MTS credit cards - user reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Several years ago, the MTS communication company launched a new service - "MTS Money", which allows you to make payments directly from home. Using this service, you can pay for various goods and services with money placed on the client's personal account.

Today, MTS has started production of its own plastic cards, which belong to the payment system known throughout the world as MasterCard. With their help, the company's customers can pay for purchases both on the Internet and in regular stores. MTS credit cards, reviews of which can be found on the net, appeared in all the company's stores in mid-spring 2011. Loans up to 40,000 rubles are available to customers who have signed up for this service.

Terms of registration and billing

When applying for a card, the borrower can receive from 0 to 40 thousand rubles. At the same time, the grace period (the time when the user can use bank funds for free) is 50 days from the date of the last reporting. This small nuance must always be remembered and taken into account if credit cards are used. MTS. Feedback from many clients makes it clear that the average person usually believes that the grace period begins at the time of receipt of money and then wonders why he should pay an interest rate of 23 to 55% per annum.

In addition, MTS credit cards, reviews of which do not make it possible to make an unambiguous decision, have a minimum threshold that will need to be paid when repaying a loan. According to one of the clauses of the standard agreement, the borrower undertakes to pay at least 10% of the total debt on the card, but not less than 100 rubles. In addition, the company's management decided to impose fines on persistent non-payers who do not fulfill their obligations under the loan received.

MTS Bank - credit cards

Currently, the company offers its customers three different types of plastic cards:

• MasterCard Standard - the client receives such a card immediately after the conclusion of a standard agreement with the company.
• MTS (bank card) - it supports the PayPass application and is equipped with an EMV chip.
• "MTS Money" (credit card) - it is also equipped with an EMV chip;

In order to get a card of the first type, you just need to conclude an agreement. This procedure usually takes from 15 minutes to 1 hour. To issue the other two, you will need at least a day of waiting, since it will be necessary not only to print a new card, but also to program the chip in a special way, but after that it will become individual.

Maintenance of MTS plastic cards

For the design and operation of a credit card, the client of the company will have to pay a certain amount of money per year. In the first year, it will be 0 rubles for regular cards and 500 rubles for those containing an EMV chip. All subsequent years, customers must pay 500 rubles a year for servicing plastic cards.

MTS credit cards, reviews of which can be easily found, are currently a very convenient non-cash payment method. In addition, they are tied to the subscriber's phone account, and he has the opportunity to check the availability of the required amount on the account by simply calling the service number.