Safe boxes. Bank cell rental

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Safe boxes are special small places where a person can hide from prying eyes of people something that is of some value to him. What are they? What security guarantees are given? What are the features when ordering them? All these questions will be considered by us in this article.

Main competitors

Deposit boxes compete for popularity with home safes. Of course, in neither case can we fully guarantee the safety of things. But if they are insured, then in the case of a bank it will be easier to get a cash equivalent. We will talk about this in more detail. It should also be noted that a cell in a bank can provide not only anti-burglary, but also fire protection. Also, when redeveloping your home space, you do not need to think about where to move the safe. Also, a cell in a bank usually has two layers of protection, which allows it to withstand not only hacking, but also various cataclysms like a fire.

Reliability and usability

Deposit boxes in banks meet the requirements for technical condition, without this, a fine will be imposed on the financial institution. Also a significant advantage isorganization of bank security. So, a serious problem for potential intruders will be a separate room where the cells are located, as well as the fact that, in which case, a rapid response squad will be called.

Also in favor of reliability is the fact that banks declare the use of unique keys (although we do not undertake to judge how things are in reality). Therefore, it will not work to open someone else's cell with dishonest employees and create the appearance of legality. It is also important that you can choose a storage for the required size of a thing, indicate the term of its lease, and also, if desired, take care of access to any person who wishes. Deposit boxes can also be subject to even a tripartite agreement. In such cases, the cell can only be opened if both partners are present. It is also possible to register a cell for a legal entity. This will allow you to pay for it at the expense of the enterprise, and only those employees who were previously indicated as trusted persons will be able to get access. They must also have samples of their signatures. In this way, unauthorized access to documents that are of great importance can be prevented.

How much does it cost to remove safe boxes?

The bank sets prices based on its costs, but in general it is possible to deduce the range in which most financial institutions operate. So, this is about 40-50 rubles per day (for a cell designed for storing documents). In order not to beat around the bush and guess on the coffee grounds, let's turn to the biggestfinancial institution of the country - that is, Sberbank will help us. Safe cells in it fit into the range presented above. If they can't satisfy you with their size, then this financial institution rents out entire safes! True, they have an appropriate cost - starting from 100 rubles for one day, but the size is such that almost everything you need will fit.

Search

Despite the seemingly high price, it is difficult to find empty safe boxes. Moscow, Ryazan, St. Petersburg, Vladivostok, Tver - here it will be difficult to come to the first bank branch that comes across and order a small vault. Therefore, the possibility of remote access is also popular. It consists in the fact that a person who is looking for deposit cells for his own purposes contacts the support service of a financial institution and is provided with information on where you can use this service. Moreover, branches are indicated based on how convenient it will be for the client to get to it in order to check the contents or pick it up.

What do banks offer their customers?

There are certain benefits that come with storage for customers. To consider what they are, the depository of Sberbank will help us:

1. The cells are located in a room that has been specially equipped for this task.
2. The depository has a number of modern passive security measures, as well as round-the-clock security.
3. The cells are safes of various sizes, which are additionally hidden inarmored cabinet.
4. You can choose the amount of storage, depending on your needs and willingness to pay for it.
5. There is a flexible system of discounts - so the longer the period for which the cell is rented, the less you need to pay.
6. There is a special storage organization regime to prevent third parties from accessing the valuables that are in the bank (it is protected even from employees of a financial institution).
7. Only the owner is present at the time of putting valuables into the box to maintain confidentiality. There are exceptions to this rule related to insurance, which we will discuss a little later.
8. The safe only opens when two keys are used at the same time. One of them is at the bank's client, and the second is at the employee's.

This is what the depository of Sberbank is like. And now let's pay attention to point number 7.

Features

As a rule, bank cells are used to store valuables. Although it may be that they are ordered to store money that was hidden from the tax service. Be that as it may, usually the contents of the cell are placed in it confidentially. But there are exceptions to this as well.

So, if there is something valuable that you do not want to lose, then strangers may also be present. For example, an insurance agent whose task is to make sure that the client really put the thing that is insured there. And the fact that this is an original, not a fake. Also, in order to regulate yourvisits and avoid "unexpected" loss of things, visits will be recorded by the responsible bank officer. This, as a rule, refers to cases when a person wants to keep “white” jewelry or just valuable things for himself (in such cases, moral damage is insured).

What do they keep in safe boxes?

As a rule, these are documents, jewelry, securities, money, works of art, photographs - in a word, everything that provides value for some person who has a desire to hide it. There is a list of what is forbidden to be stored in safe boxes. As a rule, this means weapons, drugs, perishable food (like fish or meat). According to the rules of banks, they do not have the right to mandatory verification of what is stored in the vault. But an agreement is concluded with each person, which stipulates that there will be nothing illegal and prohibited by the rules of the financial institution in the safe. In order to "motivate" to act according to the rules, as a rule, it is provided that in case of violation of the contract, a significant fine will be imposed on the client, the amount of which ranges from tens to hundreds of thousands of rubles, and this is relative to those depositories that are available to ordinary citizens.

Access by unauthorized persons

Conventionally, this paragraph of the article can be divided into three parts:

1. Access of trusted persons. This implies that the person who rents the safe draws up a document according to which, in addition to him, access to the cell has a certainlist of persons, which must be attached. Admission conditions and a number of smaller nuances can also be prescribed.
2. Access to bank employees. Despite the fact that they have one key, if the client loses his, the only way to gain access to the cell is to hack it. As a rule, this process consists in calling a special master who, in the presence of an employee and the owner of the contents, drills a lock (rarely saws the safe itself).
3. Access on behalf of a legal entity. This option involves drawing up a specific agreement with a specific company, which provides that a number of people can access the contents of the repository. Usually this option is used for documents that are important for the functioning of the company. The persons who have access are usually the director, his deputy, the chief accountant, as well as a number of other people.

What does a citizen need to rent a cell?

If it is ordered by an individual, then an identity document, as well as the original certificate of assignment of a taxpayer identification number, will suffice. Payment for the cell must be made immediately after the contract has been signed. If an agreement is concluded on behalf of a legal entity, then it is necessary to have copies of the certificate of state registration, statutory documents (mandatory with all additions and changes), a certificate of entry into the unified register, as well as a document that confirms the authority of the person that signs the contract.