Cashless transfers in Sberbank: how to transfer money via SMS?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Now users of bank cards actively make various transfers. This is due to the convenience of the service. Funds can be sent at any time of the day. Cashless transfer via SMS is available to Sberbank customers. It is enough to know the phone number or card of the recipient. Transferring money in Sberbank is reliable, so many people choose it.

Types of transfers

Sberbank has 2 types of transfers:

1. Without a bank account. The money is sent to the recipient at the bank branch.
2. From deposit to deposit.

Cashless transfers from card to card are now in demand. This procedure is performed in several ways. Sberbank-online allows you to make many financial transactions. Logging into the system is done using one-time passwords for security purposes. Through your personal account, you can perform various operations: transfers to other persons, payment of loans, utilities. You can set up auto payments to top up your phone balance.

Pluses of non-cash transfers

Sberbank offers its customers the following benefits:

• speed of transfers;
• requires only the recipient's phone number;
• transfer of funds can be performed at any time without visiting the bank.

The main thing is to carefully enter the data for sending the transfer. Moreover, the system provides an opportunity for this by confirming the data with an SMS message, so such transfers are safe.

Conditions

Bank cards have become a part of human life. Thanks to them, a lot of money transactions and purchases are made. Sending money in Sberbank via SMS to a card or phone number is very simple. It is enough to perform simple actions. Only the service is provided under the following conditions:

1. The recipient's and sender's cards must be connected to the "Mobile Bank". This is done using an ATM, online banking. You can contact the branch or call the help desk.
2. The account must have the required amount.
3. You can't send money to your phone number.
4. The card must be a debit card. Credit, corporate and virtual services do not have such services.
5. Money is transferred only in rubles.
6. How much money can be transferred via SMS in Sberbank? During the day, it will be possible to perform operations no more than 10 times and in the amount of no more than 8 thousand rubles.

How to transfer money in Sberbank via SMS? This can be done using a phone number or a card. Both methods are safe and convenient, you just need toconsider limitations.

By card number

How to transfer money in Sberbank via SMS using a card number? You need to do the following:

1. In the "To whom to send" section, indicate 900.
2. In the text line you need to write: "TRANSFER 1234 (last 4 digits of the recipient's card) 4000 (amount).

SMS to number 900 is delivered quickly. You need to wait for the notification to receive the code and details of the recipient. You need to check the information. If everything is correct, then you need to write the code with the “” symbol at the beginning. The operation is carried out quickly, after which both parties receive SMS with the transfer/withdrawal of funds.

If a mistake was made in the card number, and the funds went in an unknown direction, the procedure cannot be canceled. In this case, you need to contact the recipient by calling his phone. It may be possible to solve this problem.

By phone number

How to transfer money in Sberbank via SMS to a phone number? There is a special procedure for this too. In the text you need to write:

1. "TRANSLATION".
2. Phone number.
3. Amount.

Spaces between data. If several cards are issued, Sberbank offers a convenient service that allows you to disable the ability to transfer funds to one of the cards without templates. In this case, the number 900 is also used. In the command, indicate the word of your choice - “zero” / “null” / “null”.

The client receives SMS and access to the service of quick transfer of funds. Forto return everything to its place, you must contact the call center. If you send money to Sberbank via SMS, then this will be a safe procedure. Number 900 is available to all operators.

Templates

How to transfer money in Sberbank via SMS if you need to quickly complete the operation? If transfers are often made to specific persons, then a simplified system can be connected. For the recipient, you need to come up with a name that is tied to his phone number.

The message “CALL 1000000000 IRA” is sent to number 900, where the numbers are the phone number. After that, you need to transfer funds by sending "IRA 500". After that, you can regularly transfer funds without constantly depositing money. How much money can be transferred via SMS? The daily limit is set to no more than 8,000 rubles.

Personal account

To transfer funds you need:

1. Visit your personal account.
2. Click on "Payments and transfers", and then select Sberbank.

A new page will open where you need to fill in the information. It indicates the methods by which funds are transferred (phone number, account or card). You must choose a convenient method by filling in important information.

ATM

You can quickly transfer funds using your card:

1. Visit the translation section.
2. Select "transfer funds".
3. Enter card or account number.
4. Check details.
5. Press "Confirm".

After that, a card and a check will be provided, which must be kept until enrollment. Funds are transferred very quickly.

Error

Sometimes SMS comes: "Operation failed". The reason for the rejection may be that the recipient has no connected service or it is not in the templates. Transfers by card through the phone can be carried out with a commission.

Recommendations for wire transfers

1. It is better to use convenient and mobile transfers using online services.
2. If you need to transfer funds on a long trip, you should connect "Sberbank-Online", "Mobile Bank". There is also a mobile app.
3. If you replenish a card or account in another country, a commission will be charged. Its size should be specified in advance.

Card design

To make transfers, you need to issue a card. The recipient must also have it. The characteristics of the card include:

1. Visa or MasterCard logos.
2. Can be opened in rubles, euros and dollars.
3. Provided for 3 years, after which re-registration is required.
4. Maintenance costs 900 rubles for 1 year, and then 600 rubles.
5. Additional cards can be purchased.

An adult citizen of the Russian Federation can issue plastic. You can get a card at a bank branch. It is possible to order it with your own design. You need to take your passport with you. The department will ask you to fill out an application. You will need to sign papers for the design of a banking product.

It takes 7-45 days to make. This period includes transportation. When the card is ready, the client is notified about it. Upon receipt, an agreement is signed with which a PIN code is issued. The Sberbank card has many advantages. You can send funds to others at any time.