Personal finance 2024, November

How to find out the debt from bailiffs and check it

The Federal Bailiff Service daily replenishes the database of non-payers. This database can also be viewed online. If it contains data about a specific subject, then this can lead to a lot of trouble. How to find out a debt from bailiffs will be described in this article

Yandex.Money payment password: how to recover?

To make money transfers and perform other operations in the Yandex.Money system, you need the Yandex.Money payment password. What should the client of the service do if he forgot this code?

WMR WebMoney wallets - how to create and use

Not so long ago, when registering in the WebMoney system, WM Keeper Mini began to be used to manage WMID. In this regard, some users have been confused with the concepts of what are WMZ/WMR wallets and what is WMID. What is the difference between them, how to create both the first and the second, we will tell in the article

Universal electronic card (UEC) - reviews

UEC (universal electronic card) is an analogue of electronic documents, the practice of using which is common in more than 50 states. The product is designed to simplify mutual settlements when buying goods and paying for services

How to make money fast in St. Petersburg? Ways to make money fast

Today, the question of how to make money quickly: whether in St. Petersburg, in Moscow, whether in a small provincial town or village - worries a lot of people. And the key word is fast. It seems that people have no other tasks and goals anymore, everyone wants to get rich literally within a matter of days and immediately after that wave to Haiti in order to rest after righteous labors and drown in a sea of pleasures

2014 living wage budget

For many citizens of Belarus, the subsistence minimum budget, the minimum wage, the average wage, the base value are concepts that mean the same thing. In a country where there is a huge number of incomprehensible designations, people very often confuse economic terms, explaining to colleagues and acquaintances that it is not clear

How to live on 3,000 rubles a month and still not infringe on food and clothing

If you are tired of endless debts, financial problems, loans and other money holes, then this says one thing - you simply do not know how to manage your money. To bring personal finances in full order, you need to save a lot of money for several months. Having learned to save, you can start collecting money for a summer house or a new car, or maybe you will fulfill your cherished dream and fly on vacation? But in order for the dream to come true, you need to know how to live on 3,000 rubles a month

Social payments: types and sizes

Social payments and their types. What can the poor, pensioners and young mothers in Russia claim?

Visa cards of Sberbank: types, categories, benefits

Sberbank is famous not only for its credit products, but also for the variety of cards, especially after it became the official partner of the 2014 Olympic Games in Sochi. To date, Sberbank Visa cards have the most diverse design, feature set and other benefits

UBank - what is it? What is uBank in the phone, how does this application work?

Almost every modern bank offers its customers a set of online services that provide remote access to your account and allow you to manage financial flows from anywhere in the world

How to check the balance on Rostelecom: Internet and other services

Positive balance support is essential for users to stay connected. Regular checking of the account status allows you to avoid blocking due to lack of funds on the balance. How Rostelecom subscribers can check the balance, we will tell in this article

How to borrow at Rostelecom for 5 days

Sometimes there are situations when it is not possible to replenish the balance right now and then you have to borrow from the operator. Rostelecom has a special service for this. We will tell you how to use it in this article

Binary options - what is it? Binary options: strategies, trading, reviews

On the Internet, everyone can find something to do and become a specialist in any industry of earnings. Among the most popular professions are freelancers - those who work for hire; copywriters - people who write articles to order; information businessmen whose niche is the sale of electronic goods and doing business on the World Wide Web, and traders - players on online currency exchanges. Binary options trading has become more and more popular lately

Social card of the pensioner. Sberbank card for pensioners

The use of a plastic card is not mandatory when transferring pensions to an account with Sberbank - yet most pensioners prefer a proven passbook for decades

The main advantages of the "Visa Classic" card ("Sberbank")

The life of a modern person is impossible to imagine without a plastic card. We receive a salary or a stipend for it, we pay with it in supermarkets and online stores. Using a plastic card implies efficiency, convenience and the ability to plan your finances

How do they pay for electricity? Payment for electricity: how to transfer meter readings, calculate and pay?

How to pay for electricity correctly? What do the notorious "kilowatts" depend on? These burning questions sometimes require an immediate and accurate answer

How to make money on iPhone: good advice

Everyone wants to have an iPhone: both old and young. However, not everyone has the funds for such a purchase. But you can solve this problem easily and simply, just learn how to make money on iPhone

Replenished deposit "Sberbank" - remote piggy bank

The replenished Sberbank deposit will help the shopaholic avoid unnecessary expenses and quickly save up the necessary amount for large necessary purchases. The rules for its placement will allow you to regularly set aside part of what you earn in order to form a solid supply of funds. Under what conditions can you open this deposit and how to get the maximum benefit from it?

