Cadastral value of the apartment. Market and cadastral value of the apartment

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Until recently, all real estate transactions in the Russian Federation were carried out on the basis of two price values: inventory and market. However, the first, as a rule, does not correspond to reality, and the second is formed without the participation of any state structures. For this reason, it was decided to introduce another concept - the cadastral value of the apartment. It is this value that will determine the amount of taxes and fees associated with both the alienation and use of real estate.

What is it for?

As mentioned above, in the first place - to pay taxes associated with the sale, purchase or use of an apartment. Previously, for this purpose, the inventory value of objects, determined by the BTI, was used. However, as practice has shown, in most cases it was significantly lower than the actual one. And this led to a shortage of certain amounts in the budget.

In addition to paying taxes, the cadastral value of an apartment is used when entering into an inheritance, applying for a mortgage at a bank, determining mandatory payments when making a transaction for exchange or donation of real estate. In general, this value is fundamental to the calculation of any characteristics, expressed in monetary terms, associated with this object.

Who determines it and how

Many citizens who are faced with the need to specify a specific amount for the first time often have a question about how to find out the cadastral value of an apartment and how it is determined. It is established by a special state body. It is called the "Federal Service of Cadastre and Cartography". The cost itself is not constant, and is systematically reviewed, as a rule, upwards. This is due to the fact that earlier it was close to the inventory, and therefore, significantly different from the market one.

When determining it, several factors are taken into account. First, it is the average market price per square meter in the region. Secondly, the year the house was built. In addition, the formula by which the cadastral value of an apartment is determined includes other coefficients.

Where can I find her?

There are several ways to refine this indicator by the property owner. The first and perhaps the easiest is to look at the cadastral passport of the apartment. This document is issued by the relevant state authority in the placelocation of real estate. Any citizen of the Russian Federation can apply to the Cadastral Chamber, where he will be issued an appropriate certificate. If any actions have been carried out with the apartment over the past few years, including its alienation, the owner may have the document, so you just need to look at paragraph 8, where the cost is written. However, if the passport was received before 2012, this information is considered invalid, so it is better to clarify it in another way.

The cadastral value of the apartment can also be obtained upon request from Rosreestr. This is done on the official website of the institution. There is a special form, after filling which the citizen receives the information of interest. The more accurately the information about the property is indicated, the faster the cadastral value of the apartment will be found. Rosreestr provides information in a printable format. However, a certificate obtained in this way is not considered official.

A document suitable for presentation to a notary's office or other bodies can be taken at the Cadastral Chamber. The authority issues a certificate 5-7 days after the request is made, subject to the provision of a complete package of necessary documents.

What should I bring to the Cadastral Chamber?

When writing an application for obtaining a certificate, you must have a certificate of ownership of real estate in the original, a floor plan, an explication and a passport of a citizen of the Russian Federation. If a representative applies to the Cadastral Chamberowner, you will need a power of attorney to carry out this action.

According to the established norm, the certificate should be ready after 5-7 working days from the date of application, and it is issued free of charge. In case of an urgent need to obtain a document for an additional fee, the request is processed in an expedited manner. Then the result will be issued on the day of application.

If the owner does not have an explication for the apartment (a detailed explanation of the plan with the date of the last inventory of the object), you must contact the BTI.

What to do if the cost is too high

Due to the fact that in most regions this indicator significantly differed from the real price downwards, over the past 2 years it has been revised. This is done so that the market and cadastral value of the apartment are at least approximately the same. As a result, it turned out that in some settlements for a number of objects it exceeded the real price.

If a citizen, having applied to the relevant authority to clarify the cost of his apartment, received a certificate in his hands and does not agree with the information indicated in it, he has the right to challenge it. To do this, you need to file a claim with the judicial authorities. And if it turns out that the cadastral value is calculated incorrectly, its value will be revised. However, the process can take a long time. So, when making an urgent transaction, the owners, as a rule, dispute nothing and pay taxes on the entire amount.

How is the market value of an apartment determined

Intending to sell their property or mortgage it in a bank, the owner, as a rule, wants to proceed from its real price. The cadastral value of the apartment, although it should correspond to it as much as possible, does not always reflect reality. Therefore, in order to determine how much money to ask for their housing or what amount of a loan a bank can offer against its security, the owner must contact an independent appraiser. He will determine the market value of the object, and, if necessary, issue an appropriate conclusion, which can be presented to both the potential buyer and the bank employee. True, you will have to pay for the implementation of such an examination.

When applying for a mortgage loan, you must also remember that each bank has its own certified experts, and they may not take into account the opinion of others.

Regional odds

Since housing prices can differ many times even within the same subject of the federation, not to mention the scale of the country, when determining the cadastral value of a particular apartment, first of all, its location is taken into account. So, for example, the cost of a square meter in the capital, even according to Rosreestr, is up to half a million rubles, and in a small town this value can be at the level of 20-25 thousand.

The cadastral value of an apartment in Moscow or any other city is quite easily determined by the owneron one's own. To do this, you can use a special online directory maintained by Rosreestr. By entering the exact address of the object or part of it into the search box, the user receives the result in the form of an interactive map. And by clicking on a specific object, he can see all the information about it, including the cadastral value. This is very convenient for those who do not currently need official information, but need at least approximate information for calculating costs in the future.

Influence of cadastral value on the tax rate

There is a certain connection between these two parameters. If the total price exceeds the 300 million allowable by law, the mandatory payment to the budget will be doubled. For this reason, the cadastral value of the apartment is so important. Far from all owners understand where to look at its meaning. Often they resort to paid services of specialists, while they could easily cope with the task on their own, simply by visiting the official website of Rosreestr.

The cadastral value of real estate is the main price indicator of an object for government agencies. It is taken into account when paying taxes and fees, carrying out operations for the alienation of property and its registration as a pledge. There are several ways to find it, and most of them will be absolutely free.