance" bank provides an opportunity to receive an amount of up to 300 thousand rubles. for each of your credit cards. To apply for them, the client must be between the ages of 20 and 70 and be a citizen of the Russian Federation.
Recommended:
Where is it more profitable to get a loan for a pensioner? Profitable loan for pensioners in Sberbank
Before issuing a loan to a borrower, any credit institution checks its financial solvency. Citizens who have reached retirement age cannot be called such. Anyway, for banks
Car loan or consumer loan: what is more profitable? Which loan to choose: reviews
According to statistics, the average cost of a car in Russia reaches 800,000 rubles. It is worth emphasizing that this figure may vary depending on the region. At first glance, it is clear that it is impossible for a simple layman to earn such money even in a year. As always, credit organizations come to the rescue. Often the population asks the question: "Car loan or consumer loan, which is more profitable?"
The most profitable car loans: conditions, banks. What is more profitable - a car loan or a consumer loan?
When there is a desire to buy a car, but there is no money for it, you can use a loan. Each bank offers its own conditions: terms, interest rates and amounts of payments. The borrower needs to find out about all this in advance by examining advantageous offers for car loans
How to repay a loan with a loan? Take a loan from a bank. Is it possible to pay off the loan early
This article helps to deal with the refinancing agreement, which is one of the most successful loan repayment options
The most profitable bank deposit. The most profitable bank deposits
Deposits are one of the most demanded services offered by modern financial institutions. Deposits are the simplest form of investment. All that is required of a person is to choose a suitable financial partner in the face of a large bank, take their savings and put it into an account