10 and 1 reason to get a "Corn" card

Do you want to use free credit plastic with many advantages? Then you should find out how and where to apply for a "Corn" card. We will describe the nuances of obtaining this card and the features of opening and using a credit limit on it in this article

Working conditions and wages at McDonald's

Work in the McDonald's network today is offered as convenient, simple and highly paid. The staff turnover at these fast food restaurants is noticeable to the naked eye. What is the salary at McDonald's and why are new employees constantly required here?

Retirement savings. Where to invest your hard-earned money

Today, talk about how you can wisely invest your pension capital, so that later you can live comfortably until the end of your days, can be heard everywhere. And it shouldn't be surprising

Amateur Tips: How to Win at Golden Key. Lottery where luck can be predicted

Is the lottery really easy money? Do I need to tempt fate and chase after winning? Popular opinions on this issue have long been divided. Some people are constantly thinking about how to win at Golden Key. For many, the lottery is the only chance to test their luck

Home budgeting: how to make your finances easier

More and more families are leaning toward the idea that keeping a household budget is necessary. Counting all income and expenses helps you understand where money is spent and find ways to save it

How to borrow on the NSS? Features of the procedure

If there is not enough money to use the services, many operators lend money. The same service is available in Rostelecom (NSS)

Where to exchange rubles profitably for dollars in Moscow, St. Petersburg, Krasnoyarsk

The question of where to exchange rubles profitably for dollars sooner or later arises for everyone who decides to invest in foreign currency. What banks are famous for the best rates, or does it still make sense to turn to foreign exchangers?

What is the billing address of a bank card?

What is the billing address of the card and why is it needed? It assumes the address of the owner of the banking product. It is necessary to fill in the address of residence where the person is registered

How to register a Lukoil card? Step-by-step instruction

The cards work throughout the country. For several years, Lukoil has been allowing the use of a comfortable fuel payment option. How to register a Lukoil card? This work is not difficult, the main thing is to apply simple instructions

Rosneft loy alty card: how to get, how to find out how many points?

In this article you will find the most up-to-date information regarding Rosneft. The loy alty card of this organization allows you to accumulate points and spend them with great benefit for yourself. Read more about how to view your points

How to transfer money from a Sberbank card to Qiwi?

You can top up your QIWI wallet in many ways, but one of the most convenient is Sberbank. This method of sending money is the most secure, so you don't have to worry about the safety of your funds

Average wages in Belarus for workers and employees

The Republic of Belarus is one of the prosperous states in Eastern Europe, has a population of 9 million 460 thousand people. It borders with Ukraine in the south, Russia in the east, Poland in the west, and Lithuania and Latvia in the northwest. The capital of the country is Minsk with a population of 1.8 million people. What is the average salary in Belarus? And what determines the specific amount paid to employees of a particular area?

Replenishment of the Strelka card: popular methods

Residents of the capital need Strelka cards to pay for travel by public transport. It is only necessary to transfer money to the account in a timely manner and pay by touching the validator. And you don't need to bring cash

How to replenish the Strelka card via the Internet: step by step instructions and recommendations

How to replenish the Strelka card in the most convenient way? To do this, there are several proven methods, each of which is convenient in its own way. Among them are bank cards, electronic wallets, mobile phones. To understand the principle of operation of each method, you should analyze it in detail

Return of erroneously transferred funds, sample claim

Unfortunately, each of us can transfer money to the wrong addressee. This incident may occur due to your own carelessness or due to a technical error. As practice shows, few people know what needs to be done in order to return erroneously transferred funds

The salary of an IT specialist in Russia

An IT specialist is considered to be one of the most demanded today, both in Russia and in other countries of the world. Employees who create software are especially valued. Now there are almost no organizations in which there are no modern programs for work

Family income and expenses - calculation features and recommendations

Maintaining a family budget is not an easy question. You need to know how to properly carry out this operation. What can help? How to budget? How to save and even accumulate it? All the secrets of this process are presented in the article

How to top up a transport card: popular methods

In addition to debit and credit cards, many financial institutions issue transport cards that all customers can issue. Their owners get the possibility of cashless payment for travel by public transport, which is much more convenient

Saxo Bank - safe investment

Invest your money profitably and reliably with Saxo Bank. This is an online bank with an impeccable reputation. Existing for more than 20 years on the international brokerage market, it has earned numerous positive reviews

How much does a chef earn on average in Russia?

Everywhere there are restaurants, cafes, canteens and other catering establishments. Their frequent visitors are busy people. That is why the profession is considered one of the most common

Leader payment system: features and benefits

The Leader payment system is one of the most popular among individuals who do not need to open a bank account. You can use the services on the territory of Russia and the CIS countries. The process of sending and receiving money is very convenient, which cannot but attract people

How to earn 500 rubles a day without investment?

