"RESO-Garantia": company reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

No one can be 100% sure of tomorrow. Unforeseen situations happen daily. You can protect yourself from possible expenses for the treatment or repair of a vehicle with the help of an insurance contract. Which company should be preferred? Today the insurance market in the CIS countries is well developed. But choosing a truly reliable partner is not so easy. Preference should be given to companies that have been operating for more than a year and have won the trust of customers. A prominent representative of the Russian insurance market is the RESO-Garantiya organization. Only the best can be heard about her.

Success story

RESO-Garantiya is a universal representative of the market. It has a license to provide customers with more than 100 kinds of different products. Many are pleased with the fact that several contracts can be concluded at the same time at the minimum cost. The insurance company has already won the trust of not only Russians, but also residents of other CIS countries. After all, work has been underway since 1991.

Insurance group cooperateswith both individuals and legal entities. A huge range of services is offered. But the main emphasis is on auto insurance under the CASCO and OSAGO programs. Not only individual contracts are concluded, but also corporate ones. Entire fleets and taxi services cooperate with the insurance company. For more than a solid time of work, not a single disputable situation related to insurance has arisen. In addition to auto insurance, the company provides services such as property insurance, voluntary medical insurance, as well as mortgage and travel insurance. If the client concludes several contracts at the same time, he receives a significant discount. Everyone has the opportunity to draw up a contract of endowment life insurance. This service is offered by a subsidiary of the Life Insurance Society "RESO-Garantiya". Employee feedback indicates that this service is very popular with families with small children.

The insurance company belongs to the group of agency organizations. Today, more than 20 thousand agents work here, who receive decent pay for their work. The RESO-Garantiya company values each of its employees. Feedback from employees shows that the level of income directly depends on the correct communication with the client. Therefore, each agent tries to provide information about insurance products to potential customers as fully as possible. After all, the more contracts are signed, the more you can earn. Customers, in turn, receive quality service.

RESO-Garantiya is the leader in the insurance market

Won many RESO-guarantee". The insurance company has positive reviews from prestigious rating agencies. Organization "Expert RA" since 2009 confirms the high reliability of the organization. This estimate today is the highest in the domestic market. The company also took part in the main insurance premium of the country "Golden Salamander". In 2005, 2008, 2011 and 2012, she managed to become the winner of several honorary nominations at once.

Takes part not only in the insurance competition of IC "RESO-Garantia". Reviews of experts show that the organization is a serious participant in the domestic economic market. In 2014, the company ranked 127th among the 400 largest organizations in the country, overtaking several prestigious insurance agencies at once.

The quality of the services provided is documented. In 2011, a certificate of compliance with the requirements of GOST R ISO 9001-2008 was obtained. This means that the business processes and management system meet not only domestic, but also European quality standards. This applies not only to insurance contracts, but also to reinsurance. In 2014, the quality level was again confirmed. The company received a certificate of compliance with GOST ISO 9001-2011.

Compulsory auto insurance under the OSAGO program

Unfortunately, no one can be sure that it will be possible to avoid a traffic accident. That is why vehicle insurance is a mandatory procedure. In case of emergencythe culprit can count on the help of the insurance company, which will compensate for the damage. In addition, after the law “On OSAGO” came into force, it became possible to directly compensate for losses. This means that a client who has got into an accident and is not the culprit can turn to RESO-Garantia for help. OSAGO reviews show that damages are fully reimbursed.

The principle of direct damages does not work in all cases. A person who is not responsible for an accident can apply to his company only if the accident occurred with the participation of two objects and only vehicles were damaged. All participants in an accident must have an OSAGO policy. If more than two cars were involved in the accident, someone else's property was damaged or the he alth of the participants was harmed, the compensation falls on the shoulders of the culprit. You will also have to contact the insurance company of the culprit when the license of the insurer is revoked or it is not a party to the Direct Indemnity Agreement. This document is signed by IC "RESO-Garantiya". OSAGO reviews show that this greatly simplifies the process of compensating for losses caused in an accident. The driver does not need to wait for help from the person responsible for the accident. He receives payments from his own agency.

Each vehicle owner can issue an OSAGO policy on the terms of direct compensation for losses at any convenient time. Customers are always pleased with the service from the RESO-Garantia company. Reviews show that the dispatch service is workingaround the clock. In addition, it is possible to issue a policy in real time. This means that there is no need to stand in a huge queue or take time off from work to conclude a compulsory insurance contract.

Voluntary car insurance

The RESO-Garantiya company offers to issue several insurance products at once. Customer feedback shows that the organization really cares about driver safety. The most popular product is "RESOauto". It allows you to insure not only the vehicle against damage or theft, but also any equipment that is installed inside. Many car owners know that even the best alarm system is not able to protect the car from robbers. The insurance contract also provides for any non-standard situations. The car owner will always be able to receive payments subject to damage to the vehicle.

Unique conditions are offered under the "Help-economy" program. The insurance contract is quite inexpensive. For a small fee, the car owner can be sure of his own safety. Often there are situations when the vehicle breaks down in the middle of the highway, and it is too far to the nearest settlement. Under the terms of the contract, the driver can always count on technical support from agency employees. This service is provided free of charge for car owners who have purchased an OSAGO policy from RESO-Garantia. The insurance company has only the most positive reviews in this regard. Clients whomanaged to get into an unforeseen situation on the road, they note that employees go to the rescue as quickly as possible.

