Rosenergobank: reliability rating and interesting facts

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

There are about 600 different banks in Russia. Some of them are known throughout the country, while others have only been heard about by residents of the region in which they work. And Rosenergobank belongs to the segment of the so-called golden mean. The reliability rating of this organization deserves special attention, so everything should be told in more detail.

General information

So, Rosenergobank is a financial institution in the capital, which is mainly engaged in lending and servicing accounts of medium and small enterprises, as well as large commercial organizations. Among them are many companies related to the fuel and energy sector. The bank's main source of income is deposits from individuals. And at the time of December 2016, the amount of the organization's assets was about 57.3 billion rubles. Thanks to this indicator, Rosenergobank has a very good reliability rating. He is in 91st place out of 600.

Enterprise Development

Tellingabout the reliability rating that an organization like Rosenergobank has, it is necessary to talk about how the company got on its feet.

It was founded in 1992. Then the organization was known as "Empils-Bank". Four years later, it acquired the status of a closed joint stock company. And six years later it changed its name. To what we know now. Over the course of several years, the company developed and made a name for itself, and in 2010, thanks to an additional issue of shares, it increased its authorized capital by 600 million rubles. And it was amazing, because until that moment it was only 99 million. After such a leap, success followed - the client base expanded, and in 2015 the legal form was changed to JSC.

But the most important thing is that since 2005, Rosenergobank has also been participating in the deposit insurance system. Thanks to this, his reliability rating has increased. This again attracted a certain circle of clients who are worried about their money.

In recent years, the company has been developing steadily. The number of net assets of the bank increased by 22.3%. And this is from the beginning of 2015. That is, in fact, for a year. In figures, this amount is 10.8 billion rubles. Thanks to such a profit, the bank compensated for the outflow of finance from the accounts of organizations and redeemed the issued promissory notes.

News

Well, as you can see, the rating of the bank (Rosenergobank) is not bad in terms of reliability. And this is once again confirmed by recent news.

So, for example, December 22, 2016It was announced that this organization took 81st place in the ranking of the 99 best banks in the Russian Federation for 2016 published by The White Square Journal. The analysts who compiled this list took into account several criteria. It was important how convenient Internet banking and the mobile application are, whether customers are satisfied, whether the brand is recognizable, whether the company is developing dynamically, and also its financial indicators are taken into account. The level of top management, social activity and corporate culture were also considered.

The best for customers

Rosenergobank also tries to follow this simple and short rule. The reliability rating (reviews confirm this) is good, and all thanks to the fact that the organization regularly makes profitable offers to its customers.

For example, on December 15, 2016, the company decided to increase the amount of the maximum military mortgage loan to 2,100,000 rubles while maintaining the same rate (11.5%). Even in Sberbank, which is the leader everywhere and in all respects, the possible maximum for employees of the state is 2,050,000 rubles.

Also since the beginning of December, pleasant privileges have been announced for cardholders of the international UnionPay system. Until March 2017, they will receive a 30% discount if they pay in European, Asian and American malls and stores with a card.

Another important news became known on the last day of October. It turned out that the company reduced rates by 0.25% per annum on three mortgage programs. by the mostpopular, by the way. These are "Mortgage with state support", "Standard" and "Purchase of an apartment at the construction stage".

Conditions for consumer loans were also improved in autumn. The maximum amount that can be borrowed has been increased and rates have been lowered.

And that's just the news for the past few months. And even after familiarizing yourself with them, you can understand that Rosenergobank really cares about its customers. The rating confirms the reliability, but the best proof that the organization is good is the grateful people who use its services. And there are many of them.