More and more often people are thinking about how to earn 500 rubles a day. Usually such questions arise in teenagers and children. After all, adults tend to get more. But only if you have a job. So what ideas can you hear in search of an answer to the question of how to make money without investments?

How to spend money correctly? Family budget: an example. home bookkeeping

You need to be able to spend money. More precisely, each person can learn how to properly manage money. This will help you save and save. What techniques can help? How to do home bookkeeping? Top tips and tricks next

How to transfer money from WebMoney to a card: instructions

Transferring funds from "WebMoney" to a bank card - the process is not so simple. What should users know about it? How can I transfer money from an electronic wallet to a bank card?

Where and how to sell coins?

Selling old coins is not an easy task, especially for beginners. Before selling, coins need to be evaluated, and in order to conclude a profitable deal, you need to navigate the environment of numismatists

How to lend money correctly on receipt

How to lend money right? This question worries many people. Some people just want to help their friends and relatives, but they are afraid that after that they will never see their money again. Others look for a certain benefit in this and borrow at interest, turning into a kind of microfinance organization. But if the latter are protected by all sorts of federal laws, then citizens-lenders often simply "gift" their savings. We will talk about how to lend money correctly

Seigniorage - what is it? Commodity money terms

In 1290, Philip IV waged wars in France. There was not enough money for financing. The minting of new coins led to more and more inflation. To ensure the presence of gold in the treasury, the king robbed the kingdom of the Lombards, took away the money of the Jews and confiscated the property of the Templars. All this was done in order not to pay seigniorage - this is a reward for minting coins

Saving the family budget: tips and secrets

Recent studies have shown that over the past 10 years, the cost of raising children has doubled. Even if the child undergoes free treatment, attends state educational institutions, enters the budget department of the university, parents will need an average of 3 million rubles to raise him. In such a situation, saving the family budget comes first. The tips presented in this article will help you plan and correctly distribute funds

How to transfer a pension when changing residence: necessary documents, procedure and description of the procedure

Despite the fact that older people are very skeptical about changing their permanent address, sometimes they do move. In this case, it does not matter at all what the reason for the change in dislocation was connected with. The main thing is that in such situations a lot of new problems and issues related to them arise

Service to the card "Corn" "Interest on the balance"

This material will consider the product "Corn". The interest on the balance offered by Euroset distinguishes these cards from other offers

Need stability and guarantees? Choose a profitable deposit in Sberbank

Savings Bank interest rates do not promise windfall. Promotional offers from other banks promise much more favorable terms. However, the absolute reliability and security of invested finances is also capital. This is exactly what Sberbank offers its depositors

What is WMR and how to deal with it

Today everyone can make money on the Internet: only desire is enough. And in order to turn virtual earnings into crisp bills, you need to know what a WMR wallet is and how to use it

Capitalization of the deposit - what does it give to the depositor?

What does the solid phrase "deposit capitalization" imply, what does it give an ordinary depositor, and what actions should be taken to ensure the highest income

How to find out the rent arrears on a personal account: a hotline for housing and communal services

Sometimes you have to urgently go on vacation or on a business trip, or the receipt for payment suddenly disappears in an unknown direction. After a while, the owner of the home has a logical question: “Do I owe something to the management company?”

Financial terminology: acquiring - what is it?

Banking structures and other financial organizations in their activities often operate with terminology borrowed from the English language. Having a basic knowledge of this global means of communication, one can understand some terms, for example, "prolongation (extension) of an account", "debit payments" and others. But there are times when a literal translation can say little about the actual meaning of any operation. For example, acquiring - what does it mean? Consider the meaning of this

What is making money on the Internet without cheating and how to get a remote job

The purpose of today's article is to talk in detail about how to make money on the Internet without cheating. Today, the worldwide web is simply “teeming” with scammers who are eager to “get rich” at the expense of naive and gullible people who need work

What is interest capitalization, everyone needs to know

What is the capitalization of interest, most likely, not all residents of our country know. Nevertheless, this is an important concept, on which the final amount of income from a bank deposit depends. In its essence, capitalization is an analogue of compound interest, which, in turn, is the accrual of interest on the already accrued interest on the deposit

How to transfer money from Yandex to WebMoney?

Now a lot of people have money not only, as they say, on hand, but also certain savings stored on special Internet wallets. But with the withdrawal of this money or with the payment of something subsequently, problems may arise

Do you know how to withdraw money from WebMoney?

Not everyone knows how to withdraw money from WebMoney. What are the ways to withdraw these electronic funds? Can I transfer them to a bank card?

