2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
All citizens of the Russian Federation must have insurance policies. For those working in enterprises, they were issued at the workplace. Pensioners and non-working citizens could get an insurance policy at a polyclinic. Now the situation has changed a little. This is primarily due to the reform to introduce a universal electronic card. But this process is not fast, so there is no reason to worry yet.
Replacing a medical insurance policy provides an opportunity to choose a company where you would like to be served. The introduction of a new type of document does not cancel the previously existing policies. On the territory of Russia, both options are equally valid. The services provided to citizens do not depend on the type of document, but on the list provided by a particular insurance company.
Replacement of the medical insurance policy is provided for when you change your last name or change your place of residence. Today, anyone can change the insurance company. This is done no later than November 1, but only once a year. If you are not satisfied with the service in your clinic, you can change the company. Introduction of plastic cardswill make medical services uniform, regardless of the place of residence. Being in another city on the territory of Russia, you have the right to demand the same service as the residents of this locality.
Early replacement of the medical insurance policy is not required. Previously issued documents are valid. But if you want to get an electronic card, you need to contact your insurance company. True, they may not have new samples. Therefore, you will have to wait for them to appear, or move to another organization. Perhaps there are new policies available.
Replacing an insurance medical policy involves the introduction of an electronic card, which will contain all the information about the owner. In the future, it is planned to use it to create a medical record that can be viewed via the Internet. The entire medical history and the full list of services rendered will be located here.
Tourist insurance policy provides medical assistance when traveling outside of Russia. Some countries refuse to host people and do not provide a visa if you do not have insurance. You can get such a policy through the Internet or in a travel company.
When traveling abroad, read the conditions that are provided to you on the basis of insurance. Also pay attention to whether the company is accredited in the country you are planning to travel to. In addition to the standard set of services that are negotiated in the insurancepolicy, you can issue additional items. They may include not only medical aspects, but also purely human risk areas. For example, missing a plane or being unable to make a trip due to some external circumstances.
Insurance is necessary for a tourist to feel more relaxed in a foreign country.
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