Bank "Russia": customer reviews, services, deposits and maintenance

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In the article, we will consider customer reviews about Rossiya Bank.

This institution has a general license that allows it to carry out financial transactions. This structure acts as a professional participant in the securities market. It has the right to carry out dealer, brokerage and depository manipulations. The Bank is engaged in activities related to the management of securities and interacts with exchange intermediaries that make commodity options and futures transactions within the framework of general trading. Reviews about the bank "Russia" are presented in the article.

Bank information and customer service

This institution has a developed network of offices and branches. In total, their number today is about sixty. The main clients of the presented financial organization are corporations with various enterprises. The list of bank services for corporate clients is very wide. Individuals mayselect financial products from the standard list. For example, you can open an account, order the issue of plastic cards, rent safes, and so on. It is worth noting that recently the assets of this financial institution have increased significantly. The level of the foreign exchange balance also increased by as much as 32%.

Rating

According to various prestigious financial publications, the rating of the Bank of Russia is quite high. With an asset indicator of almost four hundred and fifty billion rubles, this structure ranks third in its region and fifteenth in the Russian Federation. In terms of net profit, the indicators of the St. Petersburg region are in second place, and in the country they are ranked twenty-first. The credit rating is assessed as stable. By unofficial popular vote, this bank is ranked 117th. Reviews about Rossiya Bank are mostly positive.

Services

The list of financial manipulations as part of customer service is quite impressive, for example, the following options are provided for individuals:

• Providing comprehensive banking services.
• Provision of mortgage and consumer credit.
• Implementation of car loans.
• Deposit and custody services.
• Issue debit and credit cards.
• Transactions on the securities market.
• Performing remote maintenance.
• Perform transfers, payments and more.

The following services are available for legal entities:

• Perform settlement and liquidity management.
• Documentary financial transactions.
• Performing remote maintenance.
• Placement of temporary free funds.

Contributions

According to reviews, the deposits of Rossiya Bank are very popular. Products for clients are provided in a variety of ways, for example, a deposit called "Frost Patterns" offers an investment under the following conditions:

• The category of contributors is considered without any restrictions.
• Max bet 7.15%.
• The placement amount is from three thousand rubles, and the terms are from one month to a year.
• There is no capitalization, and interest is paid directly at the end of the term.

There is also a contribution called "Classic":

• The rate is up to 6, 85%, the placement amount is from three thousand rubles, and the terms are from one to five years.
• Interest is paid monthly.

It is better to familiarize yourself with customer reviews on the deposits of Rossiya Bank in advance.

The deposit called "Universal" is made under the following conditions:

• Bet up to 6, 15%.
• The placement amounts start from three thousand in rubles, and the terms - from 180 to 360 days.
• There is no capitalization, and interest is paid monthly.

You can open a deposit in this financial institution at branches or by applying online. The rates vary within twelve different deposit packages. mentionedthe organization makes it possible to increase their savings in foreign currency. The lowest rate is 1.05%. You can get it if you keep euros for a period of 367 days on the "Universal" deposit.

The highest rate of 7.15% is offered by the bank on the "Classic" deposit using the national currency for a period of three years. A wide variety of deposits makes it possible to choose the best option for absolutely every client.

Mortgage

According to reviews, the mortgage of Rossiya Bank also has advantages. Housing loans in this bank are provided to three categories of citizens. The minimum interest rate is 11.95%, and the terms of the loan are periods from one to twenty-five years. Categories of citizens who can apply for this service:

• Employees of institutions that are strategic partners of the bank.
• Persons eligible for the program called "Corporate Client".
• Any individuals.

Credits

Credits from Rossiya Bank can also be selected according to your needs. You can make one of three options. For example, take a loan secured by real estate. It can be taken at different offers from twelve to twenty-four months. The rate also varies and ranges from 14 to 21 percent.

This bank also offers two types of car loans. One of them can be issued together with CASCO, and the other without insurance. In the second case, the rate is increased by five percent and will bebe 17.7%. You can return the funds within five years.

Customer Reviews

Client reviews of Rossiya Bank are quite diverse. According to positive comments, this financial institution conscientiously services salary cards, provides favorable loan conditions with attractive deposit packages.

At the same time, there are also not entirely positive reviews about Rossiya Bank. For example, in some situations, customers are unhappy with the loss of funds from their cards, which may indicate some gaps in the security system. The unfavorable exchange rate is repeatedly noted in the discussions as part of the withdrawal of currency from plastics upon receipt of the amount in rubles.

But it is worth emphasizing that almost all customers are satisfied with the politeness, and at the same time with the attention of the staff. They are also pleased that this institution makes it possible to resolve some issues by sending its representatives to clients. This way you can sort out some problems without visiting the office.