Is it possible for teenagers to make money on the Internet?

Are you interested in making money online for teenagers? What kinds of it exist? Where can you start? This article will be useful to all beginners who want to earn extra income without leaving home

Personal income: this is the totality of cash income, sources and methods of regulation

Personal income is the total amount of money received by an individual. In addition, personal income may include other sources: wages, dividends, pensions, allowances, commissions, bonuses in cash, payment for certain types of work, gifts in cash, social and other payments

How can you make money online? Five real ways

If you are looking for the answer to the question: "How can I make money on the Internet?", Then this article is especially for you. At the moment, the World Wide Web is filled with many advertisements promising instant profits without any effort. “Make $1000 in a week… Earn a lot and fast… Earn a million, two, three…” etc. We will analyze only effective ways of earning, comparable in money with a salary when working in an office

Several ways to put money on a Sberbank card

Sberbank of Russia has been the most popular and well-developed bank for several decades now. Its services are easy and simple to use. For example, there are several ways to put money on a Sberbank card. Everything for your convenience

How to plan a home budget and manage money wisely?

Understand how much money we really earn every month and how much we spend, everyone wants. How to plan a home budget and always have funds for the necessary expenses? Is it possible to learn how to save without denying yourself what you need?

Convenient ways to top up a Sberbank card

Most residents of Russian cities already use various means of electronic payments, but few people know how to replenish the card. Sberbank - one of the largest financial organizations in Russia - offers several convenient ways to carry out this operation at once

Dealing with how to transfer money from WebMoney to your phone

Today, virtual money does not surprise anyone, but not everyone knows how to manage it. For example, to replenish the balance of a mobile phone, it will take only a couple of minutes and funds on the WebMoney wallet

“Thank you from Sberbank”: feedback from participants and program nuances

On the occasion of the 170th anniversary of the largest financial and credit institution in Europe, a new program has appeared - “Thank you from Sberbank”. Customer reviews of this financial giant cannot but rejoice. In the summer of 2013, more than 5 million people throughout Russia took advantage of this bonus offer. Of course, this development of the program is not surprising, since you can join it in just 1-2 minutes. But how exactly does this banking product work?

Deposits and contributions. Home Credit Bank"

Commercial institution "Bank Home Credit" - the leader in the system of consumer lending. In 2012, the financial organization ranked third in terms of the volume of loans to the population, losing to Sberbank and VTB-24. Home Credit Bank allows you to make deposits in several ways. Read more about conditions and opportunities below

How to transfer money from Qiwi to WebMoney and back? We share knowledge

Can I transfer money from Qiwi to WebMoney? This is a frequent, simple and intuitive procedure. Let's figure it out together

Do you know how to pay for a phone with a Sberbank card?

Today's plastic card holder no longer needs to pay his mobile bill personally. For him, there are many options for how to pay for a phone with a Sberbank card without leaving home or work

How to replenish Qiwi wallet through the terminal: a few simple ways

This payment system is easier to work with than any other. Top up your account, withdraw money, pay for almost any goods or services, fines or loans using the QIWI electronic wallet - all this takes just a few minutes

What is acquiring and what are its benefits?

Bank cards are accepted by most shops, restaurants, organizations providing all kinds of services. They realize the possibility of paying for their goods/services with a card through the use of acquiring. This article is devoted to this concept. What is acquiring and what are its advantages for each settlement participant?

Implied income is the minimum value that an entrepreneur should strive for

Do you think it is possible to pay tax on income that you do not actually receive? It turns out that it is possible, moreover, this obligation is confirmed by law. But how can this be? In order to deal with this circumstance, it is necessary to understand the meaning of such a term as imputed income. This is the potential amount of money that a taxpayer can receive in the form of income by engaging in a certain type of activity

Salary net and gross - what are these values?

When looking for a job and going through interviews, especially if this is your first employment experience, you will certainly be faced with the need to negotiate wages (and this is often one of the main criteria for choosing a place). At the same time, two concepts will appear in the conversation (or the description of the vacancy posted on the job site) - net and gross. What it is? What is the difference between two identical amounts with different prefixes?

Give money to the card: what is it and what does it threaten. Bay on the map: reviews

What is the bay on the map? User reviews indicate that this is a fraudulent scheme that involves the transfer of money obtained by criminal means through bank cards of ordinary people. Is it worth getting involved with this, what does it threaten and what other risks does such activity carry?