Customers who have issued a RESOauto product for a vehicle worth more than 3 million rubles are en titled to VIP service. At the same time, the car owner receives the status of a VIP client and can enjoy some benefits. This is a personal manager, round-the-clock work of the dispatch service, free consultation at the scene of a traffic accident, referral to a service station without a visit to an insurance agent. Reviews about "RESO-Garantia" (CASCO) owners of expensive cars always leave only the best. The service is really at a high level.

Mortgage insurance

This type of insurance is very popular among RESO-Garantia clients. Reviews show that one contract allows you to protect yourself from several non-standard situations at once. The RESO-Ipoteka product primarily insures the life and he alth of the client. In the event of an accident that leads to the inability to fulfill its obligations under the loan, the insurance company itself pays the debt to the bank. If the sum insured exceeds the bank debt, the difference is received by the borrower himself or his relatives. Insurance "RESO-Garantia" always fulfills its obligations under the contract. Feedback from customers and employees shows that people can receive full compensation in the event of an accident.

According to the RESO-mortgage program, there may becollateral is also insured. In the event of such non-standard situations as a fire, an explosion of domestic gas, an accident on the water supply, or the discovery of structural defects in the building, the client will be able to receive compensation for damage. The insured event also includes illegal actions of third parties that led to a violation of the integrity of real estate.

Customers also have the opportunity to insure their property in case of loss of ownership. Compensation occurs within the sum insured, if in the process of concluding a transaction for the acquisition of property, the legislation of the Russian Federation was violated. The cost of the policy may depend on the location of the property, as well as its living area. The most democratic rates are offered by the RESO-Garantia insurance company. Customer testimonials show that a small down payment really does help you feel more confident after signing a mortgage.

Compulsory he alth insurance

Every citizen of the Russian Federation must have a compulsory medical insurance policy. The RESO-Garantia company is always ready to provide it. Reviews show that agents offer loyal conditions that allow you to feel confident in the future. After all, high-quality medical care plays a huge role in shaping the he alth of the nation. Treatment on their own today can not be mastered by everyone. Even the most common cold can be costly.

The insurance company offers to conclude a RESO-med contract. Under its terms, people are alwayscan count on quality medical care, regardless of the form of the disease. Today, more than 6 million people trust their lives and he alth to the company. Insurance "RESO-Garantiya" reviews are mostly positive. Thanks to the policy, even the most expensive treatment can be paid for.

Clients who have previously cooperated with the company can draw up a compulsory he alth insurance contract in just a few minutes. You only need to provide a passport. You can also apply for a policy in real time.

Voluntary he alth insurance

Generally accepted compulsory he alth insurance is a system of minimum guarantees. The RESO-Garantiya company offers to get much more. VMI customer reviews are always good. After all, in addition, clients receive high-quality medical care and the provision of services that are not provided for by the CHI policy. Voluntary medical insurance is especially in demand in large cities of Russia. So, for example, agents of RESO-Garantia (Yekaterinburg) always receive excellent reviews about their work. After all, they not only inform their customers about the products as accurately as possible, but also allow them to choose the most suitable one in each case.

It is noteworthy that clients who have issued a VHI policy in one of the cities of Russia have the opportunity to receive high-quality medical care anywhere in the country. The contract may include several clauses. This is a complete examination of the body, the provision of emergency medical care, as well as treatment inhospital conditions. Before concluding a contract, each client is obliged to study the rules of voluntary medical insurance.

Life insurance

Why insure real estate, property or a car, many understand. But life insurance today is not very popular. In fact, he proposes to insure the future of OSAO RESO-Garantiya. Feedback from employees makes it clear that payments will be received not only upon the occurrence of an insured event. Money will be able to pick up also with a positive outcome. Life insurance is a long-term financial instrument that allows you to save your savings. The agency helps clients save small amounts of money for future expenses (studying at university, getting married, buying a property or a car). Many clients prefer to invest in the development of insurance companies rather than commercial banks.

Reso-Garantia (SPB) proposes to conclude an agreement "Capital and Protection". Reviews show that this product is optimal for those who do not know how to save money for large expenses on their own. The program allows you to accumulate the required amount by a certain date. The contract can be concluded for a period of 5 to 30 years. Insurance allows you to save savings from the temptation to spend them ahead of time, to ensure a stable standard of living after retirement, as well as the material well-being of the heirs.

The client can independently decide how much the contract will be concluded. Minimum annual feeis 3000 rubles, monthly - 500 rubles. It is possible to deposit the amount at a time or in installments.

Travel Insurance

A vacation in a foreign country is always full of emotions and adventures. But no one can be immune from trouble. For those who want to really have a good time on vacation, an insurance company offers to conclude a contract. It is worth noting that it is impossible to visit some countries without a policy. Tourists simply do not get a visa. Reviews of the insurance "RESO-Garantia" show that the conclusion of the contract takes only a few minutes, and the client will only have to provide a passport. You can calculate the cost of the policy in real time.

International medical expenses insurance policy allows you to be sure that qualified assistance will be provided in a foreign country in case of he alth problems. Additionally, you can insure your own property in case of theft or damage.

Conclusion

Insurance gives everyone confidence in the future, especially if the contract is concluded with a reliable partner. Reviews about the company "RESO-Garantiya" speak for themselves. Each client will be able to receive payments subject to the occurrence of an insured event. Agents will be able to provide complete information about the company's products. Service is provided around the clock.