How to find out the balance on the PrivatBank card without using an ATM

PrivatBank provides its users with extensive SMS and Internet banking options, with which you can find out the balance on the PrivatBank card, as well as perform many other operations without leaving your home

The Konstantin Khabensky Foundation will always lend a helping hand

Many people know that the famous actor of the Russian theater and cinema Konstantin Khabensky is not a public person and tries to be the object of attention of the press as little as possible

Who said money doesn't smell?

People often say, "Money doesn't smell." Some take these words literally, while others take them figuratively. What is the secret contained in this overwritten expression, if it has not lost its relevance for more than 20 centuries?

Earnings on surveys on the Internet

Today, a huge number of people are looking for remote work, preferring not to go to the office every day, but to work directly in their own apartment. Indeed, the Runet offers a huge selection of ways to earn money. However, one important circumstance should not be forgotten: in an attempt to improve your financial situation, you can stumble upon Internet scammers who can not only not pay for work, but also lure out the “last” money

Is an advance payment a deposit? Is there a difference?

Even professional lawyers sometimes have questions about advance payments and deposits. What is their difference from each other? What to choose - a deposit or an advance in a particular situation? These are some of the questions that need to be seriously considered

What is the difference between Visa and MasterCard and what is better to choose?

Today, any bank offers us a variety of cards linked to a European or American payment system. What is the difference between Visa and Mastercard, which one is better? Are all cards suitable for payments outside of Russia and which one should a traveler choose?

"MTS Money" (card): reviews and conditions. How to issue, receive, activate, check the balance or close the MTS Money card?

Are you an MTS subscriber? You are offered to become a holder of the MTS Money credit card, but you doubt whether it is worth taking it? We offer to dispel or strengthen your doubts and make the right decision by reading this article about this banking product

Debit card: what is it and which one is better to choose

To ensure safe, fast and convenient access to funds in your accounts, a debit card is issued. As a rule, such a card is issued free of charge, and it differs from a credit card only in that you do not need to pay interest, since it does not contain the bank's money, but its own funds

Who is he, the richest man on the planet?

Surprising as it may seem, even the greatest we alth is unable to solve all human problems. Any poor or middle-class man can only dream of the benefits that he could afford if he were on the list of the richest people on the planet

How to make money on binary options. Find out if you can make money on binary options

Earnings on the Internet are of interest to many today, so we will touch on the topic of how to make money on binary options. Let's take a closer look at the main strategies that are suitable for those who want to try themselves as a trader

Designer - a profitable profession? How to find out how much a designer earns?

A good designer combines an artist, stylist, architect, foreman and designer. You will also need to be proficient in certain computer programs. And how much does a designer earn in different areas of activity? What kind of designers are there and how is the work of creative people valued?

Average salary in Switzerland in euros

The average salary in Switzerland is much higher than in Russia. Dozens or even hundreds of times. This state has a completely different standard of living. Of course, there are high taxes. Residents have to give the state, sometimes, 50-60% of their earnings. But, even despite this, the amounts that Swiss citizens receive for their work are impressive. So what should be said

Enterprise income - what is it? Types of enterprise income

The income of an enterprise is the amount of funds received as a result of any activity. There are many varieties and depends on many factors

Where and how to earn a billion: interesting ideas, effective ways and recommendations

Earnings are necessary for everyone. After all, as you know, there is no such thing as too much money. But where to earn? What methods can you use to get your first billion? Read this article for the best tips and tricks for making money fast

How to request a Sberbank card balance from your phone. Service "Mobile bank from Sberbank"

How to request a Sberbank card balance from a phone? How can you see the balance of funds on bank plastic? All this is very important. After all, only there you can manage finances in full. A variety of services and gadgets come to the rescue

How do I find out where my funded part of the pension is? Description of the procedure, recommendations and reviews

The first and easiest way is to apply to the territorial pension fund. You will only need an identity card and SNILS. Apply with the appropriate statement, you can sometimes even verbally. Fund employees will have to check the location of your funded part of the pension in the database, and then give you information

Where to borrow money urgently, even if there are outstanding loans?

More and more often people think about where to borrow money urgently. This question is really important. After all, no one is immune from unforeseen circumstances. Maybe some "nth" amount will be required for treatment or rehabilitation! Where to go in this case? How to behave?

"B altic Savings Fund": feedback from depositors and programs for clients

"B altic Savings Fund" is one of the credit unions of St. Petersburg. A lot of clients like this organization. Why?

Refund to the card when returning the goods: terms, description of the procedure, recommendations

Over the past few years, there has been a fairly steady trend around the world to increase the number of people who prefer to pay for their small and large purchases by bank transfer. Therefore, it is not surprising that many modern consumers are interested in how and in what terms the money is returned to the card when returning the goods. After reading this article, you will learn about the main nuances of this procedure

Personal finance 2024, November

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